Commercial real-estate home loans

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Product and bank⇅	Interest rate⇅ Filter Interest rate %7–9%1	Benchmark⇅ Filter Benchmark EEBLR1 Matches any selected option	Maximum finance⇅	Maximum tenure⇅ Filter Maximum tenure ◷Above 10 years1	Minimum income⇅	Eligibility⇅	Processing fee⇅ Filter Processing fee %Percentage-based fee1₹Flat rupee fee1⌃Fee has a maximum cap1+GST / tax additional1 Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge1
SBI CRE Commercial Real Estate Home LoanState Bank of India	The current linked card lists Home Loan (term loan) at 7.25%–8.55% p.a. and Home Loan Maxgain (overdraft) at 7.75%–9.05% p.a. The card does not name CRE or map it to either row SBI's 1 April 2024 perquisite schedule separately listed CRE at 9.35%–10.35%, which is historical and not a current quote. Confirm the applicable CRE pricing with SBI.	SBI's linked home-loan rate card states that Home Loans are linked to EBLR SBI publishes EBLR as 7.90% + CRP + BSP, effective 15 December 2025. The product-specific CRP/BSP and the CRE rate-card mapping are not shown on the CRE page.	Value awaiting review	Up to 30 years	Value awaiting review	Resident Indian age 18–70 from the third home when the family owns more than two homes an individual may have up to five home loans including CRE. Tenure is up to 30 years. Final loan amount and approval follow SBI's application and assessment.	The linked fee card lists 0.35% of the loan amount: minimum ₹5,000 and maximum ₹15,000 for salaried customers, or maximum ₹18,000 for non-salaried customers, plus GST. SBI's fee card labels this 'Home Loan & Top Up' CRE is not named separately.	No prepayment penalty

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.