Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
FacilityPre-approved selected-customer pension loan
Source 1EligibilityOnly SBI customers pre-selected using bank-defined parameters
Source 2Published maximum loanUp to ₹10 lakh
Source 3Published pension-loan rate11.30% p.a., fixed for the loan tenure with no reset under SBI's pension-loan rate tableEffective 15 Dec 2025
Source 4ChannelsYONO app or SBI Internet Banking, available 24×7 when an eligible offer is present
Source 5Published documentationNo physical documentation; digital validation uses PAN, date of birth and OTP
Source 6Benefits and features
- Loan up to ₹10 lakh subject to the selected offer
- 24×7 digital access
- No physical documentation
- No branch visit
- Published four-click processing journey
Eligibility
- Only pre-selected SBI pension customers can access an offer.
- A displayed pre-approved offer is not final sanction.
- The actual amount, tenor and charges must be reviewed before acceptance.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- No physical documents under the published flow
- PAN and date of birth for validation
- Registered mobile access for OTP