The current page and the current Retail Loans schedule disagree. The page shows −0.50% to +1.70% for and Advantage up to ₹75 lakh, and −0.25% to +1.95% for Advantage above ₹75 lakh
the rate page's Max Savings rows show −0.45% to +1.30%up to ₹75 lakh and −0.20% to +1.55% above. The page's separately says floating pricing is 1-year to 1-year +1%. Confirm the applicable rate with the Bank
no single range is selected.
Conflicting benchmark wording: the page's rate table uses spreads and says is 0.25% above the normal / home-loan rate, while its says floating pricing is linked to 1-year with an annual reset. The current schedule lists 1-year at 8.75% (effective 12 September 2026) and at 7.90% (effective 6 December 2025)
its Max Savings floating rows use , while a separate -linked section is labelled effective from 1 April 2016 and sets 0.25%/0.50% over the normal Home Loan rate by amount. The Bank does not reconcile which benchmark or schedule applies to this variant
no borrower rate is calculated.
Location-based ceilings: Mumbai ₹10 crore
other metros ₹5 crore
urban areas ₹3 crore. The page repeats the ₹3 crore Urban Areas line twice. Each ceiling remains subject to income, repayment capacity and /margin rules
the page does not list semi-urban or rural ceilings.
Maximum loan period is 30 years including a moratorium of up to 36 months. For under-construction houses/buildings through the 7th floor, the page states an 18-month moratorium, then six additional months per floor, capped at 36 months.
Combined gross annual income of at least ₹5 lakh equivalent for applicant/co-applicants whose income is counted. The page says applicant/co-applicant income can be combined where an is included.
For holding Indian passports, holding foreign passports and . Applicants may borrow singly or jointly
are excluded. Counted-income applicants must meet the page's two-year overseas employment/work-permit or overseas residence/business condition and the published combined gross-income floor. The page sets minimum ages of 21 for a borrower and 18 for a co-applicant, and says age may be considered up to 70. Close relatives may co-apply
a non-relative may be considered only if a joint property owner.
Conflicting official terms: the page states a 100% processing-charge waiver for specified /channel/project leads, with ₹3,500–₹10,000 + out-of-pocket costs per property
for non- takeover it states nil subject to a refundable ₹1,500 login fee. The current 1 April 2025 tariff separately labels Home Loan (All variants) and prints 50%up to ₹50 lakh or 25% above, with ₹8,500–₹15,000 /₹8,500–₹25,000 limits and ₹8,500 takeover. The Bank does not reconcile the variant-specific waiver with the all-variants tariff.
The says pre-closure is nil. A separate generic fixed-rate Home Loan tariff says own-source repayment is nil and takeover by another lender costs 0.50% of outstanding. Because the page says fixed pricing was withdrawn but the current bank-wide schedule prints fixed rows without defining applicability, the fixed-rate tariff is not assigned to this borrower variant.
Fixed-rate option withdrawn from 1 July 2010. Floating interest is charged on a daily reducing balance at monthly rests, linked to the bank's one-year and reset annually
the -linked range runs from one-year to one-year +1%, subject to revision.
One-year , reset annually
-linked pricing ranges from one-year to one-year +1%.
Mumbai: ₹10 crore
other metros: ₹5 crore
urban areas: ₹3 crore
semi-urban/rural areas: ₹1 crore, subject to income, repayment capacity and /margin norms.
Maximum 30 years including a maximum 36-month moratorium
under-construction homes up to the seventh floor receive 18 months, with six additional months per floor thereafter subject to the 36-month cap.
Minimum gross annual income equivalent to ₹5 lakh for applicant/co-applicants whose income is considered
combined income may be used where an applicant/co-applicant is included.
holding Indian passports, holding foreign passports and
individuals may apply singly or jointly
are not eligible. Income-counted applicants need at least two years of qualifying overseas employment/business and minimum gross annual income equivalent to ₹5 lakh.
Baroda Home Loan and Home Improvement Loan: up to ₹50 lakh, 0.50% of loan amount with minimum ₹8,500 and maximum ₹15,000
above ₹50 lakh, 0.25% with minimum ₹8,500 and maximum ₹25,000. Charges are unified and exclude
takeover is a flat ₹8,500 upfront. This schedule applies to the / home and home-improvement variants.
The / page publishes floating pricing from one-year to one-year +1.00% p.a., with annual reset and daily-reducing balance/monthly rests. The shared Max Savings page publishes a separate schedule
because the Bank does not state a conversion rule for this variant, that shared schedule is preserved as a non-controlling conflict rather than blended into this value.
One-year with annual reset
-linked pricing ranges from one-year to one-year +1%. The shared Max Savings schedule is retained as a separate general-page conflict, not as the variant's benchmark.
Mumbai: ₹10 crore
other metros: ₹5 crore
urban: ₹3 crore
semi-urban/rural: ₹1 crore, subject to income, repayment capacity and /margin norms. The shared Max Savings page has a different general schedule
that separate conflict is preserved in the comparison table and is not applied to this variant.
Up to 30 years initially, including a maximum 36-month moratorium. For under-construction homes up to the 7th floor: 18 months
add 6 months per additional floor, capped at 36 months.
₹5 lakh equivalent per year for income-counted applicant(s)
where an is counted, the Bank says combined applicant/co-applicant income can meet this threshold.
Individuals may apply singly or jointly
are excluded. Counted // income applicants must meet the Bank's published overseas work/residence test (at least 2 years) and ₹5 lakh gross annual-income rule. / definitions and nationality exclusions apply.
Baroda Home Loan and Home Improvement Loan tariff: up to ₹50 lakh, 0.50% of loan amount with minimum ₹8,500 and maximum ₹15,000
above ₹50 lakh, 0.25% with minimum ₹8,500 and maximum ₹25,000. Takeover is a flat ₹8,500 upfront. Charges are exclusive of
the tariff says the unified charge includes inspection, valuation and legal fees.
