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PNB Scheme for Sheep and Goat Breeding or Rearing

Need-based finance to buy recognised sheep or goat breeds and fund breeding/rearing, feed, tools and sheds. PNB publishes different male-to-female unit ratios for sheep and goats and 5–6-year medium-term repayment including 12 months of gestation.

Maximum financeNeed-based; unit size follows a male:female ratio of 1:20 for sheep and 1:4 for goats. The sheet gives no fixed rupee ceiling.RepaymentMedium-term repayment: 5–6 years including 12 months of gestation.Facility typeNeed-based medium-term agriculture loan for sheep/goat breeding and rearing.
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PNB Scheme for Sheep and Goat Breeding or Rearing

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Small/marginal farmers and agricultural labourers may take up sheep/goat breeding or rearing as a subsidiary activity?

Published source: Eligibility and unit ratios

2Do you meet this requirement: trained persons may take it up commercially?

Published source: Eligibility and unit ratios

3Do you meet this requirement: The published male:female unit ratio is 1:20 for sheep and 1:4 for goats?

Published source: Eligibility and unit ratios

4Do you meet this requirement: PNB's general checklist lists a duly completed agriculture-credit application?

Published source: General agriculture-credit document checklist

5Do you meet this requirement: two recent photographs not older than 6 months?

Published source: General agriculture-credit document checklist

6Document checkDo you have this required document or proof: PNB's general agriculture-credit checklist lists a completed application, self-attested identity proof, residence proof, two recent photographs and land-record particulars. PNB does not label it an exhaustive sheep/goat checklist?

Published source: General agriculture-credit document checklist

7Document checkDo you have this required document or proof: self-attested identity proof?

Published source: General agriculture-credit document checklist

8Document checkDo you have this required document or proof: residence proof?

Published source: General agriculture-credit document checklist
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 6 Oct 2026 · active
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility typeNeed-based medium-term agriculture loan for sheep/goat breeding and rearing.View source
The scheme labels the repayment as medium-term and describes need-based finance.
Source
Scheme for Sheep and Goat Breeding/Rearing Activities
Page / section
page 1, title, Extent of Loan and Repayment
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
PurposeBuy sheep/goats of recognised breeds for breeding and/or rearing for wool, meat or milk; buy tools/equipment and feed; and construct sheds.View source
The listed production purposes and infrastructure/feed support are retained.
Source
Scheme for Sheep and Goat Breeding/Rearing Activities
Page / section
page 1, Purpose
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Eligibility and unit ratiosSmall/marginal farmers and agricultural labourers may take up sheep/goat breeding or rearing as a subsidiary activity; trained persons may take it up commercially. The published male:female unit ratio is 1:20 for sheep and 1:4 for goats.View source
The source uses different ratios for sheep and goats; these are not interchanged.
Source
Scheme for Sheep and Goat Breeding/Rearing Activities
Page / section
page 1, Eligibility and Extent of Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Maximum financeNeed-based; unit size follows a male:female ratio of 1:20 for sheep and 1:4 for goats. The sheet gives no fixed rupee ceiling.View source
Need-based extent and both unit ratios are preserved; no currency ceiling appears.
Source
Scheme for Sheep and Goat Breeding/Rearing Activities
Page / section
page 1, Extent of Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
RepaymentMedium-term repayment: 5–6 years including 12 months of gestation.View source
The six-year upper end includes the 12-month gestation period.
Source
Scheme for Sheep and Goat Breeding/Rearing Activities
Page / section
page 1, Repayment
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Application decision timePNB's general agriculture-credit guideline lists maximum disposal times by credit limit: up to ₹2 lakh, 2 weeks; above ₹2 lakh to ₹50 lakh, 4 weeks; above ₹50 lakh to ₹1 crore, 5–6 weeks; above ₹1 crore to ₹100 crore, 6–7 weeks; above ₹100 crore, 8–9 weeks. This is not an individual sanction-date promise.View source
The bank-wide published agriculture application timeline is reproduced separately from product approval or sanction.
Source
PNB General Guidelines for Agricultural Credit
Page / section
Section 1, Time Schedule for Disposal of Loan Applications
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
General agriculture-credit document checklistPNB's general checklist lists a duly completed agriculture-credit application; self-attested identity proof; residence proof; two recent photographs not older than 6 months; and land-record particulars. The checklist is not stated as exhaustive for sheep/goat breeding or rearing.View source
The page lists the agriculture application, identity, residence, two recent photographs and land records.
Source
PNB Agricultural Banking
Page / section
Documents Required for Agriculture Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Conditional bank-wide prepayment/closure ruleFor a non-individual borrower taking over a loan to shift to another bank/FI, PNB's current schedule states 2% of the prepaid amount on term loans and 2% of the sanctioned limit when a cash-credit/overdraft facility is closed before its due date. For CC/OD, the stated charge does not apply if written non-renewal notice is given 3 months before the due date and the facility closes on that date. The page lists additional exemptions, including specified floating-rate individual/MSE loans, MSE borrowers, own-source repayment and other stated cases. Exact applicability depends on borrower, purpose, facility, rate type and closure route.View source
The rule is conditional and is not represented as a universal product charge; see the linked full terms table for all stated exceptions.
Source
PNB Credit Related Service Charges — current page
Page / section
Section 10.15, Pre-Payment/Fore Closure; full listed exceptions
Accessed
6 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • The listed purposes include breeding/rearing for wool, meat and milk, plus tools, feed and sheds
  • The scheme sheet publishes a sheep unit ratio of 1 male to 20 females and a goat ratio of 1 male to 4 females
  • Medium-term repayment is 5–6 years including 12 months of gestation

Eligibility

  • Small/marginal farmers and agricultural labourers may take up the activity as a subsidiary activity; trained people may establish it on commercial lines.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • PNB's general agriculture-credit checklist lists a completed application, self-attested identity proof, residence proof, two recent photographs and land-record particulars. PNB does not label it an exhaustive sheep/goat checklist.

