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SBI Tribal Plus Home Loan

Housing finance for eligible hilly and tribal areas without a mortgage of land, supported instead by a third-party guarantee and published salaried and non-salaried ceilings.

Maximum finance₹30 lakh for salaried and ₹20 lakh for non-salaried borrowersMaximum tenureUp to 15 yearsSecurity structureNo mortgage of land; third-party guarantee required
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✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

Eligible hilly and tribal areas in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Security structureNo mortgage of land; third-party guarantee required
Source 1
Maximum finance₹30 lakh for salaried and ₹20 lakh for non-salaried borrowers
Source 2
Maximum tenureUp to 15 years
Source 3

Benefits and features

  • No land mortgage
  • Third-party-guarantee route
  • Women-borrower concession
  • No prepayment penalty

Eligibility

  • Resident Indian applicants aged 21 to 60 in eligible hilly or tribal areas.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application and KYC
  • Income evidence
  • Bank statements
  • Property and construction documents

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Security structure

high confidence
Designed for hilly and tribal areas where land-mortgage constraints apply.
Source
SBI Tribal Plus
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Maximum finance

high confidence
Applicant age is published as 21 to 60.
Source
SBI Tribal Plus
Page / section
Eligibility
Accessed
13 Aug 2026
Open official source ↗
3

Maximum tenure

high confidence
No prepayment penalty is also stated.
Source
SBI Tribal Plus
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗

Related official documents

SBI Home Loans — Current Product Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
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