Nil on the / product page. That page also says its fixed-rate option was withdrawn from 1 July 2010
the current service-charge page's separate 0.50% takeover row is expressly for fixed-rate retail loans and is not assigned to this floating offer.
For Baroda Home Loan to non-staff members, the linked current rate table publishes floating pricing of −0.70% to +1.05%
with 7.90% effective 6 December 2025, that calculates to 7.20%–8.95% p.a. The applicable borrower rate depends on loan limit, score and risk pricing.
Bank of Baroda states applies to retail lending
the current rate page lists 7.90% (repo 5.25% plus markup/base spread 2.65%) effective 6 December 2025 and one-year8.75% effective 12 August 2026. The takeover page's linked floating table is -based.
Mumbai ₹20 crore
other metros ₹5 crore
Hyderabad, New Delhi and Bengaluru ₹7.50 crore
urban ₹3 crore
semi-urban/rural ₹1 crore
Chandigarh/Panchkula/Mohali ₹5 crore.
Maximum 30 years initially, including a maximum moratorium of 36 months.
No fixed minimum income amount is stated for the takeover scheme. The page instead publishes net-income repayment-capacity bands: 40%–75% for salaried applicants by monthly income and 70%/80% for other applicants by average net annual income.
Resident Indians, // and eligible staff may transfer an eligible home loan from a bank, , or financial institution. Individuals need CIBIL 701 or higher, a completed prior-lender moratorium, at least 12 paid and satisfactory repayment. Non-individual applicants require an individual applicant/co-applicant, at least 18 paid, an entity incorporated for 5+ years and active and cash-profitable for the last 2 years, positive net worth, no SMA 2 classification in the prior 12 months, satisfactory and no adverse listing in the specified , ECGC, or CRILIC records.
Takeover: flat ₹8,500. Baroda Home Loan all variants: up to ₹50 lakh, 0.50% with minimum ₹8,500 and maximum ₹15,000
above ₹50 lakh, 0.25% with minimum ₹8,500 and maximum ₹25,000. Top-up: 0.35% with minimum ₹5,000 and maximum ₹12,500. Charges exclude .
The product page states no prepayment penalty and no pre-closure charges
borrowers may prepay in part or full from own sources.
8.90%–10.40% p.a., based on borrower rating ( plus the applicable strategic-premium spread).
plus a borrower-rating-based strategic premium spread
the published effective range is 8.90%–10.40% p.a.
The corporate states that the maximum is as per the Baroda Home Loan schedule
it publishes no separate corporate ceiling. The general Home Loan linked from the page states up to ₹10 crore per individual unit, subject to area and repayment capacity.
Fresh corporate loans: 15 years including the moratorium. Takeover loans: maximum period is the same as with the existing lender.
No minimum rupee income is published. The applicant must be a qualifying public/private company, partnership or incorporated in India for at least 5 years, active for the last 2 years and (for existing borrowers) have at least 6 months' relationship
the page instead sets a minimum loan amount of ₹1 crore and requires satisfactory rating/credit assessment.
Public limited company, private limited company, partnership firm or incorporated and registered in India.
1% of sanctioned limit, minimum ₹8,500 and maximum ₹1,50,000.
2% penalty on the amount prepaid if partially or fully prepaid within 3 years
Floating: 7.20%–8.95% p.a.up to ₹75 lakh and 7.45%–9.20% p.a.above ₹75 lakh, calculated from 7.90% and the published spreads. Fixed spreads are +1.00% to +2.30%, varying by loan band and salaried status
see the full rate table.
Bank of Baroda Repo Linked Lending Rate (), 7.90% p.a. effective 6 December 2025
the Bank's page says pricing also depends on loan limit and score.
By location: Mumbai ₹20 crore
Hyderabad, New Delhi and Bengaluru ₹7.50 crore
other metros and Chandigarh–Panchkula–Mohali ₹5 crore
urban ₹3 crore
semi-urban/rural ₹1 crore. Subject to repayment capacity and /margin rules.
Up to 30 years including a maximum 36-month moratorium. For under-construction homes through the 7th floor, the stated moratorium is 18 months, then 6 additional months per floor, capped at 36 months.
For // applicants whose income is counted, combined gross annual income must be at least ₹5 lakh. The page does not state one resident-applicant minimum salary
residents are assessed using the published repayment-capacity bands.
Resident Indians and eligible , and
individual applicants may apply singly or jointly, but are not eligible. Resident counted-income applicants need 1 year of salaried employment or 2 years in business/profession (up to 3 months' service break). Counted-income // applicants need 2 years' qualifying overseas work/business residence and combined gross annual income of ₹5 lakh. Borrower age starts at 21
co-applicant at 18
age may be considered up to 70. Close relatives may co-apply
a non-relative must be a joint property owner.
Value awaiting review
Nil pre-closure charges are stated for this Max Savings Home Loan. The separate current fixed-rate tariff for retail loans distinguishes own-source prepayment (nil) from takeover by another lender (0.50% of outstanding)
the page does not resolve how that separate row applies to this product/borrower.
The pre-approved home loan is priced at the prevailing Baroda Home Loan rate. The linked current table publishes a floating spread of −0.70% to +1.05%
with the table's of 7.90% effective 6 December 2025, that corresponds to 7.20%–8.95% p.a. before borrower-specific risk pricing.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
Up to ₹10 crore, as listed for Baroda Pre-Approved Home Loan in the current Bank of Baroda Home Loans catalogue. The eventual sanction remains subject to income, score, security value and acceptance.
Up to 30 years, as listed for Baroda Pre-Approved Home Loan in the current Bank of Baroda Home Loans catalogue. The pre-approval itself remains valid for four months, which is separate from the eventual loan repayment tenure.
