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Personal, home, vehicle & other loans

PNB Digital Car Loan

A digital route for a new car, van, jeep, or , with ₹1 lakh–₹1 crore finance and a ₹25,000 monthly income threshold.

Loan amount range₹1 lakh minimum; ₹1 crore maximum.Processing/documentation chargesNil processing charge and nil documentation charge on the reviewed Digital Car Loan page.Loan typeDigital new-car loan for a car, van, jeep, MUV or SUV.
Official product page ↗Compare category

Quick eligibility check

PNB Digital Car Loan

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: ₹25,000 per month?

Published source: Minimum monthly income

2Do you meet this requirement: Existing PNB customers need a fully KYC-compliant savings/current account with registered mobile and email?

3Do you meet this requirement: new-to-bank customers complete video KYC?

4Document checkDo you have this required document or proof: PAN?

Published source: Minimum monthly income

5Document checkDo you have this required document or proof: Aadhaar-linked mobile number and registered mobile/email?

Published source: Minimum monthly income

6Document checkDo you have this required document or proof: Two years' ITR history; tax-login credentials for the stated digital income-fetch step?

Published source: Minimum monthly income

7Document checkDo you have this required document or proof: Vehicle quotation?

Published source: Minimum monthly income
0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 8 Oct 2026 · active
Offered byPunjab National Bank

India; resident individuals

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeDigital new-car loan for a car, van, jeep, MUV or SUV.View source
The official purpose section lists new cars and the covered vehicle types.
Source
PNB Digital Car Loan
Page / section
Purpose
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum monthly income₹25,000 per month; two years of ITR filing is also required.View source
PNB publishes the minimum monthly income and two-year requirement for the digital route.
Source
PNB Digital Car Loan — current scheme page
Page / section
Eligibility and income conditions
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Loan amount range₹1 lakh minimum; ₹1 crore maximum.View source
Both the minimum and maximum rupee amounts appear on the Digital Car page.
Source
PNB Digital Car Loan — current scheme page
Page / section
Minimum and maximum loan amount
Accessed
8 Oct 2026
Confidence
high
Open official source ↗
Processing/documentation chargesNil processing charge and nil documentation charge on the reviewed Digital Car Loan page.View source
The Digital Car page explicitly states nil processing and documentation charges.
Source
PNB Digital Car Loan — current scheme page
Page / section
Charges
Accessed
8 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Loan amount ₹1 lakh to ₹1 crore
  • Minimum monthly income ₹25,000
  • For resident individuals aged 21–70; two years of filing is required
  • Digital application uses , Aadhaar-linked mobile and income-fetch/ steps
  • Processing and documentation charges are nil on the Digital Car page

Eligibility

  • Resident individuals applying singly, aged 21–70, with regular income and 2 years of filing. Existing PNB customers need a fully -compliant savings/current account with registered mobile and email; new-to-bank customers complete video .

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Aadhaar-linked mobile number and registered mobile/email
  • Two years' history; tax-login credentials for the stated digital income-fetch step
  • Vehicle quotation
  • Video- capability/webcam for a new-to-bank application

Related official documents

PNB Car Loan for Public — current vehicle scheme termsofficial-product-page · current · accessed 12 Sept 2026
↗
PNB Interest Rates on Advances — current MCLR and RLLR benchmarksofficial-bank-rate-page · reused-current-benchmark-reviewed-2026-10-08 · accessed 8 Oct 2026
↗
PNB Digital Car Loanofficial-product-page · current · accessed 30 Aug 2026
↗
PNB Digital Car Loan — current scheme pageofficial-product-page · complete-product-page-reviewed · accessed 8 Oct 2026
↗
Retail Advances — PNB current rate tableofficial-rate-table · current · accessed 30 Aug 2026
↗
Services Charges Related to Retail Advances — PNBofficial-service-charge-page · current · accessed 30 Aug 2026
↗
PNB Services Charges Related to Retail Advances — vehicle rowsofficial-service-charge-page · current-vehicle-charge-rows-reviewed · accessed 8 Oct 2026
↗
PNB Retail Advances — current vehicle-loan rate tablesofficial-retail-rate-page · current-vehicle-sections-reviewed · accessed 8 Oct 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Vehicle · Published value / conditionNew car, van, jeep, or .

This value is copied from PNB Digital Car Loan — published terms. Check the table notes before relying on it.

Source: PNB Digital Car Loan — current scheme page and linked disclosures · Full page and product-specific linked rate/charge checks Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsPNB Digital Car Loan — published termsDigital-route terms kept separate from general new-car rates where the official page does not supply a matching row.View tableHide table

Scroll sideways to view every column

PNB Digital Car Loan — published terms
ParameterPublished value / condition
VehicleNew car, van, jeep, or .
ApplicantResident individual; age 21–70; regular income; fully -compliant PNB savings/current account for existing customer.
IncomeMinimum ₹25,000 per month; two years' filing.
Loan amount₹1 lakh minimum; ₹1 crore maximum.
Documents/channel; Aadhaar-linked mobile; registered mobile/email; income-fetch credentials; vehicle quotation; video /webcam for new-to-bank customer.
Processing/documentationNil on Digital Car page.
PNB Digital Car Loan — current scheme page and linked disclosures · Full page and product-specific linked rate/charge checks · accessed 8 Oct 2026Open official source ↗

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