Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Maximum financeUp to ₹20 lakh
Source 1Published pricing basisStarting at EBLR + 0.10 percentage points, subject to CIBIL-based pricing
Source 2Household income ceilingGross annual household income up to ₹6 lakh
Source 3Processing feeNil
Source 4Benefits and features
- No formal income proof required for eligible regular-income applicants
- Up to ₹20 lakh
- Nil processing fee
- PMAY-U 2.0 subsidy pathway
Eligibility
- Resident Indian applicants aged 21 to 60 with household income up to ₹6 lakh and no pucca house.
- At least 24 months of satisfactory bank or UPI transaction history and scheme property conditions apply.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application and KYC
- Twenty-four months' bank statements
- Property documents
- GST returns where available