Income details and score under the applicable home-loan guidelines
income/repayment documents are required but property documents are initially excluded
Resident Indians
holding Indian passports
holding foreign passports
₹8,500 plus applicable upfront and non-refundable
the balance of unified Home Loan processing charges is recovered after sanction. If property papers are submitted within the four-month validity, only the remaining applicable charges are recovered.
Part or full prepayment from the borrower’s own sources is permitted
the page does not publish a separate percentage charge for this pre-approved route.
The Yoddha page links to current Baroda Home Loan pricing. Floating: −0.70% to +1.05%. Fixed: +1.00% to +2.05% for salaried and +1.10% to +2.05% for non-salaried. Pricing depends on loan limit and
a 0.05% risk premium applies where qualifying credit insurance is not obtained.
current retail references are 7.90% p.a. (repo 5.25% + markup/base spread 2.65%), effective 6 December 2025
1-year 8.75%, effective 12 September 2026
base rate 9.45% effective 12 May 2025. The Yoddha Home Loan says its rate is -linked and reset monthly.
Location-dependent ceiling: Mumbai ₹20 crore
Hyderabad, New Delhi and Bengaluru ₹7.50 crore
other metros ₹5 crore
Chandigarh/Panchkula/Mohali ₹5 crore
urban areas ₹3 crore
semi-urban and rural areas ₹1 crore.
Up to 30 years including a moratorium of up to 36 months. For under-construction homes, the page allows 18 months to the seventh floor plus six months per additional floor, capped at 36 months, or one month after completion/possession, whichever is earlier.
Value awaiting review
Indian Army, Navy, Air Force, Coast Guard, Assam Rifles, , , , and personnel
serving employees and pensioned/engaged retirees. Income-counted applicants need at least 1 year salaried or 2 years non-salaried employment/business/profession
resident Indians may apply singly or jointly, with close-relative co-applicants.
Nil processing fee for Baroda Yoddha Home Loan
₹8,500 out-of-pocket expenses per property. The linked Home Loan table states that listed charges exclude .
10 bps (0.10 percentage point) concession on the applicable Home Loan rate, subject to the applicable floor. The current standard floating spreads produce base ranges of 7.20%–8.95% p.a. at 7.90%
final Green rates depend on the floor, loan limit and score. The Bank’s rate-page note says concessions apply to floating-rate facilities.
The applicable Baroda Home Loan rate and spread are used, with the 10 bps green-property concession applied subject to the scheme floor rate.
Location table: Mumbai up to ₹20 crore
Hyderabad, New Delhi-NCR and Bengaluru ₹7.5 crore
other metros and Chandigarh/Panchkula/Mohali ₹5 crore
urban areas ₹3 crore
semi-urban/rural ₹1 crore. The same Home Loan separately says maximum ₹10 crore per unit.
Up to 30 years, including the construction moratorium
the Home Loan says the term cannot go beyond retirement or age 65, whichever is earlier. Green-specific applicant age: 21–60 years.
// applicants whose income is counted: combined gross annual income of at least ₹5 lakh. Resident applicants: assessed under the published repayment-capacity bands
the Bank does not give one fixed resident-income threshold.
Indian citizens, and , including salaried, self-employed professionals and businesspersons, who qualify under the existing Baroda Home Loan scheme
valid IGBC, GRIHA, LEED or other approved green certification is required
minimum age 21 and maximum age 60.
50% concession on the applicable home-loan card-rate fee
any upfront fee remains payable under extant Bank of Baroda guidelines.
The linked Home Loan page states nil pre-closure charges. The current tariff separately states nil for fixed-rate prepayment from own funds and 0.50% of outstanding amount for takeover by another lender
The page directs applicants to the retail-loan rate table. For the linked Baroda Home Loan non-staff floating band, −0.70% to +1.05% applies
with 7.90% effective 06 December 2025, that is 7.20%–8.95% p.a. The sanctioned rate remains subject to the eligible-loan category and borrower risk pricing.
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
Housing loan up to ₹8 lakh per eligible borrower
the page also describes a unit size up to 430 sq ft (40 sq m) carpet area.
Guarantee cover runs for the agreed housing-loan tenure, capped at 25 years or the loan-termination date, whichever is earlier.
New / urban borrowers
household income up to ₹1 lakh a year and income ₹1,00,001–₹2 lakh a year, subject to government revision. Groups/housing societies need at least 20 eligible members.
New / urban borrowers
household income up to ₹1 lakh a year and income ₹1,00,001–₹2 lakh a year, subject to government revision. Groups/housing societies need at least 20 eligible members.
Linked retail home-loan schedule: 50% of the applicable charge with minimum ₹8,500 and maximum ₹15,000up to ₹50 lakh
25% with minimum ₹8,500 and maximum ₹25,000above ₹50 lakh. is extra
The product page does not state a separate prepayment or foreclosure amount. The linked Bank of Baroda fixed-rate home-loan schedule provides nil own-source prepayment and 0.50% on takeover by another lender, but the scheme page does not expressly confirm that fixed-rate schedule for
applicability should be confirmed in the sanction terms.
7.20%–8.95% p.a. at 7.90% ( −0.70% to +1.05%) for salaried and non-salaried non-staff applicants
varies by loan limit and score.
Interest is linked to the Bank of Baroda Repo Linked Lending Rate (), reset monthly, and charged on a daily reducing balance.
Location table: Mumbai ₹20 crore
Hyderabad, New Delhi/NCR and Bengaluru ₹7.50 crore
other metros and Chandigarh tri-city ₹5 crore
urban ₹3 crore
semi-urban/rural ₹1 crore. The same page separately says ₹10 crore per unit—a conflict to confirm with Bank of Baroda.
A residential property loan with up to 30-year repayment, up to 36 months' moratorium, -linked monthly resets and location-dependent maximum amounts.
Income-counted applicants must be employed for at least 1 year if salaried or engaged in business/profession for at least 2 years
a service break up to 3 months may be allowed.
Resident Indians, with an Indian passport, with a foreign passport and
minimum borrower age 21, co-applicant 18
maximum age 70
salaried applicants generally need one year of employment and business/profession applicants two years.
