Collateral-free education loans

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5 products

Product and bank⇅	Interest rate⇅ Filter Interest rate %Below 7%%7–9%%9–12%	Benchmark⇅	Maximum finance⇅ Filter Maximum finance ₹Up to ₹5 lakh₹₹5–₹25 lakh₹₹25 lakh–₹1 crore₹Above ₹1 crore	Maximum tenure⇅ Filter Maximum tenure ◷Up to 1 year◷1–5 years◷5–10 years◷Above 10 years	Minimum income⇅	Processing fee⇅ Filter Processing fee 0Nil / no fee%Percentage-based fee₹Flat rupee fee⌃Fee has a maximum cap+GST / tax additional Matches any selected option	Prepayment / closure⇅
SBI Education Loan TakeoverState Bank of India	Student Loan takeover 9.40% Scholar Loan takeover 6.90% to 7.65% Global Ed-Vantage takeover 8.90% to 9.40% p.a. ↓	Not published	₹10 lakh to ₹3 crore, including eligible outstanding or sanctioned balance, top-up and applicable source-lender prepayment penalty	180 months	Not published	Nil	Not published
SBI Global Ed-Vantage Education LoanState Bank of India	For select institutions, 9.40% without collateral up to ₹50 lakh or 8.90% with collateral other secured borrowing 9.40% no additional girl-student concession on select-institution pricing	Not published	Above ₹7.50 lakh and up to ₹3 crore	180 months, commencing six months after course completion	Not published	0.50% of loan amount, minimum ₹10,000 and maximum ₹50,000, plus GST	Not published
SBI PM-Vidyalaxmi Education LoanState Bank of India	PMVL-Utkarsh 6.90%, PMVL-Uttam 7.20% and PMVL-Uday 8.40% p.a., linked to EBR	Not published	Not published	Not published	Not published	Nil processing fee and nil prepayment charge	Not published
SBI Skill LoanState Bank of India	9.40% p.a., linked to EBR	Not published	₹5,000 to ₹7.50 lakh	Up to 36 months through ₹50,000 60 months above ₹50,000 through ₹1 lakh 84 months above ₹1 lakh	Not published	Nil processing fee and nil margin	Not published
SBI Student LoanState Bank of India	9.90% p.a. without collateral up to ₹7.50 lakh 9.40% p.a. with collateral above ₹7.50 lakh 0.50 percentage-point concession for girl students	Not published	For study in India, standard limits vary by course and NIRF status from ₹30 lakh to ₹75 lakh, with case-by-case limits up to ₹1 crore study abroad up to ₹7.50 lakh	180 months after course period plus a 12-month repayment holiday	Not published	Nil up to ₹10 lakh ₹5,000 plus GST above ₹10 lakh through ₹20 lakh 0.50% above ₹20 lakh, capped at ₹25,000 plus GST	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.