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PNB Scheme for Financing Biogas Units

Need-based finance for a rural biogas plant with sanitary-latrine facilities. Repayment is 7 years for plants up to 5 m³ and 5 years for larger plants.

Repayment period7 years for plants up to 5 m³; 5 years for plants above 5 m³.PurposeConstruction of a biogas plant with sanitary-latrine facilities in a rural area.Geographic / site requirementThe biogas plant must be in a rural area.
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Quick eligibility check

PNB Scheme for Financing Biogas Units

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Borrower must have enough cattle for the proposed plant?

Published source: Eligibility

2Does your annual income meet this requirement: Since the plant's apparent income is fuel savings, repayment capacity must be supported by another income source?

Published source: Eligibility

3Do you meet this requirement: Project must be sponsored by KVIC, a State Agro Industrial Corporation or the concerned State department?

Published source: Eligibility

4Does your annual income meet this requirement: The borrower must have enough cattle for the proposed plant, a separate income source to support repayment, and project sponsorship by KVIC, a State Agro Industrial Corporation or the concerned State department?

5Document checkDo you have this required document or proof: PNB's general agriculture checklist lists a completed application, self-attested identity proof, residence proof, two recent photographs and land-record particulars. The scheme sheet does not give a separate exhaustive document checklist?

Published source: Documents

6Document checkDo you have this required document or proof: PNB's general agriculture checklist lists a filled agriculture-credit application, self-attested identity proof, residence proof, two recent photographs and land-record particulars?

Published source: Documents

7Document checkDo you have this required document or proof: The biogas scheme sheet does not provide a separate exhaustive document list?

Published source: Documents
0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 7 Oct 2026 · active
Offered byPunjab National Bank

Rural India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeConstruction of a biogas plant with sanitary-latrine facilities in a rural area.View source
The published purpose links the biogas plant with sanitary-latrine facilities in rural areas.
Source
Scheme for Financing Biogas Units
Page / section
page 1, Purpose
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
EligibilityBorrower must have enough cattle for the proposed plant. Since the plant's apparent income is fuel savings, repayment capacity must be supported by another income source. Project must be sponsored by KVIC, a State Agro Industrial Corporation or the concerned State department.View source
The sheet provides no numeric income threshold; the other-income rule is qualitative.
Source
Scheme for Financing Biogas Units
Page / section
page 1, Eligibility
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Repayment period7 years for plants up to 5 m³; 5 years for plants above 5 m³.View source
The repayment period is tiered at 5 cubic metres.
Source
Scheme for Financing Biogas Units
Page / section
page 1, Repayment
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Geographic / site requirementThe biogas plant must be in a rural area.View source
The stated purpose is construction of a biogas plant with sanitary-latrine facilities in a rural area.
Source
Scheme for Financing Biogas Units — PNB scheme sheet
Page / section
page 1, Purpose
Accessed
7 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • The scheme sheet links household-scale plant sizing to cattle and sanitary-latrine needs
  • The sheet provides different repayment periods by plant capacity

Eligibility

  • The borrower must have enough cattle for the proposed plant, a separate income source to support repayment, and project sponsorship by KVIC, a State Agro Industrial Corporation or the concerned State department.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • PNB's general agriculture checklist lists a completed application, self-attested identity proof, residence proof, two recent photographs and land-record particulars. The scheme sheet does not give a separate exhaustive document checklist.

Related official documents

PNB Agriculture Credit Schemes catalogueofficial-product-catalogue · current-catalogue-page · accessed 7 Oct 2026
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PNB Agriculture Loan Schemes catalogue — current link checkofficial-product-catalogue-page · current-catalogue-link-check · accessed 8 Oct 2026
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PNB Agricultural Banking — documents required for agriculture loanofficial-agriculture-banking-page · current · accessed 7 Oct 2026
↗
PNB General Guidelines for Agricultural Credit — current application, ACABC margin and security rulesofficial-general-guidelines-page · current-relevant-sections-reviewed · accessed 8 Oct 2026
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PNB Interest Rates on Advances — current agriculture and specific-scheme ratesofficial-rate-table · current · accessed 7 Oct 2026
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PNB Interest Rates on Advances — current agriculture and specific-scheme sectionsofficial-rate-table-page · current-rate-page-reviewed-for-agriculture-schemes · accessed 8 Oct 2026
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Scheme for Financing Biogas Unitsofficial-scheme-pdf · reviewed-text-layer-retrieval-route-now-inaccessible · accessed 7 Oct 2026
↗
PNB Credit Related Service Charges — current pageofficial-service-charge-page · current-charge-schedule-reviewed-scoped-sections · accessed 8 Oct 2026
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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Purpose · Published termConstruct a biogas plant with sanitary-latrine facilities in a rural area.