Flexi loan over home security: 0.35%, minimum ₹5,000 and maximum ₹12,500. Yoddha home loan: nil with ₹8,500 out-of-pocket per property. Government employees: nil for non-/DST leads
Bank of Baroda says applies to all retail lending products. The current page lists at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year at 8.75% effective 12 August 2026. Product-specific spreads, pricing and scheme conditions determine the applicable rate.
Metro centres: ₹35 lakh with maximum project cost ₹45 lakh. Other centres: ₹25 lakh with maximum project cost ₹30 lakh. Home improvement: ₹10 lakh metro and ₹6 lakh other centres.
The page's home-loan states a maximum home-loan term of 30 years, ending no later than retirement or age 65, whichever is earlier
it does not publish a separate //-specific term.
Applicant annual income up to ₹9 lakh
a regular income source and at least 12 months of Bank-account or transaction history are required.
Minimum age 21 and maximum age 60
applicant may own no home or one home, must self-declare it, and the house carpet area is up to 60 sq m in an urban or metro centre.
Processing charge is stated as nil
legal and valuation out-of-pocket expenses are recovered at actual cost capped at ₹5,000 plus .
Part or full prepayment from the borrower’s own sources is permitted. The reviewed // page does not state a percentage or rupee prepayment charge for this scheme
applicable Bank of Baroda home-loan rules and the sanction terms govern any charge.
linked to score and calculated on a daily reducing balance.
The published starting rate is linked to the borrower’s score and calculated on a daily reducing balance. No separate named benchmark is published on the reviewed page.
Value awaiting review
Up to 360 months
a holiday or moratorium up to 36 months is also stated for eligible construction cases.
No fixed salary or annual-income floor is published. Income proof is required and co-applicant income may be considered.
Resident individuals, and are listed
applicants may be salaried, self-employed or professionals. Eligible groups, and corporates are listed for non-individual cases
trusts are excluded. Maximum age is 70 years at final repayment and co-applicant income may be considered.
Individuals: 0.35% of loan amount, minimum ₹1,500 and maximum ₹35,000. Non-individuals: 0.50%, minimum ₹3,000 and maximum ₹40,000.
No prepayment penalty is published for this product.
7.60% p.a. advertised on the product page. Current schedule prices it at the applicable Maha Super Housing rate plus 0.50% for CIBIL 800+, 0.75% for 750-799, 1.00% for 681-749, or 3.00% for 680 and below.
-linked applicable Maha Super Housing rate plus a -based 0.50%-3.00% premium.
Up to ₹10 crore.
Up to 180 months
maximum age 75 at loan maturity.
No standalone numeric income floor
eligibility is restricted to qualifying home-loan borrowers and assessed from current income, repayment capacity and account conduct.
Value awaiting review
Processing 0.50% of loan amount, minimum ₹500 and maximum ₹50,000. Account handling 0.10%, minimum ₹500 and maximum ₹11,000, excluding .
Floating 7.00%-9.65% p.a. by salaried/non-salaried band. Fixed 11.50%-12.70% p.a. for eligible loans up to ₹2 crore with CIC above 700, reset after three years.
Floating: 8.05% with -1.05% to +1.60% spread. Fixed: 1-year 8.85% with +2.65% to +3.85% spread.
No single maximum rupee amount is published
the sanctioned amount is the lowest of permissible-deduction assessment, maximum and amount requested.
Up to 30 years or until the borrower reaches age 75, whichever is earlier.
No universal rupee minimum income is published on the reviewed housing product page
loan amount is assessed using permissible-deduction norms, and the requested amount.
Value awaiting review
0.25% of loan amount, maximum ₹25,000, excluding . The separate account-handling charge is 0.10% of loan amount, minimum ₹500 and maximum ₹11,000.
Repo Linked Lending Rate (), 8.00% in the current Canara retail table (w.e.f. 12 March 2026)
the CRG risk grade determines the additional spread.
₹50 lakh maximum for both salaried and non-salaried calculations
salaried quantum is 24 months gross salary and non-salaried quantum is two timesthree-year average gross income.
Leftover repayment period of the existing housing loan or 180 , whichever is less.
No universal rupee minimum income is published. Salaried quantum is 24 months of gross salary and non-salaried quantum is two times the applicant's three-year average gross income, each subject to ₹50 lakh
net take-home must remain 25% salaried or 30% non-salaried.
Value awaiting review
0.50% of loan amount
minimum ₹100 and maximum ₹500. Documentation is ₹100 per lakh, with ₹1,000 minimum and ₹25,000 maximum.
No prepayment penalty is charged. Release of security occurs only after both the housing loan and Home Loan Plus liabilities are closed.
The official retail range table shows Housing Loan contracted rates of 7.15%–10.00% p.a. (mean 8.06%)
the agriculturist variant follows the housing scheme and borrower CRG.
No separate benchmark is stated on the agriculturist product page
the applicable housing retail table governs pricing.
No upper limit subject to income. Salaried: up to 72× monthly gross (selectively 96×)
other-than-salaried: up to 6× three-year average gross income (selectively 8×). Repairs up to ₹15 lakh
furnishing up to 15% or ₹50 lakh lower.
Up to 30 years or age 75, whichever is earlier.
Minimum gross annual income ₹5 lakh for eligible agriculturists, with over 5 acres irrigated or 10 acres dry land and two years' satisfactory Canara dealings generally required.
Value awaiting review
0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus
50% waiver published for 1 July 2026 to 30 September 2026.
Fixed-rate table: Housing Loan (including Canara Kuteer) effective rates are 8.50%–10.75% p.a. for women borrowers and 8.55%–10.75% p.a. for other borrowers across CRG-PRIME/CRG 1–4.
Repo Linked Lending Rate (), 8.00% w.e.f. 12 March 2026
fixed-rate pricing adds a 0.75% fixed-rate premium and CRG risk spread.
