Compare products

Pre-approved home loans

Compare income-assessed home-loan limits available before the borrower finalises a property.

	Filter Interest rate 7–9%2	Filter Benchmark EBLR1MCLR1Repo rate linked1 Matches any selected option	Filter Maximum finance Above ₹1 crore1	Filter Maximum tenure Up to 1 year11–5 years15–10 years1Above 10 years2			Filter Processing fee Percentage-based fee1Flat rupee fee1GST / tax additional2 Matches any selected option
Baroda Pre-Approved Home LoanBank of Baroda	The pre-approved home loan is priced at the prevailing Baroda Home Loan rate. The linked current table publishes a floating spread of −0.70% to +1.05% with the table's of 7.90% effective 6 December 2025, that corresponds to 7.20%–8.95% p.a. before borrower-specific risk pricing. ↓	Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.	Up to ₹10 crore, as listed for Baroda Pre-Approved Home Loan in the current Bank of Baroda Home Loans catalogue. The eventual sanction remains subject to income, score, security value and acceptance.	Up to 30 years, as listed for Baroda Pre-Approved Home Loan in the current Bank of Baroda Home Loans catalogue. The pre-approval itself remains valid for four months, which is separate from the eventual loan repayment tenure.	Income details and score under the applicable home-loan guidelines income/repayment documents are required but property documents are initially excluded	Resident Indians holding Indian passports holding foreign passports	₹8,500 plus applicable upfront and non-refundable the balance of unified Home Loan processing charges is recovered after sanction. If property papers are submitted within the four-month validity, only the remaining applicable charges are recovered.	Part or full prepayment from the borrower’s own sources is permitted the page does not publish a separate percentage charge for this pre-approved route.
SBI Pre-Approved Home LoanState Bank of India	7.25% p.a. onwards, subject to card-rate terms and borrower profile	home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025) the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.	Value awaiting review	360 months, subject to repayment by age 70	Value awaiting review	Value awaiting review	Non-refundable applicable home-loan processing fee is collected at sanction current schedule is 0.35% with applicant-type caps plus	No pre-payment penalty

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.

← Compare all personal, home, vehicle & other loans