State Bank of India
State Bank of India
The Banker to Every Indian
State Bank of India is an Indian multinational public-sector banking and financial-services statutory body headquartered in Mumbai. Its official profile describes as India’s largest banking and financial-services organisation, with a heritage extending over two centuries and operations in India and overseas.
No product claims are published until official pages and controlling documents have been checked.
Official catalogue
Products and services
Banking, wealth, forex & trade services
Compare category →SBI 3 in 1 Account with E-Margin Facility
An integrated savings account and Securities demat/
SBI ASBA
Application Supported by Blocked Amount service, which places a lien on eligible deposit-account funds for public, debt and rights issues and debits only the amount required after successful allotment.
SBI Cross-Border Bill Payments through BBPS
A purpose-specific inbound bill-payment route that sends eligible Rupee Drawing Arrangement remittances to a -compliant Indian biller through Bharat Bill Payment System.
SBI Demat and Online Trading Service
demat service gateway: new demat and online-trading accounts are opened with Securities, while legacy demat accounts held in own books continue to receive servicing and Power Demat functions.
SBI Floating Rate Savings Bonds 2020 (Taxable)
designated-branch service for Government of India Floating Rate Savings Bonds 2020, a seven-year, non-tradeable and non-cumulative bond whose semiannual coupon resets at 35 basis points over the prevailing rate.
SBI Flywire International Education Payments
A digital –Flywire partner route for paying participating foreign higher-education institutions from India, with local-currency checkout, regulatory checks and payment tracking.
SBI Fx-OUT Outward Remittance
outward-remittance platform for eligible transfers from India through branches, OnlineSBI or , with channel-specific currency coverage and limits.
SBI Global Inward Remittances (Other than Middle East)
A non-Middle-East inward-remittance service offering selected foreign-office instant transfer, worldwide /wire transfer, draft or cashier's-cheque collection and foreign-currency-cheque collection.
SBI Middle East Inward Remittances
A regional inward-remittance service offering Instant Transfer, Express partner routes, /wire transfer and demand-draft collection for credit to or other Indian-bank accounts.
SBI National Pension System (All Citizen Model)
Point-of-Presence service for the -regulated, defined-contribution National Pension System, with Tier I retirement and optional Tier II investment accounts, market-linked returns and digital or branch access.
SBI NPS Vatsalya
A -regulated saving-cum-pension account opened in a minor's name and operated by a guardian, with ₹1,000 minimum opening and annual contributions and a transition or exit choice at age 18.
SBI NRI Demat Account
An electronic securities holding and transfer service for investing in shares, bonds and debentures of Indian companies.
SBI NRI Equity Trading 4-in-1 Account
A coordinated savings, , demat and trading bundle for online equity and investing, with banking and services paired with Securities' demat and trading accounts.
SBI NRI Life Insurance Gateway
gateway to life-insurance solutions underwritten by Life Insurance Company Limited, with rupee-denominated policies and plan-specific premiums, benefits, underwriting, riders and exclusions.
SBI NRI Mutual Fund Investment Gateway
gateway to schemes managed by Funds Management Limited, covering multiple fund families with rupee funding, and Indian-bank-account requirements; returns and risks remain scheme-specific.
SBI National Pension System for NRIs
Point-of-Presence service for opening and contributing to an Tier I National Pension System account, a -regulated, defined-contribution and market-linked retirement account.
SBI NRI Portfolio Investment Scheme Account
bank-side account for routing eligible secondary-market share and convertible-debenture purchases and sales through a designated branch, with the customer's broker and demat/trading details mapped to the account.
SBI Remittance through Remitly
A third-party partner route initiated in Remitly's mobile or web applications, with processing transfers it receives for credit to beneficiary accounts in India.
SBI Sovereign Gold Bond Holdings Service
servicing information for existing Government of India Sovereign Gold Bond holdings. No current primary-subscription tranche is evidenced; the service covers holding, interest, transfer, collateral and -scheduled redemption features.
Personal, home, vehicle & other loans
Compare category →SBI Aashray Home Loan
First-home finance for eligible urban applicants with regular income but little or no documented income proof; up to ₹20 lakh, with no processing fee and an application route through JanSamarth.
