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IND KISAN SAUR SHAKTHI — KUSUM Component C Feeder-level Solarisation

Term finance for feeder-level solarisation of grid-connected agricultural pumps, secured by the project, receivables and a DISCOM power-purchase agreement.

Interest rateMCLR 1-year + 1.65% for limits up to ₹25 lakh; MCLR 1-year + 1.90% for limits above ₹25 lakh to ₹1 crore; above ₹1 crore based on internal ratingMaximum amountUp to 70% of project cost; no universal rupee cap is published.TenureMaximum 15 years including a moratorium of up to 24 months.
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Quick eligibility check

IND KISAN SAUR SHAKTHI — KUSUM Component C Feeder-level Solarisation

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: a DISCOM PPA and eligible feeder-solarisation project are required?

Published source: Minimum income

2Do you meet this requirement: Farmers, groups, cooperatives, panchayats, FPOs and WUAs, or RPGs through developers/DISCOMs, with mandatory DISCOM PPA for feeder-level solarisation?

Published source: Eligibility

3Do you meet this requirement: stilt-mounted agricultural-land projects must preserve farming activity?

Published source: Eligibility

4Do you meet this requirement: DISCOM PPA, project land/plant records, tripartite receivables escrow, KYC/financials, mortgage/hypothecation, guarantee and BG records?

Published source: Required documents

5Do you meet this requirement: A DISCOM PPA is mandatory?

6Document checkDo you have this required document or proof: DISCOM PPA and scheme approvals?

Published source: Required documents

7Document checkDo you have this required document or proof: Project land/building and plant records?

Published source: Required documents

8Document checkDo you have this required document or proof: Receivables tripartite/escrow agreement?

Published source: Required documents

9Document checkDo you have this required document or proof: Promoter/entity KYC and financials?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan plus bank guarantee against 100% cash margin.View source
The official table lists term loan and against 100% cash margin.
Source
KUSUM feeder solarisation
Page / section
Type of Facility proposed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateMCLR 1-year + 1.65% for limits up to ₹25 lakh; MCLR 1-year + 1.90% for limits above ₹25 lakh to ₹1 crore; above ₹1 crore based on internal ratingEffective 8 May 2025View source
Limits up to Rs. 25.00 Lakhs: 1 Yr + 1.65%; limits above Rs. 25.00 Lakhs up to Rs. 1.00 Crore: 1 Yr + 1.90%; limits above Rs. 1.00 Crore: Based on Internal rating.
Source
Interest Rate for Agri Products and Interest Rate Range
Page / section
Page 1 table — Ind Kisan Saur Shakti (-KUSUM)
Accessed
10 Sept 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; a DISCOM PPA and eligible feeder-solarisation project are required.View source
The official table sets PPA and project conditions rather than income.
Source
KUSUM feeder eligibility review
Page / section
Target Group; Purpose
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountUp to 70% of project cost; no universal rupee cap is published.View source
The official quantum row publishes maximum 70% .
Source
KUSUM feeder quantum
Page / section
Quantum of finance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureMaximum 15 years including a moratorium of up to 24 months.View source
The official table publishes 15 years and a 24-month moratorium cap.
Source
KUSUM feeder repayment
Page / section
Repayment Period
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeUp to ₹25,000: nil; above ₹25,000: 0.50% of sanctioned limit plus GST.View source
The official table publishes both fee bands.
Source
KUSUM feeder fee
Page / section
Upfront fees / Processing charges
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityFarmers, groups, cooperatives, panchayats, FPOs and WUAs, or RPGs through developers/DISCOMs, with mandatory DISCOM PPA for feeder-level solarisation; stilt-mounted agricultural-land projects must preserve farming activity.View source
The official table defines entities, PPA, land use and scheme validity.
Source
KUSUM feeder eligibility
Page / section
Target Group; Purpose; Scheme Validity
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsDISCOM PPA, project land/plant records, tripartite receivables escrow, KYC/financials, mortgage/hypothecation, guarantee and BG records.View source
The official security section identifies the PPA, escrow, mortgage and guarantee records.
Source
KUSUM feeder documentation
Page / section
Security Norms; Target Group
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Up to 70% of project cost financed
  • Maximum 15-year repayment with up to 24-month moratorium
  • 30% project-cost margin
  • Processing fee nil up to ₹25,000; above 0.50% plus
  • cover for eligible loans up to ₹2 crore

