Pension loans

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7 products

Product and bank⇅	Interest rate⇅ Filter Interest rate %7–9%%9–12%%Above 12%	Benchmark⇅ Filter Benchmark FFixed rate Matches any selected option	Maximum finance⇅ Filter Maximum finance ₹Up to ₹5 lakh₹₹5–₹25 lakh	Maximum tenure⇅ Filter Maximum tenure ◷1–5 years◷5–10 years	Minimum income⇅ Filter Minimum income ₹Above ₹1 lakh	Processing fee⇅ Filter Processing fee %Percentage-based fee₹Flat rupee fee⌃Fee has a maximum cap+GST / tax additional Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge%Percentage charge!Conditional rules
SBI Green Car LoanState Bank of India	8.75% to 9.85% p.a.	Not published	Up to 100% of on-road price, subject to applicant-category income multiples	36 to 96 months	₹3 lakh for specified employees and tax assessees ₹4 lakh for agriculture and allied activities	Same new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST	Not published
SBI Loyalty Car LoanState Bank of India	8.70% to 9.80% p.a. ↓	Not published	Up to 100% of ex-showroom price	84 months	₹2 lakh	Same published new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST	Not published
SBI New Car LoanState Bank of India	8.70% to 9.85% p.a., priced by customer segment, CIC score and tenor against the current one-year MCLR of 8.70%	Not published	Up to 100% of on-road price, further constrained by income multiples and underwriting	Up to 84 months, with optional reduced EMI for the first six or 12 months on qualifying tenors	₹3 lakh for specified employees and tax assessees ₹4 lakh for applicants engaged in agriculture and allied activities	By loan size: salaried and pensioner customers ₹1,000/₹2,000/₹3,000 non-salaried customers ₹1,500/₹2,500/₹4,000, plus GST	No prepayment charge no foreclosure charge after two years
SBI Pension LoanState Bank of India	11.30% p.a. for SBI, Jai Jawan and pre-approved pension loans 11.30%-11.80% for Treasury/PSU variants	Not published	Up to ₹20 lakh, subject to pension, EMI/NMP and variant rules	72 months through standing instructions from the pension account, subject to repayment by age 78	Not published	Not published	2% of prepaid amount plus GST waived when closed from a new loan under the same scheme
SBI Pre-Approved Pension LoanState Bank of India	11.30% p.a., fixed for the loan tenure with no reset under SBI's pension-loan rate table	Not published	Up to ₹10 lakh	Not published	Not published	Not published	Not published
SBI Super Bike LoanState Bank of India	12.55% to 14.55% p.a.	Not published	₹1.5 lakh to ₹25 lakh	60 months	₹3 lakh for salaried, pensioner, professional and business applicants ₹4 lakh for agriculturists	2% of loan amount, maximum ₹10,000, plus GST	Not published
SBI Two-Wheeler LoanState Bank of India	11.70% to 15.70% p.a. electric two-wheelers receive a published 0.50 percentage-point concession	Not published	₹50,000 to ₹3 lakh, also capped at six times net monthly income and the applicable EMI/NMI ratio	60 months	₹10,000 net monthly for salaried applicants and pensioners ₹1.5 lakh net annual for others	3% of loan amount plus GST 50% waiver for Salary Package customers	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.