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Armed-forces education loans

Compare education finance restricted to eligible Defence, Coast Guard and relationships.

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SBI Shaurya Education LoanState Bank of India
  • 8.65% p.a. for study in India and ordinary overseas study above ₹7.50 lakh
  • select overseas institutions: 8.65% unsecured up to ₹50 lakh or 8.15% secured. A 0.50 percentage-point girl-student concession applies to ordinary pricing
  • no concession on select-institution rates.
  • (External Benchmark Rate)
  • states that education-loan rates float for the entire loan period. Current is 7.90% p.a. (Repo Rate 5.25% + spread 2.65%).
  • Study in India follows current Student Loan limits
  • study abroad follows current Global Ed-Vantage limits, including the published ₹3 crore overall overseas ceiling
180 months
Value awaiting review
Eligible serving or retired Defence, Indian Coast Guard or personnel, or their spouse or wards, with the co-borrower's qualifying salary or pension account maintained throughout the loan
  • Nil up to ₹20 lakh
  • ₹10,000 plus tax above ₹20 lakh
NIL in the shared Education Loan contingent-charge table.

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.