Eligibility

  • A DISCOM PPA is mandatory. Renewable plants may be on barren/uncultivable, pasture or marsh land; agricultural land is permitted with stilt-mounted panels and spacing that preserves farming.
  • Scheme validity is until 31 March 2027, with PPAs/NTPs signed before 31 December 2025, subject to MNRE extension.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • DISCOM PPA and scheme approvals
  • Project land/building and plant records
  • Receivables tripartite/escrow agreement
  • Promoter/entity and financials
  • Mortgage, hypothecation, guarantee, and / records

Related official documents

Interest Rate for Agri Products and Interest Rate Rangeofficial-pdf · current-linked-rate-card · accessed 10 Sept 2026
↗
Benchmark Lending Rates wef 03.09.2026official-pdf · current · accessed 10 Sept 2026
↗
PM KUSUM Component C Feeder-level Solarisation — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Target group · Published detailFarmers, groups, cooperatives, panchayats, , WUAs and RPGs through developers/DISCOMs.

This value is copied from KUSUM Component C Feeder Solarisation — published terms. Check the table notes before relying on it.

Source: KUSUM feeder solarisation · Complete product table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPM KUSUM Component C Feeder Solarisation — published termsCurrent Indian Bank feeder-level solarisation finance terms.View tableHide table

Scroll sideways to view every column

PM KUSUM Component C Feeder Solarisation — published terms
ParameterPublished detail
Target groupFarmers, groups, cooperatives, panchayats, , WUAs and RPGs through developers/DISCOMs.
PurposeSolarise grid-connected agricultural pumps; PPA mandatory; stilt-mounted panels permitted on agricultural land.
Facility/quantumTerm loan and against 100% cash margin; up to 70% of project cost.
Margin/repayment30% margin; maximum 15 years including 24-month moratorium.
ProcessingUp to ₹25,000 nil; above 0.50% of sanctioned limit + .
SecurityMortgage, machinery/receivables hypothecation, PPA assignment, guarantees; cover up to ₹2 crore where eligible.
ValidityUntil 31 March 2027; PPAs/NTPs signed before 31 December 2025, subject to MNRE extension.
RateRefer Lending Rates; no product percentage printed.
KUSUM feeder solarisation · Complete product table · accessed 31 Aug 2026Open official source ↗
Table 2 · 34 rows · 2 columnsInterest Rate for Agri ProductsView tableHide table

