Tribal-area home loans

Search products and banksBankAll banksState Bank of IndiaExpand all

1 product

Product and bank⇅	Interest rate⇅ Filter Interest rate %9–12%1	Benchmark⇅ Filter Benchmark EEBLR1RRepo rate linked1 Matches any selected option	Maximum finance⇅	Maximum tenure⇅ Filter Maximum tenure ◷Above 10 years1	Minimum income⇅	Eligibility⇅ Filter Eligibility SSalaried1WWomen1 Matches any selected option	Processing fee⇅ Filter Processing fee %Percentage-based fee1₹Flat rupee fee1⌃Fee has a maximum cap1+GST / tax additional1 Matches any selected option	Prepayment / closure⇅
SBI Tribal Plus Home LoanState Bank of India	SBI's official variant schedule (dated 1 April 2024 for perquisite valuation) gives term-loan card rates by CIBIL score: regular home-loan variants, including Combo and Repair/Renovation, 9.15%–10.15% p.a. CRE Home Loan adds a 20 bps premium and is 9.35%–10.35% p.a. Tribal Plus adds 10 bps and is 9.25%–10.25% p.a. Home Top Up term loans are 9.55%–10.25% p.a. and overdraft rates 9.85%–10.55% p.a. The schedule is a dated reference, not a live quote confirm the current card rate before applying.	SBI home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current EBLR reference is 7.90% + CRP + BSP (effective 15 December 2025) the borrower- and product-specific CRP/BSP is set under SBI's current card-rate terms. SBI's home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.	₹30 lakh for salaried and ₹20 lakh for non-salaried borrowers	Up to 15 years	Value awaiting review	Value awaiting review	0.35% of the loan amount minimum ₹5,000 and maximum ₹15,000 for salaried customers, or minimum ₹5,000 and maximum ₹18,000 for non-salaried customers, plus GST.	No pre-payment penalty

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.