Related official documents

PNB Agriculture Loan Schemes catalogueofficial-product-catalogue-page · current · accessed 6 Oct 2026
↗
PNB Credit Related Service Charges — agriculture-credit scheduleofficial-service-charge-schedule · latest-reviewed-agriculture-specific-schedule · accessed 6 Oct 2026
↗
PNB Agricultural Banking — documents required for agriculture loanofficial-agriculture-banking-page · current · accessed 7 Oct 2026
↗
PNB General Guidelines for Agricultural Credit — current application, ACABC margin and security rulesofficial-general-guidelines-page · current-relevant-sections-reviewed · accessed 8 Oct 2026
↗
PNB Interest Rates on Advances — current agriculture and specific-scheme ratesofficial-rate-table · current · accessed 6 Oct 2026
↗
PNB Credit Related Service Charges — current pageofficial-service-charge-page · current-charge-schedule-reviewed-scoped-sections · accessed 8 Oct 2026
↗
Scheme for Sheep and Goat Breeding/Rearing Activitiesofficial-scheme-pdf · current-catalogue-linked-scheme-sheet · accessed 6 Oct 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Purpose · Published termBuy recognised breeds for breeding/rearing for wool, meat or milk; finance tools/equipment, feed and shed construction.

This value is copied from PNB Sheep and Goat Breeding/Rearing — complete published terms. Check the table notes before relying on it.

Source: Scheme for Sheep and Goat Breeding/Rearing Activities · page 1, all clauses Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsPNB Sheep and Goat Breeding/Rearing — complete published termsComplete transcription of all purpose, eligibility, unit-ratio and repayment clauses from the one-page PNB sheet.View tableHide table

Scroll sideways to view every column

PNB Sheep and Goat Breeding/Rearing — complete published terms
Scheme itemPublished term
PurposeBuy recognised breeds for breeding/rearing for wool, meat or milk; finance tools/equipment, feed and shed construction.
Eligible applicantsSmall/marginal farmers or agricultural labourers undertaking it as a subsidiary activity; trained people taking up the venture commercially.
Sheep unit ratio1 male to 20 females.
Goat unit ratio1 male to 4 females.
Loan extentNeed-based; unit size follows the published species-specific ratio.
Medium-term repayment5–6 years including a 12-month gestation period.
Scheme for Sheep and Goat Breeding/Rearing Activities · page 1, all clauses · accessed 6 Oct 2026Open official source ↗
Table 2 · 5 rows · 2 columnsPNB agriculture-credit application disposal timelineGeneral PNB agriculture-credit maximum disposal times by applied credit limit; not a promised individual sanction date.View tableHide table

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PNB agriculture-credit application disposal timeline
Credit limitMaximum published time
Up to ₹2 lakh2 weeks
Above ₹2 lakh to ₹50 lakh4 weeks
Above ₹50 lakh to ₹1 crore5–6 weeks
Above ₹1 crore to ₹100 crore6–7 weeks
Above ₹100 crore8–9 weeks
  • Bank-wide guideline; not an individual sanction promise.
PNB General Guidelines for Agricultural Credit · Section 1, Time Schedule for Disposal of Loan Applications · accessed 6 Oct 2026Open official source ↗
Table 3 · 7 rows · 2 columnsPNB early-closure terms relevant to these agriculture schemesCurrent bank-wide takeover/early-closure schedule. The charge depends on borrower type, facility, purpose, rate type and closure route; it is not a blanket product charge.View tableHide table

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PNB early-closure terms relevant to these agriculture schemes
CasePublished charge/condition
Non-individual borrower takes over a term loan to shift to another bank/FI2% of the amount being prepaid.
Non-individual borrower closes cash credit/overdraft before due date to shift lenders2% of the sanctioned limit.
Cash credit/overdraft closed on the due dateNo prepayment charge if written notice of intent not to renew is given 3 months before the due date.
Floating-rate loans/advances to individuals for non-business purposesNo prepayment charges, with or without co-obligants; applies to partial or full prepayment regardless of funds source and without a minimum lock-in.
Floating-rate business loans/advances to individuals and No prepayment charges, with or without co-obligants; applies to partial or full prepayment regardless of funds source and without a minimum lock-in.
Dual/special rate with fixed and floating periodsThe floating-rate exemption depends on whether the facility is on floating rate when it is prepaid.
Other stated exemptionsNo charge for borrowers; microfinance loans except loans to -; eligible fixed-rate loans with a reset clause when the borrower chooses floating rate at reset; prepayment from the borrower's own sources; specified lender-switches after a spread/term change or benchmark reset; bank-initiated closure for listed reasons; and loans/advances against PNB's own deposits/liquid securities sanctioned or renewed on/after 01 January 2026.
  • The 2% charge is not applied to every customer or every loan. Check the sanction terms and the full conditions.
PNB Credit Related Service Charges — current page · Section 10.15, Pre-Payment/Fore Closure, all clauses and exceptions · accessed 6 Oct 2026Open official source ↗

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