Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Service eligibilityDefence employees, including eligible Army, Navy and Air Force personnel
Source 1Published starting floating rate7.25% p.a. onwards; SBI publishes lower relationship pricing and a check-off concession subject to termsEffective 1 Apr 2026
Source 2Maximum tenure360 months, subject to repayment by age 75
Source 3Processing feeNil.Effective 1 Apr 2026
Source 4Benefits and features
- Defence-specific proposition
- Relationship-rate concession
- No processing fee
- 30-year maximum tenure
- Repayment age up to 75
Eligibility
- Resident Indian Defence employee applicants.
- Relationship and check-off conditions should be confirmed during application.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application and KYC
- Defence service and salary evidence
- Bank statements
- Property documents