No upper loan limit is stated
eligibility is subject to income, repayment capacity, financial profile and property value. Repairs/renovation is up to ₹15 lakh, and fixed furnishing is up to 25% of loan amount or ₹50 lakh, whichever is lower.
Up to 30 years or until the borrower reaches age 75, whichever is earlier.
No universal rupee minimum income is published. Salaried applicants are assessed at up to 72× monthly gross salary (96× selectively)
non-salaried applicants at up to 6× average three-year annual gross income (8× selectively). Gross-income evidence is required.
Value awaiting review
0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus . A 50% processing-charge waiver is published for the Retail Loan Festival from 1 July 2026 to 30 September 2026
eligible Premium Payroll takeover borrowers have full waiver through 30 September 2026.
Fixed-rate table: Housing Loan (including Canara Kuteer) effective rates are 8.50%–10.75% p.a. for women borrowers and 8.55%–10.75% p.a. for other borrowers across CRG-PRIME/CRG 1–4.
Repo Linked Lending Rate (), 8.00% w.e.f. 12 March 2026
fixed-rate pricing adds a 0.75% fixed-rate premium and CRG risk spread.
₹5 lakh maximum where annual household income is up to ₹1 lakh
₹10 lakh maximum where income is above ₹1 lakh and up to ₹3 lakh.
Up to 30 years or until age 75, whichever is earlier.
Published household-income bands are up to ₹1 lakh a year, and above ₹1 lakhup to ₹3 lakh a year
the band determines the maximum loan.
Value awaiting review
0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus . A 50% waiver is published for 1 July 2026 to 30 September 2026.
At the borrower's choice
no prepayment penalty is stated for housing loans carrying floating rates when another bank/HFI takes over the liability.
Housing-loan pricing is risk-profile based. The current all-variant fixed-rate table lists effective rates from 8.50% to 10.75% p.a. across CRG-PRIME and CRG 1–4
the applicable rate depends on the bank's risk assessment.
The reviewed page does not state a separate benchmark
the linked retail tables use /CRG risk pricing and fixed-rate risk bands.
Normally up to 4× annual gross income
up to 5× annual gross income may be considered case-by-case. No universal rupee ceiling is published on the page.
Up to 30 years or age 60, whichever is earlier
up to age 70 may be considered case-by-case subject to conditions. Repayment starts within 2 months for ready homes, 2 months after completion or 24 months for construction, and 2 months after completion or 36 months for under-construction flats, whichever is earlier.
No rupee minimum income is published. Loan quantum is normally up to 4× annual gross income, with up to 5× considered case-by-case
a steady income source and at least 2 years overseas employment are required.
Value awaiting review
0.50% of loan amount, minimum ₹1,500 plus and maximum ₹10,000 plus
a 50% waiver is published for 1 July–30 September 2026.
No prepayment penalty for floating-rate housing loans, including takeover by another bank or housing finance institution.
Official Canara rate table: 8.00% plus CRG spread of 1.05%–2.10%, producing effective rates of 9.05%–10.10% by risk grade.
Repo Linked Lending Rate (), 8.00% in the reviewed table.
Lower of three years' gross annual salary/income or 75% of site cost/guideline value
a 25% margin is maintained on project cost.
Up to 10 years, the allotment agency's construction period, or until age 65 at closure, whichever is earlier.
No fixed rupee minimum is published
quantum uses three years' gross annual salary/income and the page requires salaried net take-home of 40% or adequate non-salaried income for instalments.
↓
Value awaiting review
0.50% of loan amount, minimum ₹1,500 and maximum ₹10,000. Documentation: ₹100 per lakh, minimum ₹1,000 and maximum ₹25,000.
The page links to Central Bank's latest interest-rate table rather than stating a standalone percentage.
Value awaiting review
Up to 90% of home/flat cost for loans up to ₹30 lakh
80%above ₹30 lakhup to ₹75 lakh
75%above ₹75 lakh. Repairs/renovation and plot purchase are financed at 75% . Furnishing/interiors may add up to 15% of cost subject to ₹50 lakh and the applicable .
Up to 30 years or until the borrower reaches age 75, whichever is earlier
extensions, repairs and renovation must be repaid within 10 years.
No single minimum income amount is published. Maximum / ratio is 20% for net annual income up to ₹3 lakh, 50%above ₹3 lakh to ₹7 lakh, 65%above ₹7 lakh to ₹10 lakh, 70%above ₹10 lakh to ₹15 lakh and 75%above ₹15 lakh.
Value awaiting review
0.50% of loan amount plus , capped at ₹20,000
Central Bank publishes a full processing-fee waiver through 31 December 2026. Documentation is ₹1,350 plus .
The page links the latest Central Bank rate table but does not name a benchmark.
Minimum ₹2 lakh and maximum ₹10 crore.
Repayment cannot exceed the remaining period of the underlying housing loan under its original sanction.
No minimum income amount is published
eligibility is based on an existing Central Bank housing loan and repayment history.
Individuals with a Central Bank housing-loan account may apply singly or jointly
borrowers must join with a resident Indian relative. The housing loan must have run for at least one or two years after repayment began following moratorium.
0.50% of loan amount plus , capped at ₹20,000
full processing-fee waiver through 31 December 2026. Documentation ₹450 plus .
7.15% to 8.55% p.a. floating for IB Home Loan and IB Home Loan () in Indian Bank's rate table dated 14 August 2026
the applicable rate varies by borrower and lending slab.
The official rate table classifies this as a floating rate but does not name a benchmark (such as RBLR or ) for the product row.
The current IB Home Loan page does not state a universal rupee ceiling. Eligible finance is determined from the published income test, property value, margin and repayment-capacity rules.
General home loan maximum 30 years including the holiday period
repairs and renovation maximum 10 years. Commercial-real-estate home loan is up to 30 years for salaried and 25 years for non-salaried applicants.
