Overseas education loans

Search products and banksBankAll banksState Bank of IndiaExpand all

2 products

Product and bank⇅	Interest rate⇅ Filter Interest rate %7–9%1%9–12%1	Benchmark⇅ Filter Benchmark EEBLR2RRepo rate linked2~Floating rate2 Matches any selected option	Maximum finance⇅ Filter Maximum finance ₹Above ₹1 crore1	Maximum tenure⇅ Filter Maximum tenure ◷Up to 1 year1◷1–5 years1◷5–10 years1◷Above 10 years2	Minimum income⇅	Eligibility⇅ Filter Eligibility SSalaried1YYouth / minor1 Matches any selected option	Processing fee⇅ Filter Processing fee 0Nil / no fee1%Percentage-based fee1₹Flat rupee fee2⌃Fee has a maximum cap1+GST / tax additional2 Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge2
SBI Global Ed-Vantage Education LoanState Bank of India	9.40% p.a. for standard secured borrowing and collateral-backed takeovers select-institution rates are 9.40% unsecured up to ₹50 lakh or 8.90% secured up to ₹3 crore select-institution takeover is 8.90%–9.40%. A 0.50 percentage-point girl-student concession applies to standard pricing, not select pricing.	EBR (External Benchmark Rate) SBI states that education-loan rates float for the entire loan period. Current EBR is 7.90% p.a. (Repo Rate 5.25% + spread 2.65%).	Above ₹7.50 lakh and up to ₹3 crore	180 months, commencing six months after course completion	Value awaiting review	Value awaiting review	0.50% of loan amount, minimum ₹10,000 and maximum ₹50,000, plus GST	NIL in the shared Education Loan KFS contingent-charge table.
SBI Shaurya Education LoanState Bank of India	8.65% p.a. for study in India and ordinary overseas study above ₹7.50 lakh select overseas institutions: 8.65% unsecured up to ₹50 lakh or 8.15% secured. A 0.50 percentage-point girl-student concession applies to ordinary pricing no concession on select-institution rates.	EBR (External Benchmark Rate) SBI states that education-loan rates float for the entire loan period. Current EBR is 7.90% p.a. (Repo Rate 5.25% + spread 2.65%).	Study in India follows current SBI Student Loan limits study abroad follows current Global Ed-Vantage limits, including the published ₹3 crore overall overseas ceiling	180 months	Value awaiting review	Eligible serving or retired Defence, Indian Coast Guard or CAPF personnel, or their spouse or wards, with the co-borrower's qualifying SBI salary or pension account maintained throughout the loan	Nil up to ₹20 lakh ₹10,000 plus tax above ₹20 lakh	NIL in the shared Education Loan KFS contingent-charge table.

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.