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PNB Farmers' Trucks and Other Transport Vehicle Loan

Need-based finance for farmers buying new trucks and other new transport vehicles for agricultural inputs or produce. The PNB sheet publishes land thresholds by vehicle class and repayment up to 60 months, extendable to 72 months by Circle Heads.

Repayment periodNormally 60 months; Circle Heads may extend up to 72 months. Two-wheeler finance: maximum 5 years in 10 half-yearly instalments.Facility typeNeed-based vehicle finance for agricultural transport; the sheet does not name one facility structure.How the loan amount is setNeed-based; the one-page scheme sheet publishes no rupee maximum.
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Quick eligibility check

PNB Farmers' Trucks and Other Transport Vehicle Loan

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individual, Hindu Undivided Family or association of persons engaged in farming/allied activities?

Published source: Applicant and landholding

2Do you meet this requirement: companies and cooperative societies are excluded?

Published source: Applicant and landholding

3Do you meet this requirement: Minimum landholding is 3 acres for a truck, 2 acres for a light/medium vehicle such as jeep, pickup van or mini-truck, and 1 acre for a two-wheeler?

Published source: Applicant and landholding

4Do you meet this requirement: Eligible applicant types are individual, HUF or association of persons?

5Do you meet this requirement: companies and cooperative societies are excluded by the sheet?

6Document checkDo you have this required document or proof: PNB's general agriculture checklist lists an application, identity proof, residence proof, two recent photographs and land-record particulars; the vehicle sheet does not publish a complete vehicle-specific document checklist?

Published source: General agriculture-credit checklist

7Document checkDo you have this required document or proof: PNB's general checklist lists a completed application, identity proof, residence proof, two recent photographs and land-record particulars?

Published source: General agriculture-credit checklist

8Document checkDo you have this required document or proof: The truck/transport scheme sheet does not publish a complete vehicle-specific document checklist?

Published source: General agriculture-credit checklist
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 6 Oct 2026 · active
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility typeNeed-based vehicle finance for agricultural transport; the sheet does not name one facility structure.View source
Extent is stated as need-based; no rupee ceiling or facility label is given.
Source
Scheme for Financing Farmers for Trucks & Other Transport Vehicle
Page / section
p.1, Extent of Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
PurposePurchase new trucks, new motorized light/medium vehicles (including tempo, matador, jeep, pickup vans and mini-trucks) and two-wheelers for farmers to transport agricultural inputs or produce.View source
The specifies new vehicles and agricultural-input/produce transport.
Source
Scheme for Financing Farmers for Trucks & Other Transport Vehicle
Page / section
p.1, Purpose
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Applicant and landholdingIndividual, Hindu Undivided Family or association of persons engaged in farming/allied activities; companies and cooperative societies are excluded. Minimum landholding is 3 acres for a truck, 2 acres for a light/medium vehicle such as jeep, pickup van or mini-truck, and 1 acre for a two-wheeler.View source
The scheme gives three land thresholds and limits borrower types.
Source
Scheme for Financing Farmers for Trucks & Other Transport Vehicle
Page / section
p.1, Eligibility, clauses (a–b)
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
How the loan amount is setNeed-based; the one-page scheme sheet publishes no rupee maximum.View source
The source states only 'Need based'. Keep maximumAmount blank.
Source
Scheme for Financing Farmers for Trucks & Other Transport Vehicle
Page / section
p.1, Extent of Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Repayment periodNormally 60 months; Circle Heads may extend up to 72 months. Two-wheeler finance: maximum 5 years in 10 half-yearly instalments.View source
The two-wheeler schedule is stated separately from the general 60/72-month schedule.
Source
Scheme for Financing Farmers for Trucks & Other Transport Vehicle
Page / section
p.1, Repayment clauses (a–b)
Accessed
6 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • The scheme lists trucks, tempo, matador, jeep, pickup van, mini-truck and two-wheeler use for agricultural transport

Eligibility

  • Eligible applicant types are individual, or association of persons; companies and cooperative societies are excluded by the sheet.
  • Land requirement: at least 3 acres for a truck, 2 acres for light/medium vehicles, and 1 acre for a two-wheeler.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • PNB's general agriculture checklist lists an application, identity proof, residence proof, two recent photographs and land-record particulars; the vehicle sheet does not publish a complete vehicle-specific document checklist.