If applicants' gross annual income is up to ₹15 lakh, take-home income must be at least 40% of gross annual income. Above ₹15 lakh gross annual income, net take-home pay must be at least ₹50,000 per month.
Salaried class, businessmen, professionals/self-employed and pensioners. Entry age is 18 years
salaried applicants must meet the stated employer/service conditions, non-salaried applicants need at least 3 years' business/professional experience, and pensioners need adequate income to service the loan.
₹1,500 for loan amount up to ₹25 lakh
₹2,500above ₹25 lakhup to ₹75 lakh
₹5,000above ₹75 lakh. Nil for takeover cases
is recovered separately.
Nil prepayment charges for the home-loan route in the current Indian Bank retail charge schedule.
0.40% p.a. over the applicable under the respective IBHL scheme, based on the borrower's current / score and extant guidelines.
↓
The applicable IBHL scheme is the reference rate
the Flexi page adds a 0.40% p.a. spread and does not name a separate benchmark.
Minimum ₹25 lakh
no upper limit is published on the IB Home Loan Flexi page.
A maximum repayment tenure is not stated on the reviewed Flexi page
servicing and drawing-power reduction follow the underlying IBHL arrangement.
No minimum income amount is published. The page requires an average balance of ₹25,000 in a savings or current account.
Prospective or existing Indian Bank home-loan customers. Conversion of an existing term loan requires a fully disbursed limit of at least ₹25 lakh, outstanding of at least ₹10 lakh, no moratorium, repayment started, standard IRAC status, no SMA status and perfected security
7.65% to 8.75% p.a. floating for IB Home Loan Plus in Indian Bank's rate table dated 14 August 2026
the applicable rate varies by borrower and lending slab.
The official rate table classifies this as a floating rate but does not name a benchmark (such as RBLR or ) for the product row.
Minimum ₹1 lakh and maximum ₹10 crore. The first top-up is calculated at 75% of realisable sale value less home-loan outstanding
subsequent top-ups deduct previous IB Home Loan Plus outstanding as well.
Term loan maximum 15 years. Step-down overdraft is liquidated over a maximum of 15 years through equal monthly deductions.
If gross annual income is up to ₹15 lakh, take-home income must be at least 40% of gross annual income. Above ₹15 lakh, net take-home pay must be at least ₹50,000 per month.
Existing resident or Indian Bank home-loan borrowers, including HL-, IB Home Advantage and repair/renovation borrowers, with at least 12 regular , no SMA-2 in the last year or history, possession of the property and a valid mortgage. Minimum score is 700 (equivalent score may be considered).
1% of the loan amount, minimum ₹5,000 and maximum ₹15,000
The current PNB housing table applies + housing rates by score, and tenure
the Gen-Next page links to that table without a separate Gen-Next rate row. Reviewed floating housing rates are about 7.25%–10.15% p.a. across published slabs.
+ , with the housing table's and spread.
Minimum ₹20 lakh
maximum amount is need-based, subject to prescribed and repayment capacity. The scheme calculates up to 1.25 times the regular housing-loan eligibility amount.
Flat 30 years
moratorium up to 36 months generally or up to 60 months for an approved under-construction builder flat, with interest serviced during the moratorium.
Minimum net monthly salary ₹35,000
net salary is gross salary less statutory deductions such as income tax and provident fund.
Value awaiting review
The Gen-Next page links to PNB housing charges
the current schedule lists PNB Pride as nil but does not identify a separate Gen-Next line item.
Floating: 7.20%–9.10% p.a. across the displayed / rows
PNB Pride rows start at 7.25% p.a. Fixed: 8.20%–10.60% p.a. across displayed bands, depending on score, and whether fixed tenure is up to or above 10 years. Campaign: 01-10-2026 to 31-12-2026.
Floating rates are expressed as + with row-specific spreads
the published current rates in the table are the resulting rates for this 01-10-2026 to 31-12-2026 campaign. PNB also publishes fixed-rate options by tenure.
Construction, additions and house/flat purchase: need-based on project cost and repayment capacity. Residential plot: maximum ₹1,00,00,000. Repairs/renovation/alterations: maximum ₹1,00,00,000. Furnishing: up to 25% of home loan or ₹1,00,00,000, whichever is lower, within .
Up to 30 years including moratorium for ordinary housing purposes
up to 15 years including moratorium for repairs, renovation or alterations. PNB's older generic separately limits tenure to 30 years or age 70
the dedicated scheme page does not repeat an age cap.
Value awaiting review
Individuals or co-borrowers with an assured regular income
listed groups include salaried employees, professionals, self-employed people, business owners and farmers. PNB staff are also eligible under the public scheme. Spouse, earning children and joint owners' income may be clubbed when they are co-borrowers
parents may co-borrow and have income clubbed in the specified property-title cases.
Current campaign (01-10-2026 to 31-12-2026): full waiver of Home Loan upfront/processing and documentation charges. Schedule outside the campaign: 0.35% of loan amount, minimum ₹2,500 and maximum ₹15,000
documentation ₹1,350. Takeover: ₹2,500 processing and ₹1,350 documentation. All charges exclude /taxes.
No prepayment charge for retail loans under the floating-rate option. PNB's Housing Loan does not state the charge treatment for a fixed-rate option.
Need-based on project cost and repayment capacity. Standalone plot finance is no more than 60% of the eligible home-loan amount. Repairs, renovation or alterations: maximum ₹50,00,000.
Maximum 30 years including any moratorium.
Value awaiting review
Non-Resident Indians and Overseas Citizens of India
-card holders whose card was issued before 09-01-2015 are also eligible. The scheme webpage last updated 29-07-2019 is older and still names only /
the June 2026 bulletin supplies the newer wording.
The current tariff's Home Loan campaign row grants full waiver of upfront/processing and documentation charges through 31-12-2026. The reviewed tariff has no separate Housing fee row
applicability after the campaign must be confirmed with PNB.
