New car loans

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5 products

Product and bank⇅	Interest rate⇅	Benchmark⇅ Filter Benchmark FFixed rate Matches any selected option	Maximum finance⇅	Maximum tenure⇅ Filter Maximum tenure ◷Up to 1 year◷1–5 years◷5–10 years	Minimum income⇅ Filter Minimum income ₹Up to ₹25,000₹Above ₹1 lakh	Processing fee⇅ Filter Processing fee 0Nil / no fee₹Flat rupee fee+GST / tax additional Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge!Conditional rules
SBI Assured Car LoanState Bank of India	8.70% to 9.85% p.a.	Not published	Minimum ₹1 lakh no published maximum	36 to 84 months	Not published	Nil	Not published
SBI Green Car LoanState Bank of India	8.75% to 9.85% p.a.	Not published	Up to 100% of on-road price, subject to applicant-category income multiples ↑	36 to 96 months	₹3 lakh for specified employees and tax assessees ₹4 lakh for agriculture and allied activities	Same new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST	Not published
SBI Loyalty Car LoanState Bank of India	8.70% to 9.80% p.a. ↓	Not published	Up to 100% of ex-showroom price ↑	84 months	₹2 lakh	Same published new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST	Not published
SBI New Car LoanState Bank of India	8.70% to 9.85% p.a., priced by customer segment, CIC score and tenor against the current one-year MCLR of 8.70%	Not published	Up to 100% of on-road price, further constrained by income multiples and underwriting ↑	Up to 84 months, with optional reduced EMI for the first six or 12 months on qualifying tenors	₹3 lakh for specified employees and tax assessees ₹4 lakh for applicants engaged in agriculture and allied activities	By loan size: salaried and pensioner customers ₹1,000/₹2,000/₹3,000 non-salaried customers ₹1,500/₹2,500/₹4,000, plus GST	No prepayment charge no foreclosure charge after two years
SBI NRI Car LoanState Bank of India	8.70% to 9.85% p.a.	8.70% p.a.	Up to 90% of on-road price	7 years	US$1,000 net monthly income or US$12,000 net annual income, or equivalent in another currency	Salaried: ₹1,000 up to ₹5 lakh, ₹2,000 above ₹5 lakh to ₹10 lakh, ₹3,000 above ₹10 lakh non-salaried: ₹1,500, ₹2,500 and ₹4,000 respectively GST extra	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.