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Interest Rate for Agri Products
Product or amount bandInterest Rate / Range
Kisan Credit Card — up to ₹3 lakh; Animal Husbandry/Fisheries up to ₹2 lakh within overall ₹3 lakh7%
Kisan Credit Card — up to ₹3 lakh 1-year + 2.50%
Kisan Credit Card — above ₹3 lakh to ₹10 lakh 1-year + 2.75%
Kisan Credit Card — above ₹10 lakh and below ₹100 lakh 1-year + 3.00%
Animal Husbandry/Fisheries above ₹2 lakhCard rate linked to applies
Working Capital and Term Loan — up to ₹3 lakh 1-year + 2.50%
Working Capital and Term Loan — above ₹3 lakh to ₹10 lakh 1-year + 2.75%
Working Capital and Term Loan — above ₹10 lakh and below ₹100 lakh 1-year + 3.00%
Working Capital and Term Loan — ₹100 lakh and aboveBased on internal rating
IB Kisan Mitra Producers Loan — below ₹1 crore 1-year + 1.00%
IB Kisan Mitra Producers Loan — above ₹1 croreBased on internal rating
NRLM term loan/cash credit — balance up to ₹3 lakh7%
NRLM term loan/cash credit — above ₹3 lakh to ₹5 lakh1-year
NRLM term loan/cash credit — above ₹5 lakh1-year + applicable spread
Joint Liability Groups — term loan and working capital1-year + applicable spread
Agri Jewel Loan — limits up to ₹35 lakh1-year + applicable spread
Gold Plus / Marine Gold Plus — limits up to ₹25 lakh1-year + applicable spread
Food and Agro Processing — up to ₹2 lakh 1-year + 1.35%
Food and Agro Processing — above ₹2 lakh to ₹10 lakh 1-year + 2.00%
Food and Agro Processing — above ₹10 lakh to ₹100 lakh 1-year + 2.40%
Food and Agro Processing — above ₹100 lakh; accounts with coverage up to ₹2 croreBased on internal rating
IB Star Agro Mills — limits below ₹1 crore 1-year + 1.60%
IB Star Agro Mills — limits ₹1 crore and aboveBased on internal rating
IND Kisan Saur Shakti (-KUSUM) — up to ₹25 lakh 1-year + 1.65%
IND Kisan Saur Shakti (-KUSUM) — above ₹25 lakh to ₹1 crore 1-year + 1.90%
IND Kisan Saur Shakti (-KUSUM) — above ₹1 croreBased on internal rating
IND Krishi Infra Fund 1-year + 1.00%, subject to maximum 9.00%
IND Pashudhan Mitra () — accounts within ceilingsRepo + 4.70%
IND Pashudhan Mitra () — accounts outside ceilingsBased on internal rating
IND Micro Food Processing Enterprises (PMFME) — up to ₹2 lakh 1-year + 1.90%
IND Micro Food Processing Enterprises (PMFME) — above ₹2 lakh to ₹10 lakh 1-year + 1.90%
IND Micro Food Processing Enterprises (PMFME) — above ₹10 lakh and below ₹1 crore 1-year + 1.90%
IND Micro Food Processing Enterprises (PMFME) — above ₹1 crore; coverage up to ₹2 croreBased on internal rating
IND Krishi Vaahan12.00% fixed
  • The states these are general card rates; state, scheme, product and rating-specific rates may differ. Animal Husbandry/Fisheries above ₹2 lakh uses the -linked card rate.
Interest Rate for Agri Products and Interest Rate Range · Pages 1–2 · accessed 10 Sept 2026Open official source ↗
Table 3 · 4 rows · 5 columnsInterest Rate Range of Agricultural Loans Contracted/Sanctioned during Previous Quarter (March 2026)View tableHide table

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Interest Rate Range of Agricultural Loans Contracted/Sanctioned during Previous Quarter (March 2026)
Sl. No.SegmentMinimum (%)Maximum (%)Mean (%)
1Jewel Loan8.758.808.75
27.0011.7511.27
37.0013.759.58
4Investment Credit7.2515.209.08
  • This is a historical contracted/sanctioned range for March 2026, not a guaranteed quote for a new applicant.
Interest Rate for Agri Products and Interest Rate Range · Page 2 — Interest Rate Range · accessed 10 Sept 2026Open official source ↗
Table 4 · 13 rows · 4 columnsBenchmark rates effective 03.09.2026View tableHide table

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Benchmark rates effective 03.09.2026
Benchmark groupTenor / benchmarkExisting rate (%)Revised/current rate (%)
Overnight7.907.90
1 month8.208.20
3 months8.508.50
6 months8.758.75
1 year8.858.85
TBLR≤3 months5.305.25
TBLR>3 months and ≤6 months5.505.55
TBLR>6 months and ≤1 year5.655.70
TBLR>1 year and ≤3 years5.655.70
Base RateBase Rate9.55
Benchmark Prime Lending Rate13.80
Repo-linkedPolicy Repo Rate5.25
Repo-linkedRBLR7.95
  • The says the benchmark rates apply from 03.09.2026 until the next review. The current indicative all-in rates in the product facts are transparent arithmetic, not issuer quotes.
Benchmark Lending Rates wef 03.09.2026 · Page 1 — , TBLR, Base Rate, and repo-linked benchmarks · accessed 10 Sept 2026Open official source ↗

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