Floating housing-loan rate under PNB's current Max-Saver table
the current sheet shows 7.40% p.a. for loans above ₹30 lakh with CIBIL 800+ and up to 80%. Other borrower/ bands vary.
+ , with the spread determined by //loan-amount band.
Minimum ₹10 lakh
maximum is need-based under PNB Housing Finance Scheme for Public.
As per PNB Housing Finance Scheme for Public
the overdraft drawing power reduces monthly so the facility is liquidated by the housing-loan tenure end.
Not separately published for Max-Saver
prospective borrowers follow PNB Housing Finance Scheme for Public eligibility and existing borrowers are assessed from the running housing-loan account.
Value awaiting review
As per PNB's retail-advance charge schedule
for housing/overdraft conversion the published schedule lists documentation charges of ₹450 and the applicable housing processing fee, not a separate Max-Saver fee.
Not separately published for Max-Saver
follows the public housing-loan scheme and applicable floating-rate retail-loan rules.
During the 01-10-2026 to 31-12-2026 campaign, the displayed floating PNB Pride rate is 7.25% p.a. for up to 80% (irrespective of loan amount) and 7.35% p.a. for the listed loan amount up to ₹30 lakh and above 80% through 90%. Fixed rate is 8.25%/8.75% for the first row and 8.35%/8.85% for the latter row for tenure up to 10 years/above 10 years. PNB says Pride pricing is irrespective of score
employees are named in rate scope but not in the product page's eligibility list.
Floating PNB Pride rates are shown as + plus a row-specific spread
fixed options are also listed for tenure up to 10 years and above 10 years.
As per PNB Housing Finance Scheme for Public: need-based for construction, additions and purchase
plot and repairs/renovation/alterations up to ₹1,00,00,000
furnishing up to 25% of home loan or ₹1,00,00,000, whichever is lower, within .
As per PNB Housing Finance Scheme for Public: up to 30 years including moratorium for ordinary housing purposes, and up to 15 years including moratorium for repairs/renovation/alterations. The older generic Housing Loan states 30 years or age 70
the dedicated public scheme page does not restate an age cap.
Value awaiting review
Central/State Government employees, Defence personnel, Para Military Forces and Central/State Government pensioners. The rate-table footnote names employees in the pricing scope, but the product-page eligibility list does not include them.
PNB Pride: Nil in the current charge schedule. The Pride page also states full waiver of upfront/processing fees and documentation charges. The separate general Home Loan campaign runs 01-10-2026 to 31-12-2026
all charge schedule amounts are exclusive of /taxes.
No prepayment charge under the floating-rate retail-loan option, according to PNB's Housing Loan . The does not state the fixed-rate prepayment treatment.
official variant schedule (dated 1 April 2024 for perquisite valuation) gives term-loan card rates by score: regular home-loan variants, including Combo and Repair/Renovation, 9.15%–10.15% p.a.
Home Loan adds a 20 bps premium and is 9.35%–10.35% p.a.
Tribal Plus adds 10 bps and is 9.25%–10.25% p.a.
Home Top Up term loans are 9.55%–10.25% p.a. and overdraft rates 9.85%–10.55% p.a. The schedule is a dated reference, not a live quote
confirm the current card rate before applying.
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
₹20 lakh to ₹50 crore
↑
Up to 30 years.
Value awaiting review
Value awaiting review
directs applicants to the current processing-fee card-rate page
the product page does not publish a single product-specific fee.
No prepayment penalty is listed among the features.
The current linked card lists Home Loan (term loan) at 7.25%–8.55% p.a. and Home Loan Maxgain (overdraft) at 7.75%–9.05% p.a. The card does not name or map it to either row
1 April 2024 perquisite schedule separately listed at 9.35%–10.35%, which is historical and not a current quote. Confirm the applicable pricing with .
linked home-loan rate card states that Home Loans are linked to
publishes as 7.90% + + , effective 15 December 2025. The product-specific / and the rate-card mapping are not shown on the page.
Value awaiting review
Up to 30 years
Value awaiting review
Resident Indian
age 18–70
from the third home when the family owns more than two homes
an individual may have up to five home loans including . Tenure is up to 30 years. Final loan amount and approval follow application and assessment.
The linked fee card lists 0.35% of the loan amount: minimum ₹5,000 and maximum ₹15,000 for salaried customers, or maximum ₹18,000 for non-salaried customers, plus . fee card labels this 'Home Loan & Top Up'
7.25% p.a. onwards, subject to card-rate terms and borrower profile
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, with application by age 45 and repayment by age 70
Value awaiting review
Value awaiting review
0.35% of loan amount, minimum ₹5,000 and maximum ₹15,000, plus for salaried customers
rates are based on score. The card does not print '% p.a.'.
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, subject to repayment by age 70
Value awaiting review
Value awaiting review
0.35% of loan amount
salaried minimum ₹5,000 and maximum ₹15,000, non-salaried minimum ₹5,000 and maximum ₹18,000, plus
7.25% p.a. onwards, subject to card-rate terms and borrower profile
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
Value awaiting review
Value awaiting review
Existing interest and instalments must have been serviced regularly under the original sanction terms
0.35% of loan amount, with current salaried or non-salaried minimum and maximum caps, plus
non-salaried and credit-profile card pricing applies
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
₹20 lakh to ₹50 crore
↑
360 months
Value awaiting review
Value awaiting review
0.35% of loan amount, minimum ₹5,000 and maximum ₹18,000, plus
rates are based on score. The card does not print '% p.a.'.
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Up to ₹1 crore
Up to 20 years
Value awaiting review
At least 5 years after first purchase or construction and minimum CIBIL score 650
0.35% of the loan amount
minimum ₹5,000 and maximum ₹15,000 for salaried customers, or minimum ₹5,000 and maximum ₹18,000 for non-salaried customers, plus .