SBI Assured Car Loan
A fixed-deposit-backed car loan from ₹1 lakh with no published maximum or upper age limit, nil processing fee, repayment from three to seven years and current fixed rates from 8.70% to 9.85%.
SBI Certified Pre-Owned Car Loan
Fixed-rate used-car finance from ₹2 lakh to ₹1.5 crore, covering up to 85% of valuation for a maximum of five years, with -based rates from 10.45% to 15.60%.
SBI Combo Home Loan
A combined loan for residential plot purchase and house construction, with one published journey and a maximum tenure of 30 years.
SBI CRE Commercial Real Estate Home Loan
Home finance for eligible residential investment property from the third home onward when a family owns more than two homes; caps an individual's total home loans, including , at five.
SBI Education Loan Takeover
A first-time transfer of an existing standard education loan to , from ₹10 lakh to ₹3 crore, with nil processing fee, scheme-dependent floating rates from 6.90% to 9.40%, and repayment up to 15 years.
SBI Flexipay Home Loan
A salaried-borrower home-loan variant offering up to 20% higher eligibility, an interest-only moratorium followed by moderated and stepped-up , and repayment up to 30 years.
SBI Global Ed-Vantage Education Loan
An overseas higher-education loan above ₹7.50 lakh and up to ₹3 crore, with collateral-free finance up to ₹50 lakh at select institutions, current floating rates from 8.90% to 9.40%, and repayment up to 15 years.
SBI Green Car Loan
Fixed-rate electric-car finance with up to 100% of on-road price, a three-to-eight-year tenor and current published rates from 8.75% to 9.85%.
SBI Home Loan
general resident home loan for purchase, construction, takeover, plot plus construction, extension, repair or renovation, available as a term loan or overdraft with repayment up to 30 years.
SBI Home Loan Balance Transfer
A takeover facility for transferring an eligible, regularly serviced home loan to , with title-document verification, overdraft availability and no prepayment penalty.
SBI Home Loan for Non-Salaried
A differential home-loan offer for established non-salaried borrowers covering acquisition, construction, takeover and repair or renovation, from ₹20 lakh to ₹50 crore and up to 30 years.
SBI Repair and Renovation Home Loan
A home-improvement loan of up to ₹1 crore and up to 20 years, available after five years from the home's first purchase or construction.
SBI Home Top Up Loan
A personal-purpose top-up for eligible existing home-loan customers, available as a term loan or overdraft for non-speculative needs and for up to 30 years.
SBI Loan Against Insurance Policies
A branch-only demand loan or overdraft of up to 85% of eligible life-policy surrender value, repayable within three years at a current published rate of 11.20% p.a.
SBI Loan Against Mutual Fund Units
An overdraft against eligible -registered mutual-fund units, with borrowing from ₹25,000 and separate equity, hybrid, , debt and FMP limits and margins.
SBI Loan Against NSC or KVP
A branch-only demand loan or overdraft of up to 60% of eligible or face value plus accrued interest, priced at a current published 11.20% p.a.
SBI Loan Against Property
A personal-purpose term loan secured by residential or select commercial property, from ₹10 lakh to a location-dependent ₹7.5 crore, with up to 65% and tenure from five to 15 years.
SBI Loan Against Sovereign Gold Bonds
A demand loan or overdraft secured by eligible Sovereign Gold Bonds, from ₹20,000 to ₹20 lakh with a 35% margin and a current published rate of 10.70% p.a.
SBI Loan Against Time Deposit
A demand loan or overdraft of up to 90% of an eligible deposit, with deposit-relative pricing, zero processing charges and no published prepayment penalty.
SBI Loyalty Car Loan
A relationship car loan for qualifying home-loan borrowers, offering up to 100% of ex-showroom price, seven-year repayment and current fixed rates from 8.70% to 9.80%.
SBI New Car Loan
Fixed-rate finance for a new passenger car, or , with up to 100% of on-road price, rates from 8.70% to 9.85% and repayment up to seven years.
SBI NRI Car Loan
A fixed-rate rupee loan for an to buy a new passenger car, or in India, with a resident close relative as co-applicant or guarantor and financing up to 90% of on-road price.
SBI NRI Home Loan
A rupee home loan for eligible and , offered as a term loan or Maxgain overdraft with daily reducing balance, up to 30 years' tenure and no prepayment penalty.