Related official documents

PNB Agriculture Credit Schemes catalogueofficial-product-catalogue · current-catalogue-page · accessed 7 Oct 2026
↗
PNB Agricultural Banking — documents required for agriculture loanofficial-agriculture-banking-page · current · accessed 7 Oct 2026
↗
PNB General Guidelines for Agricultural Credit — current application, ACABC margin and security rulesofficial-general-guidelines-page · current-relevant-sections-reviewed · accessed 8 Oct 2026
↗
PNB Interest Rates on Advances — current agriculture and specific-scheme ratesofficial-rate-table · current · accessed 6 Oct 2026
↗
PNB Credit Related Service Charges — current pageofficial-service-charge-page · current-charge-schedule-reviewed-scoped-sections · accessed 8 Oct 2026
↗
Scheme for Financing Farmers for Trucks & Other Transport Vehicleofficial-scheme-pdf · linked-by-current-pnb-catalogue · accessed 6 Oct 2026
↗

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

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Purpose · Published termPurchase new trucks and new motorized light/medium vehicles, including tempo, matador, jeep, pickup vans and mini-trucks, plus two-wheelers to transport agricultural inputs/produce.

This value is copied from PNB Farmers' Trucks and Other Transport Vehicles — complete terms. Check the table notes before relying on it.

Source: Scheme for Financing Farmers for Trucks & Other Transport Vehicle · p.1, all clauses Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPNB Farmers' Trucks and Other Transport Vehicles — complete termsFull transcription of the one-page scheme sheet, distinct from the other farmer-vehicle product.View tableHide table

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PNB Farmers' Trucks and Other Transport Vehicles — complete terms
Section / casePublished term
PurposePurchase new trucks and new motorized light/medium vehicles, including tempo, matador, jeep, pickup vans and mini-trucks, plus two-wheelers to transport agricultural inputs/produce.
Eligible borrower typesIndividual, Hindu Undivided Family or association of persons engaged in farming/allied activities; not a company or cooperative society.
Truck land thresholdAt least 3 acres.
Light/medium vehicle land thresholdAt least 2 acres.
Two-wheeler land thresholdAt least 1 acre.
Loan amountNeed-based; no numeric rupee maximum printed.
General repayment60 months; Circle Head may extend up to 72 months.
Two-wheeler repaymentMaximum 5 years in 10 half-yearly instalments.
Scheme for Financing Farmers for Trucks & Other Transport Vehicle · p.1, all clauses · accessed 6 Oct 2026Open official source ↗
Table 2 · 5 rows · 2 columnsPNB agriculture-credit maximum application-disposal scheduleBank-wide maximum schedule by applied credit limit; not a guaranteed individual sanction date.View tableHide table

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PNB agriculture-credit maximum application-disposal schedule
Credit limitMaximum published time
Up to ₹2 lakh2 weeks
Above ₹2 lakh to ₹50 lakh4 weeks
Above ₹50 lakh to ₹1 crore5–6 weeks
Above ₹1 crore to ₹100 crore6–7 weeks
Above ₹100 crore8–9 weeks
  • The guidance is a maximum disposal schedule, not a promise that a specific loan will be sanctioned within that time.
PNB General Guidelines for Agricultural Credit · Section 1, Time Schedule for Disposal of Loan Applications · accessed 6 Oct 2026Open official source ↗
Table 3 · 5 rows · 2 columnsPNB general agriculture-credit document checklistGeneral agriculture page checklist; it is not complete scheme/entity-specific KYC.View tableHide table

Scroll sideways to view every column

PNB general agriculture-credit document checklist
DocumentPublished checklist item
ApplicationDuly filled agriculture-credit application form.
IdentitySelf-attested identity proof.
ResidenceResidence proof.
PhotographsTwo recent applicant photographs.
LandLand-record particulars.
  • Scheme sheets add or may require scheme-specific and entity-specific documents; do not treat this list as exhaustive.
PNB Agricultural Banking — documents required for agriculture loan · Documents Required for Agriculture Loan · accessed 6 Oct 2026Open official source ↗

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