No absolute maximum loan amount is published on the reviewed Home Loan page. It publishes a minimum loan amount of ₹15 lakh, tenure up to 30 years and a link to the current loan-amount eligibility journey.
30 years
No numeric minimum income is published. Home Loan checklist requires employment, salary and tax evidence for the applicant/co-applicant (including last three months' salary proof, six months' salary-credit statements and tax returns, with business financials for non-salaried applicants).
Value awaiting review
Applicable stamp duty and property-insurance premium
CERSAI ₹50 plus up to ₹5 lakh loan limit or ₹100 plus above ₹5 lakh
directs applicants to the live Home Loan card-rate page
no separate numeric 2.0 rate is published on this product page.
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Loan up to ₹25 lakh, project cost up to ₹35 lakh and maximum interest subsidy ₹1.80 lakh
7.25% p.a. onwards, subject to card-rate terms and borrower profile
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, subject to repayment by age 70
Value awaiting review
Value awaiting review
Non-refundable applicable home-loan processing fee is collected at sanction
current schedule is 0.35% with applicant-type caps plus
also publishes a check-off concession for this scheme
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, subject to repayment by age 75
Value awaiting review
Central or State Government employees including eligible PSB and Central employees, and other individuals with pensionable service
Full waiver of processing fee
out-of-pocket legal, valuation, CERSAI and charges continue at actuals
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
₹15 crore
The introduction and features say repayment up to 15 years, while the eligibility block says loan tenure up to 10 years
confirm the applicable maximum with
Value awaiting review
Value awaiting review
Term Loan to Maxgain or Maxgain to Term Loan conversion: ₹5,000 plus . Switchover from , SBAR or Base Rate to : ₹5,000 plus . Loan revalidation: ₹5,000 plus .
publishes lower relationship pricing and a check-off concession subject to terms
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, subject to repayment by age 75
Value awaiting review
Defence employees, including eligible Army, Navy and Air Force personnel
Full waiver of processing fee
out-of-pocket legal, valuation, CERSAI and charges continue at actuals
official variant schedule (dated 1 April 2024 for perquisite valuation) gives term-loan card rates by score: regular home-loan variants, including Combo and Repair/Renovation, 9.15%–10.15% p.a.
Home Loan adds a 20 bps premium and is 9.35%–10.35% p.a.
Tribal Plus adds 10 bps and is 9.25%–10.25% p.a.
Home Top Up term loans are 9.55%–10.25% p.a. and overdraft rates 9.85%–10.55% p.a. The schedule is a dated reference, not a live quote
confirm the current card rate before applying.
home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
₹30 lakh for salaried and ₹20 lakh for non-salaried borrowers
Up to 15 years
Value awaiting review
Value awaiting review
0.35% of the loan amount
minimum ₹5,000 and maximum ₹15,000 for salaried customers, or minimum ₹5,000 and maximum ₹18,000 for non-salaried customers, plus .
The current retail lists Union Home/Union Awas score-linked effective tables
the exact Union Awas rate depends on the applicable score, borrower type, loan quantum and current scheme terms.
Applicable Union Home/Awas rates use Union Bank's published -linked retail rate framework
is 8.00% effective 13 June 2026 on the current benchmark page.
No universal Union Awas maximum amount is published on the reviewed product page
quantum is determined under the scheme's loan-amount and margin rules.
Value awaiting review
No fixed rupee salary or annual-income threshold is published on the reviewed Union Awas page or current retail
the scheme exposes eligibility, margin, quantum and repayment-capacity assessment instead.
The scheme is for house purchase/construction or residential-property repair/improvement/extension in semi-urban or rural areas, subject to Union Bank's eligibility, margin, security and repayment conditions.
Value awaiting review
No numeric prepayment or foreclosure charge is published in the reviewed Union Awas page.
The current retail table publishes score-linked Green Home rates from 7.15% p.a. for eligible 825+ score cases
an additional 10 basis-point lower rate is allowed from receipt of the required green-house/project certificate.
Union Bank's published reference benchmark is (Repo Rate), shown as 8.00% effective 13 June 2026 on the current loans-and-advances rate page. Product-specific premiums and concessions are shown separately in the retail table.
Value awaiting review
Value awaiting review
No fixed rupee income floor is published in the reviewed Green Home rate table
underlying home-loan assessment includes monthly income and repayment capacity.
Applicants must meet the underlying Union Home Loan conditions and provide the required green-house or project certificate to receive the additional green-rate concession.
No numeric processing-fee amount or percentage is published on the reviewed product pages or in the current retail for this product family. The Union Vehicle page mentions a processing-fee cheque when applying, but does not publish the fee amount on the reviewed page.
No prepayment penalty is published for the underlying Union Home Loan
the Green Home variant follows that underlying home-loan condition on the reviewed source.
the final rate depends on score, loan amount and monthly income. The 18 August 2026 table publishes score-linked Union Home tiers from 7.15% p.a. for eligible 825+ score cases, with higher tiers for lower scores and different borrower/property bands.
Union Bank's published reference benchmark is (Repo Rate), shown as 8.00% effective 13 June 2026 on the current loans-and-advances rate page. Product-specific premiums and concessions are shown separately in the retail table.
Value awaiting review
Value awaiting review
No fixed rupee minimum salary or annual-income amount is published on the reviewed Union Home Loan rate page or retail table
income is one of the stated pricing and repayment-capacity factors.
Final approval and pricing depend on score, loan amount, monthly income and Union Bank's preset conditions
the reviewed page presents home-loan eligibility for applicants who satisfy those conditions.
No numeric processing-fee amount or percentage is published on the reviewed product pages or in the current retail for this product family. The Union Vehicle page mentions a processing-fee cheque when applying, but does not publish the fee amount on the reviewed page.
No prepayment penalty is published for the underlying Union Home Loan
the Green Home variant follows that underlying home-loan condition on the reviewed source.
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
Baroda Home LoanBank of Baroda
