Personal, home, vehicle & other loans

Muthoot Retail Gold Loan (Co-Lending)

Bank of Maharashtra co-lending with Muthoot Fincorp for a retail gold-secured loan of ₹5,000 to ₹20 lakh for 6 to 12 months, repaid through .

Loan tenorMSME: 3 to 18 months; retail gold: 6 to 12 months.Loan amountMSME: ₹5,000 to ₹5 lakh; retail gold: ₹5,000 to ₹20 lakh.Repayment modeMSME facility uses EDI; retail gold facility uses EMI.

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✓ Manually checked 31 Aug 2026 · active

Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan amountMSME: ₹5,000 to ₹5 lakh; retail gold: ₹5,000 to ₹20 lakh.View source

Both facility amount columns.

Source: Muthoot Fincorp Co-Lending
Page / section: Two-facility table
Accessed: 31 Aug 2026
Confidence: high

Open official source ↗

Loan tenorMSME: 3 to 18 months; retail gold: 6 to 12 months.View source

Both facility tenor columns.

Source: Muthoot Fincorp Co-Lending
Page / section: Two-facility table
Accessed: 31 Aug 2026
Confidence: high

Open official source ↗

Repayment modeMSME facility uses EDI; retail gold facility uses EMI.View source

Both repayment-mode columns.

Source: Muthoot Fincorp Co-Lending
Page / section: Two-facility table
Accessed: 31 Aug 2026
Confidence: high

Open official source ↗

Loan typeGold loanView source

The official product name identifies this as “Muthoot Retail Gold Loan (Co-Lending)”.

Source: Muthoot Retail Gold Loan (Co-Lending) — official product page
Page / section: Official product name and loan classification
Accessed: 31 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

₹5,000–₹20 lakh
6–12 months
Gold-secured retail loan
repayment

Eligibility

For retail borrowers pledging gold ornaments; the page does not publish a numeric income threshold or rate.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Application and
Gold ownership, valuation and pledge documents
Repayment-account details

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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TableParameter

Partner · Published detailLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores

This value is copied from Loan Tap — complete facility and partner details. Check the table notes before relying on it.

Source: Loan Tap Co-Lending · Complete page and facility table Open official source ↗

Published tables