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PNB Scheme for Financing Combine Harvesters

Term finance for a combine harvester used by farmers, custom-service operators, state agriculture farms or eligible land-development corporations. The bank assesses the amount against verified equipment cost and publishes a five-to-seven-year repayment period.

Loan amountNeed-based. PNB says the combine-harvester cost must be verified so it is not inflated; it publishes no fixed rupee ceiling on this page.RepaymentFive to seven years, in half-yearly or yearly instalments depending on income generation.Facility typeTerm loan.
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Quick eligibility check

PNB Scheme for Financing Combine Harvesters

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Farmers must be able to maintain and operate the combine harvester or arrange for this?

Published source: Eligible applicants

2Do you meet this requirement: Non-farm applicants must be technically qualified with adequate know-how, skill and management ability to run a custom-service unit?

Published source: Eligible applicants

3Do you meet this requirement: State agriculture farms/corporations engaged in land development must have adequate resources and command area to operate and maintain the machine?

Published source: Eligible applicants

4Do you meet this requirement: Farmers must be able to maintain and operate the combine or arrange for this?

5Do you meet this requirement: Non-farm applicants must have relevant technical knowledge, skill and management ability?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 3 Oct 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility typeTerm loan.View source
PNB labels the facility a term loan.
Source
Scheme for Financing Combine Harvesters
Page / section
page 1, Nature of Loan
Accessed
3 Oct 2026
Confidence
high
Open official source ↗
PurposeFinance purchase of a combine harvester for an individual or group of farmers, a custom-service/custom-hiring unit, a State Agriculture Farm, or a corporation engaged in land-development activities.View source
The lists eligible purchase uses and applicant groups.
Source
Scheme for Financing Combine Harvesters
Page / section
page 1, Purpose
Accessed
3 Oct 2026
Confidence
high
Open official source ↗
Eligible applicantsFarmers must be able to maintain and operate the combine harvester or arrange for this. Non-farm applicants must be technically qualified with adequate know-how, skill and management ability to run a custom-service unit. State agriculture farms/corporations engaged in land development must have adequate resources and command area to operate and maintain the machine.View source
The eligibility section sets different operating-capacity criteria for farmers, non-farm custom-service applicants, and State farms/corporations.
Source
Scheme for Financing Combine Harvesters
Page / section
page 1, Eligibility
Accessed
3 Oct 2026
Confidence
high
Open official source ↗
Loan amountNeed-based. PNB says the combine-harvester cost must be verified so it is not inflated; it publishes no fixed rupee ceiling on this page.View source
The extent is need-based and calls for cost verification; no numerical maximum is stated.
Source
Scheme for Financing Combine Harvesters
Page / section
page 1, Extent of Loan
Accessed
3 Oct 2026
Confidence
high
Open official source ↗
RepaymentFive to seven years, in half-yearly or yearly instalments depending on income generation.View source
The page states repayment over five to seven years with half-yearly or yearly instalments based on income generation.
Source
Scheme for Financing Combine Harvesters
Page / section
page 1, Repayment of Loan
Accessed
3 Oct 2026
Confidence
high
Open official source ↗
Geographic limitsFarmers must be able to maintain and operate the combine harvester or arrange for this. Non-farm applicants must be technically qualified with adequate know-how, skill and management ability to run a custom-service unit. State agriculture farms/corporations engaged in land development must have adequate resources and command area to operate and maintain the machine.View source
The manually reviewed product record states: “Farmers must be able to maintain and operate the combine harvester or arrange for this. Non-farm applicants must be technically qualified with adequate know-how, skill and management ability to run a custom-service unit. State agriculture farms/corporations engaged in land development must have adequate resources and command area to operate and maintain the machine.”.
Source
PNB Scheme for Financing Combine Harvesters — official product page
Page / section
Published product metadata
Accessed
3 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Published repayment period of five to seven years, with half-yearly or yearly instalments depending on income generation

Eligibility

  • Farmers must be able to maintain and operate the combine or arrange for this. Non-farm applicants must have relevant technical knowledge, skill and management ability. State farms/corporations must have adequate resources and command area.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

PNB Interest Rates on Advances — current agriculture and specific-scheme ratesofficial-rate-table · current · accessed 6 Oct 2026
↗
Scheme for Financing Combine Harvestersofficial-agriculture-scheme-pdf · current · accessed 3 Oct 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Individual or group of farmers · Eligibility / usePurchase for own farming, custom-service units or custom hiring; farmer must be able to operate/maintain or arrange operation

This value is copied from Combine Harvester Finance — eligible applicants and published terms. Check the table notes before relying on it.

Source: Scheme for Financing Combine Harvesters · page 1, Purpose through Repayment of Loan Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 4 columnsCombine Harvester Finance — eligible applicants and published termsView tableHide table

Scroll sideways to view every column

Combine Harvester Finance — eligible applicants and published terms
Applicant groupEligibility / useFacility / amountRepayment
Individual or group of farmersPurchase for own farming, custom-service units or custom hiring; farmer must be able to operate/maintain or arrange operationTerm loan; need-based, with equipment cost verified against inflation5–7 years; half-yearly or yearly instalments according to income generation
Non-farmer applicantTechnically qualified; adequate know-how, skill and management capacity to run a custom-service unitTerm loan; need-based, with equipment cost verified against inflation5–7 years; half-yearly or yearly instalments according to income generation
State Agriculture Farm / land-development corporationAdequate resources and command area to run and maintain the combineTerm loan; need-based, with equipment cost verified against inflation5–7 years; half-yearly or yearly instalments according to income generation
  • The reviewed page does not state a numerical maximum, interest rate, fee, margin or collateral rule.
Scheme for Financing Combine Harvesters · page 1, Purpose through Repayment of Loan · accessed 3 Oct 2026Open official source ↗

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