Home-loan balance transfers

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Product and bank⇅	Interest rate⇅ Filter Interest rate %7–9%1	Benchmark⇅ Filter Benchmark EEBLR1RRepo rate linked1 Matches any selected option	Maximum finance⇅	Maximum tenure⇅	Minimum income⇅	Eligibility⇅ Filter Eligibility WWomen1 Matches any selected option	Processing fee⇅ Filter Processing fee %Percentage-based fee1⌃Fee has a maximum cap1+GST / tax additional1 Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge1
SBI Home Loan Balance TransferState Bank of India	7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile	SBI home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current EBLR reference is 7.90% + CRP + BSP (effective 15 December 2025) the borrower- and product-specific CRP/BSP is set under SBI's current card-rate terms. SBI's home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.	Value awaiting review	Value awaiting review	Value awaiting review	Existing interest and instalments must have been serviced regularly under the original sanction terms	0.35% of loan amount, with current salaried or non-salaried minimum and maximum caps, plus GST	Nil

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.