SBI NRI Loan Against Deposits
A secured facility for an , or (B) depositor, available as a demand loan or overdraft and, against (B), also as an eligible foreign-currency loan.
SBI NRI Online Overdraft Against Deposits
An internet-banking overdraft against an eligible single-holder or /
SBI Pension Loan
A pension-account-linked personal loan family for eligible pension recipients, with ordinary, Jai Jawan and Treasury/
SBI Personal Gold Loan
A loan secured by pledged eligible gold, offered in , 12-month bullet and overdraft variants with published rates of 9.15%-10.10% as of 16 June 2026.
SBI Personal Loan
An unsecured personal term loan or overdraft for eligible salaried Salary Package customers, with published borrowing from ₹1 lakh to ₹50 lakh and repayment from 6 to 84 months.
SBI PM-Vidyalaxmi Education Loan
A collateral-free and guarantor-free education loan for eligible courses at government-identified Quality Higher Education Institutions, with three floating-rate variants from 6.90% to 8.40%, no processing fee and income-linked subvention pathways.
SBI PMAY-U 2.0 Home Loan
housing finance supporting the Government of India 2.0 Interest Subsidy Scheme for eligible first-home purchase or construction in covered urban areas.
SBI Pre-Approved Home Loan
An income-assessed home-loan limit sanctioned before property finalisation, allowing an applicant to negotiate with a builder or seller with financing eligibility already assessed.
SBI Pre-Approved Pension Loan
A selected-pensioner digital loan available through or Internet Banking, with a published maximum of ₹10 lakh, no physical documentation and no branch visit.
SBI Pre-Approved Personal Loan
A selected-customer personal-loan offer available through or Internet Banking with a published four-click, document-free disbursement journey and no branch visit.
SBI Privilege Home Loan
A government and pensionable-service home loan with repayment up to 30 years or age 75, a published check-off interest concession and full processing-fee waiver.
SBI Realty Home Loan
A plot-purchase loan of up to ₹15 crore requiring house construction within three years, with a separately available construction home loan and an official-page tenure inconsistency that applicants should reconfirm.
SBI Reverse Mortgage Loan
A property-backed personal loan for resident senior citizens, with 10-to-20-year tenure bands and location-based published maximum amounts.
SBI Scholar Loan
A 100%-financed education loan for -listed premier Indian institutions, with collateral-free limits from ₹7.50 lakh to ₹50 lakh by institute list, need-based secured finance, nil processing fee and repayment up to 15 years.
SBI Shaurya Education Loan
A relationship education loan for eligible Defence, Coast Guard and families, covering study in India or abroad under the corresponding scheme limits, with current floating rates from 8.15% to 8.65% and repayment up to 15 years.
SBI Shaurya Home Loan
A Defence-employee home loan with a published relationship-rate concession, repayment up to 30 years or age 75, and full processing-fee waiver.
SBI Skill Loan
A collateral-free skill-development term loan from ₹5,000 to ₹7.50 lakh, with a current floating rate of 9.40%, nil margin and processing fee, and repayment from three to seven years by amount.
SBI Student Loan
A general higher-education term loan for study in India or abroad, with current floating rates of 9.90% without collateral or 9.40% with collateral, domestic limits up to ₹1 crore in published cases and repayment up to 15 years.
SBI Super Bike Loan
Fixed-rate finance from ₹1.5 lakh to ₹25 lakh for a high-end or premium motorcycle, with repayment up to five years and current rates from 12.55% to 14.55%.
SBI Surya Ghar Rooftop Solar Loan
A floating-rate residential rooftop-solar loan with no stated minimum and borrowing up to ₹6 lakh, a 10% minimum margin, nil processing fee and repayment up to ten years.
SBI Tribal Plus Home Loan
Housing finance for eligible hilly and tribal areas without a mortgage of land, supported instead by a third-party guarantee and published salaried and non-salaried ceilings.
SBI Two-Wheeler Loan
Finance from ₹50,000 to ₹3 lakh for a new petrol or electric two-wheeler, at up to 85% of on-road price for as long as five years, with current rates from 11.70% to 15.70%.
