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Car loans

Compare new, used, electric and relationship-backed car finance without mixing in two-wheeler loans.

6 products

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SBI Assured Car LoanState Bank of India
8.70% to 9.85% p.a.
Not published
  • Minimum ₹1 lakh
  • no published maximum
36 to 84 months
Not published
Nil
Not published
10.45% to 15.60% p.a., with CIC-based pricing
Not published
₹2 lakh to ₹1.5 crore
10 years minus vehicle age, capped at 60 months
₹3 lakh for salaried, self-employed, professional and business applicants
1.50% of loan amount, minimum ₹3,000 and maximum ₹10,000, plus GST
Not published
SBI Green Car LoanState Bank of India
8.75% to 9.85% p.a.
Not published
Up to 100% of on-road price, subject to applicant-category income multiples
36 to 96 months
  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for agriculture and allied activities
Same new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST
Not published
SBI Loyalty Car LoanState Bank of India
8.70% to 9.80% p.a.
Not published
Up to 100% of ex-showroom price
84 months
₹2 lakh
Same published new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST
Not published
SBI New Car LoanState Bank of India
8.70% to 9.85% p.a., priced by customer segment, CIC score and tenor against the current one-year MCLR of 8.70%
Not published
Up to 100% of on-road price, further constrained by income multiples and underwriting
Up to 84 months, with optional reduced EMI for the first six or 12 months on qualifying tenors
  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for applicants engaged in agriculture and allied activities
  • By loan size: salaried and pensioner customers ₹1,000/₹2,000/₹3,000
  • non-salaried customers ₹1,500/₹2,500/₹4,000, plus GST
  • No prepayment charge
  • no foreclosure charge after two years
SBI NRI Car LoanState Bank of India
8.70% to 9.85% p.a.
8.70% p.a.
Up to 90% of on-road price
7 years
US$1,000 net monthly income or US$12,000 net annual income, or equivalent in another currency
  • Salaried: ₹1,000 up to ₹5 lakh, ₹2,000 above ₹5 lakh to ₹10 lakh, ₹3,000 above ₹10 lakh
  • non-salaried: ₹1,500, ₹2,500 and ₹4,000 respectively
  • GST extra
Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.