This value is copied from PNB Biogas Units Scheme — complete published conditions. Check the table notes before relying on it.

Source: Scheme for Financing Biogas Units · page 1, complete scheme text Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsPNB Biogas Units Scheme — complete published conditionsComplete transcription of the scheme sheet's purpose, sizing example, eligibility, extent and repayment clauses. Text-layer review is retained; current re-fetch route is inaccessible.View tableHide table

Scroll sideways to view every column

PNB Biogas Units Scheme — complete published conditions
Scheme itemPublished term
PurposeConstruct a biogas plant with sanitary-latrine facilities in a rural area.
Plant sizing illustrationA 1 m³ capacity plant can be operated with dung from 1–2 adult cattle; a sanitary latrine serves 5–10 people.
Cattle requirementBorrower must have enough cattle for the proposed plant.
Repayment capacitySince the plant appears to provide fuel savings rather than income, capacity to repay must be linked to another income source; no numeric income floor is stated.
Project sponsorshipProject should be sponsored by KVIC, a State Agro Industrial Corporation or the concerned State department.
Loan extentNeed-based; no fixed rupee maximum is stated.
State-plan assistance noteStates may make budget provision under the State Plan Sector for subsidy/other facilities for rural sanitary-latrine construction; the sheet states no amount or individual entitlement.
Repayment — up to 5 m³7 years.
Repayment — above 5 m³5 years.
Scheme for Financing Biogas Units · page 1, complete scheme text · accessed 7 Oct 2026Open official source ↗
Table 2 · 5 rows · 2 columnsPNB general agriculture-credit document checklistGeneral PNB checklist only; it is not exhaustive scheme/entity-specific KYC. Land records may not apply to every eligible DRI applicant.View tableHide table

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PNB general agriculture-credit document checklist
DocumentPublished checklist item
ApplicationDuly filled agriculture-credit application form.
IdentitySelf-attested identity proof.
ResidenceResidence proof.
PhotographsTwo recent applicant photographs.
LandLand-record particulars.
  • Scheme sheets add or may require scheme-specific and entity-specific documents; do not treat this list as exhaustive.
PNB Agricultural Banking — documents required for agriculture loan · Documents Required for Agriculture Loan · accessed 7 Oct 2026Open official source ↗
Table 3 · 5 rows · 2 columnsPNB agriculture-credit application disposal timelineGeneral PNB agriculture-credit maximum disposal times by applied credit limit; these are not a guaranteed individual sanction date.View tableHide table

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PNB agriculture-credit application disposal timeline
Credit limitMaximum published time
Up to ₹2 lakh2 weeks
Above ₹2 lakh to ₹50 lakh4 weeks
Above ₹50 lakh to ₹1 crore5–6 weeks
Above ₹1 crore to ₹100 crore6–7 weeks
Above ₹100 crore8–9 weeks
  • Bank-wide maximum timeline, not a product-specific sanction promise.
PNB General Guidelines for Agricultural Credit · Section 1, Time Schedule for Disposal of Loan Applications · accessed 7 Oct 2026Open official source ↗
Table 4 · 7 rows · 2 columnsPNB early-closure terms relevant to agriculture schemesConditional bank-wide takeover/early-closure schedule; amount depends on borrower type, facility, purpose, rate type and closure route. It is not a blanket scheme fee.View tableHide table

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PNB early-closure terms relevant to agriculture schemes
CasePublished charge/condition
Non-individual borrower takes over a term loan to shift to another bank/FI2% of the amount being prepaid.
Non-individual borrower closes cash credit/overdraft before due date to shift lenders2% of the sanctioned limit.
Cash credit/overdraft closed on due dateNo prepayment charge where written notice of intent not to renew is given 3 months before due date.
Floating-rate loan/advance to an individual for a non-business purposeNo prepayment charge, with or without co-obligants; partial/full prepayment regardless of source of funds and without minimum lock-in.
Floating-rate business loan/advance to an individual or No prepayment charge, with or without co-obligants; partial/full prepayment regardless of source of funds and without minimum lock-in.
Dual/special rate with fixed and floating periodsFloating-rate exemption depends on whether the facility is floating-rate when prepaid.
Other listed exemptionsNo charge for borrowers; microfinance loans except loans to -; eligible fixed-rate loans switched to floating at reset; prepayment from borrower's own sources; specified lender switches after spread/term change or benchmark reset; bank-initiated closure for listed reasons; and loans/advances against PNB deposits/liquid securities sanctioned or renewed on/after 01-01-2026.
  • Check sanction terms and applicable rule; this conditional bank-level schedule does not establish one product-wide prepayment fee.
PNB Credit Related Service Charges — current page · Section 10.15, Pre-Payment/Fore Closure, all clauses and exceptions · accessed 7 Oct 2026Open official source ↗

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