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Canara Kisan Credit Card Scheme

Single-window farm credit for crop cultivation, post-harvest and household needs, farm-asset maintenance and allied activities, with five-year working-capital validity and up to five-year term-loan repayment.

RateThe reviewed Kisan Credit Card page does not print a numeric interest rate; crop and allied-activity rates follow the applicable Canara agricultural lending schedule.Maximum amountNo universal maximum is printed; crop component follows district scale of finance × cultivated area, with 10% household/post-harvest and 20% farm-asset maintenance components in the first-year structure.TenureWorking-capital limit valid for five years subject to annual review; term loan repayable yearly or half-yearly over a maximum of five years.

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✓ Manually checked 4 Sept 2026 · active

Offered byCanara Bank

India through Canara Bank branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeSingle-window crop and allied-activity credit with working-capital and term-loan components.View source

Complete purpose and facility sections reviewed.

Source: Canara Kisan Credit Card Scheme
Page / section: Purpose and facility
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

RateThe reviewed Kisan Credit Card page does not print a numeric interest rate; crop and allied-activity rates follow the applicable Canara agricultural lending schedule.View source

Full official page reviewed; no rate row is published.

Source: Canara Kisan Credit Card Scheme
Page / section: Complete scheme page
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Maximum amountNo universal maximum is printed; crop component follows district scale of finance × cultivated area, with 10% household/post-harvest and 20% farm-asset maintenance components in the first-year structure.View source

Complete quantum table rows reviewed.

Source: Canara Kisan Credit Card Scheme
Page / section: Quantum of loan
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

TenureWorking-capital limit valid for five years subject to annual review; term loan repayable yearly or half-yearly over a maximum of five years.View source

Complete repayment rows reviewed.

Source: Canara Kisan Credit Card Scheme
Page / section: Repayment period
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Processing feeNo numeric processing fee is printed in the reviewed Kisan Credit Card scheme; applicable agricultural service-charge schedule applies.View source

Full official page reviewed; no fee row is published.

Source: Canara Kisan Credit Card Scheme
Page / section: Complete scheme page
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Security / prepaymentUp to ₹2 lakh: hypothecation of crops/assets. Above ₹2 lakh, mortgage of landed property or charge on land records applies according to state charge-creation availability. No separate prepayment charge is published.View source

Complete security table rows reviewed.

Source: Canara Kisan Credit Card Scheme
Page / section: Security
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Benefits and features

Crop, post-harvest, marketing and household credit
Working capital for farm assets and allied activity
Five-year operative working-capital limit subject to annual review
Term loan up to five years
Crop-insurance, accident-insurance, health-insurance and asset-insurance needs included in limit assessment

Eligibility

All farmers, including owner cultivators, tenant farmers, oral lessees, sharecroppers and farmer /, may apply subject to scale-of-finance and security rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

and land/tenancy or cultivation evidence
Crop and acreage details
Scale-of-finance and project information
Security/land-charge documents where applicable
Insurance and asset details

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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TableProductChoose column

Kisan Credit Card · Eligibility / purposeOwner/tenant cultivators, sharecroppers, and

This value is copied from Canara , farm machinery and dairy loan terms. Check the table notes before relying on it.

Source: Canara agriculture product pages and rate · Eligibility; Quantum; Margin; Interest; Security; Repayment Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 4 columnsCanara KCC, farm machinery and dairy loan termsPublished eligibility, rates, limits and repayment details from official Canara pages and the 18 August 2026 rate PDF.View tableHide table

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Canara KCC, farm machinery and dairy loan terms
Product	Eligibility / purpose	Amount / rate	Repayment / security
Kisan Credit Card	Owner/tenant cultivators, sharecroppers, and	7% up to ₹3 lakh subvention; + 1.40% non-subvention; above ₹3 lakh + 2.30%	Five-year WC validity with annual review; term loan max 5 years; security varies by limit
Farm Machinery	Approved tractors, tillers, harvesters and implements; acreage tests	No universal ceiling; nil margin up to ₹2 lakh, 15%–25% above; agriculture spreads	5–9 years; hypothecation, land mortgage or tangible collateral above ₹2 lakh
Dairy Loan	Cattle, sheds, fodder, equipment, processing and heifers	No universal ceiling; nil margin up to ₹2 lakh, 15%–25% above; agriculture spreads	Animals 5–7 years; heifers 5–6 years incl. 30-month grace; project moratorium up to 18 months

Canara agriculture product pages and rate · Eligibility; Quantum; Margin; Interest; Security; Repayment · accessed 30 Aug 2026Open official source ↗

Table 2 · 2 rows · 7 columnsCanara Ready Cash and Kisan Credit Card termsView tableHide table

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Canara Ready Cash and Kisan Credit Card terms
Product	Eligible customer	Amount	Rate	Security	Repayment	Fees
Ready Cash	Existing salaried Canara customer	₹50,000–₹10 lakh	Not published	Unsecured; co-obligation waived	12–60 months	0.50%; ₹500–₹2,500 + taxes
Kisan Credit Card	Owner/tenant farmers, sharecroppers, /	Scale-of-finance and area based; no universal maximum	Agricultural schedule applies	Hypothecation; land mortgage/charge above ₹2 lakh	WC 5 years annual review; TL up to 5 years	Not published

Canara Ready Cash and Kisan Credit Card pages · Complete product tables · accessed 4 Sept 2026Open official source ↗

Canara Kisan Credit Card Scheme

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Loan repayment estimate

Find the exact published value

Complete rates, limits and schedules

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