Education-loan takeovers

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Product and bank⇅	Interest rate⇅ Filter Interest rate %Below 7%1%7–9%1	Benchmark⇅ Filter Benchmark EEBLR1RRepo rate linked1~Floating rate1 Matches any selected option	Maximum finance⇅ Filter Maximum finance ₹₹5–₹25 lakh1₹₹25 lakh–₹1 crore1₹Above ₹1 crore1	Maximum tenure⇅ Filter Maximum tenure ◷Above 10 years1	Minimum income⇅	Eligibility⇅	Processing fee⇅ Filter Processing fee 0Nil / no fee1 Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge1
SBI Education Loan TakeoverState Bank of India	Student Loan takeover 9.40% Scholar Loan takeover 6.90%–7.65% Global Ed-Vantage collateral-backed takeover 9.40% select Global Ed-Vantage takeover 8.90%–9.40% p.a.	EBR (External Benchmark Rate) SBI states that education-loan rates float for the entire loan period. Current EBR is 7.90% p.a. (Repo Rate 5.25% + spread 2.65%).	₹10 lakh to ₹3 crore, including eligible outstanding or sanctioned balance, top-up and applicable source-lender prepayment penalty	180 months	Value awaiting review	Value awaiting review	Nil	NIL in the shared Education Loan KFS contingent-charge table.

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.