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PNB Digi Saarthi Pre-Approved Two-Wheeler Loan

A pre-approved, digital two-wheeler loan for eligible existing PNB customers. The public Digi Saarthi page lists 11.10% , finance up to 90% of on-road price and nil upfront, processing and documentation charges.

Rate of interest11.10%Finance shareUp to 90% of the on-road price.Upfront, processing and documentation chargesNil upfront fee, processing fee and documentation charges on the public Digi Saarthi page.
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Quick eligibility check

PNB Digi Saarthi Pre-Approved Two-Wheeler Loan

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Pre-approved existing-to-bank PNB customers?

Published source: Eligibility

2Do you meet this requirement: the public page describes applicants as eligible customers?

Published source: Eligibility

3Do you meet this requirement: vehicle quotation?

Published source: Documents to keep ready

4Do you meet this requirement: insurance quotation if insurance is self-arranged?

Published source: Documents to keep ready

5Do you meet this requirement: valid driving licence?

Published source: Documents to keep ready

6Document checkDo you have this required document or proof: Aadhaar?

Published source: Documents to keep ready

7Document checkDo you have this required document or proof: PAN?

Published source: Documents to keep ready

8Document checkDo you have this required document or proof: Vehicle quotation?

Published source: Documents to keep ready

9Document checkDo you have at least one of these required documents: Proof of advance or booking payment?

Published source: Documents to keep ready
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 7 Oct 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility typePre-approved digital two-wheeler loan for eligible existing-to-bank customers.View source
The app page identifies PNB Digi Saarthi as a two-wheeler loan; the official catalogue calls it a pre-approved Two Wheeler Loan (ETB) and marks it self-owned.
Source
PNB Digi Saarthi public page and digital-lending catalogue
Page / section
Digi Saarthi page; official DLA catalogue row 10
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Rate of interest11.10%View source
The page prints @11.10%; it does not print p.a. beside this rate. No annual period is added by inference.
Source
PNB Digi Saarthi public pre-approved two-wheeler loan page
Page / section
PNB DIGI SAARTHI — @11.10%
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Finance shareUp to 90% of the on-road price.View source
The official app page states finance up to 90% of on-road price; it does not give a rupee cap.
Source
PNB Digi Saarthi public pre-approved two-wheeler loan page
Page / section
PNB DIGI SAARTHI — Finance up to 90% of on road price
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
EligibilityPre-approved existing-to-bank PNB customers; the public page describes applicants as eligible customers.View source
PNB's catalogue explicitly labels it a pre-approved loan for ETB customers. The public page does not publish a general numeric age or income threshold.
Source
PNB Digi Saarthi — official catalogue and public offer page
Page / section
Digital lending apps table row 10; Digi Saarthi page
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Upfront, processing and documentation chargesNil upfront fee, processing fee and documentation charges on the public Digi Saarthi page.View source
The page expressly says nil for the three listed charges; no statement is made about unrelated statutory charges.
Source
PNB Digi Saarthi public pre-approved two-wheeler loan page
Page / section
PNB DIGI SAARTHI — NIL upfront/processing fee and documentation charges
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Documents to keep readyAadhaar; PAN; vehicle quotation; proof of advance/booking payment; insurance quotation if insurance is self-arranged; valid driving licence.View source
The complete public landing page lists six items, including insurance quotation only where insurance is self-arranged by the customer.
Source
PNB Digi Saarthi public pre-approved two-wheeler loan page
Page / section
Please keep following documents/information handy while applying online — items 1–6
Accessed
7 Oct 2026
Confidence
high
Open official source ↗
Application channelPaperless digital journey through PNB Digi Saarthi; PNB lists availability on the website, PNB ONE and Internet Banking.View source
Catalogue lists website, PNB ONE Android/iOS and Internet Banking; the public page says paperless assessment and apply from anywhere.
Source
PNB Digi Saarthi — official catalogue and public offer page
Page / section
Digital lending apps table row 10; Digi Saarthi page
Accessed
7 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Paperless assessment and an online application journey.
  • Finance up to 90% of the on-road price.
  • The public page lists nil upfront fee, processing fee and documentation charges.

Eligibility

  • PNB's official digital-lending catalogue identifies this as a pre-approved two-wheeler loan for existing-to-bank customers. The public page does not show numeric age or income thresholds; customer-specific offer details remain inside the application journey.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Aadhaar
  • Vehicle quotation
  • Proof of advance or booking payment
  • Insurance quotation, if insurance is arranged by the customer
  • Valid driving licence

Related official documents

PNB Digi Saarthi — public pre-approved two-wheeler loan pageofficial-product-page · current-live-page-reviewed · accessed 7 Oct 2026
↗
PNB Digi Saarthi official page image reviewofficial-product-image-review · no-dedicated-product-art-found · accessed 7 Oct 2026
↗
PNB List of Digital Lending Apps — retail entries 9–10official-digital-lending-catalogue · current-catalogue-entries-reviewed · accessed 8 Oct 2026
↗
PNB Download Forms catalogueofficial-loan-forms-catalogue · current-forms-catalogue-reviewed · accessed 7 Oct 2026
↗
PNB Interest Rates on Advances — current rooftop solar ROI sectionofficial-rate-table · current-rate-section-reviewed · accessed 7 Oct 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹25,975twenty-five thousand nine hundred seventy-five rupees
Interest paid over the full loan₹37,34,015thirty-seven lakh thirty-four thousand fifteen rupees
Everything you repay₹62,34,015sixty-two lakh thirty-four thousand fifteen rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Customer segment · Published detailPre-approved existing-to-bank PNB customers

This value is copied from PNB Digi Saarthi — terms on the public application page. Check the table notes before relying on it.

Source: PNB Digi Saarthi public pre-approved two-wheeler loan page and DLA catalogue · Complete public page; official DLA catalogue row 10 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsPNB Digi Saarthi — terms on the public application pageOnly the terms visible on PNB's public Digi Saarthi page and digital-loan catalogue are listed; no terms from the separate PNB Saarthi public scheme are carried over.View tableHide table

Scroll sideways to view every column

PNB Digi Saarthi — terms on the public application page
TermPublished detail
Customer segmentPre-approved existing-to-bank PNB customers
Rate11.10% ; public page does not state a rate period
Maximum finance shareUp to 90% of on-road price; no public rupee cap stated
Upfront / processing / documentation chargesNil for each charge named on the public page
Assessment and channelPaperless digital assessment; website, PNB ONE and Internet Banking
Documents to keep readyAadhaar; ; vehicle quotation; proof of advance/booking payment; insurance quotation if self-arranged; valid driving licence
  • The public Digi Saarthi page does not display a rupee maximum, tenure, , numeric age/income floor or prepayment term. Customer-specific offer screens were not opened.
  • PNB's separate public PNB Saarthi and Power Ride terms are not applicable evidence for this pre-approved digital offer.
PNB Digi Saarthi public pre-approved two-wheeler loan page and DLA catalogue · Complete public page; official DLA catalogue row 10 · accessed 7 Oct 2026Open official source ↗

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