SBI YONO Insta Home Top Up
A paperless 24×7 digital home-loan top-up for pre-selected customers, with instant disbursement for eligible non-speculative personal needs.
Business, & agriculture finance
Compare category →Asset Backed Agriculture Loan (ABAL)
Agricultural term loan for traditional, modern and allied farm activities, including land development, fencing, mechanisation and infrastructure; publishes a ₹3,00,001–₹50 lakh range and repayment up to 72 months.
ABL (Saral)
asset-backed working-capital and business-purpose finance above ₹10 lakh up to ₹5 crore, with a 25% borrower margin, up to 180-month dropline overdraft and property security at 65% .
Agri Clinic and Agri Business Centres Loan
Term finance for agri-clinics and agri-business centres, up to ₹20 lakh for an individual or ₹1 crore for a group of five trained people, with up to 10-year term.
Agri & Food Enterprises Loan (AFEL)
Finance for agri commodity, food processing, agri-input manufacturing, exports and selected agri infrastructure or ancillary activities, up to ₹100 crore.
Agriculture Gold Loan
Demand loan for farmers and people engaged in agriculture or allied activities, secured by pledged gold ornaments. publishes a ₹5,000–₹25,00,000 range, repayment within 12 months and tiered processing charges.
Agriculture Infrastructure Fund (AIF)
Medium- and long-term financing for eligible post-harvest infrastructure and viable farming assets. publishes a 10% minimum margin up to ₹2 crore, 25% above that, and 3% annual interest subvention on up to ₹2 crore for up to seven years. The maximum repayment term is inconsistent between page and the revised scheme guidelines.
Animal Husbandry Infrastructure Development Fund (AHIDF)
Term-loan finance for eligible animal-husbandry infrastructure projects, with scheme assistance up to 90% of viable project cost and 3% interest subvention subject to the published conditions.
Asset Backed Loan
asset-backed finance above ₹5 crore up to ₹20 crore, with case-by-case lending up to ₹50 crore, 25% margin, up to 240-month dropline overdraft and 60% property security.
Asset Backed Loan - Commercial Real Estate
commercial-real-estate asset-backed finance for office, retail, industrial, warehouse, hospitality and related projects, from ₹10 lakh up to ₹50 crore in metro and urban centres, with 50% .
Credit Guarantee Scheme-I of CGTMSE
-backed collateral-free credit guarantee for eligible Micro and Small Enterprises, covering eligible term-loan and working-capital facilities up to ₹10 crore with category-based guarantee cover and annual guarantee fees.
Cold Storage and Warehouse Construction Loan
Agri term loan for godowns, dry warehouses, cold storages, cold chains, silos and market yards, from ₹1 lakh to ₹50 crore with up to 120-month term.
Co-lending Finance for Individual JLG Members
Demand finance through co-lending arrangements with /
Combine Harvester Loan
Term finance for a combine harvester and accessories, from ₹5 lakh to ₹35 lakh, with 20% margin and published credit-score criteria.
Commercial Vehicle Loan
term loans from ₹10 lakh to ₹50 lakh for new commercial, electric, hybrid, CNG, ambulance and caravan vehicles, with 15% margin and up to 84 months' repayment.
Composite Minor Irrigation Loan
Finance for wells, pumps, ponds, drip/sprinkler systems, lift irrigation, rainwater harvesting and related farm automation.
Compressed Bio Gas under SATAT Scheme
term-loan and working-capital finance for Compressed Bio-Gas plants under SATAT, up to ₹50 crore through R&DB, with 10–12-year repayment and a mandatory OMC letter of intent.
SBI Construction Equipment Loan
finance for new construction, mining, road, concrete, earthmoving, material-handling, warehouse and processing equipment, with ₹10 lakh–₹100 crore limits, 20% margin and repayment up to 72 months.
Dairy / Processing Loan
Finance for dairy-farm and dairy-processing activity, including milch cattle, sheds, plant, machinery and supporting infrastructure. publishes repayment up to 5 years for dairy farms and up to 10 years for processing activity; its September 2026 rate sheet lists separate dairy and corporate-tie pricing rows.
DAY-NRLM Self Help Group Finance
Term-loan or cash-credit finance for rural DAY-NRLM self-help groups, from ₹1.50 lakh to ₹20 lakh, with tiered published rates.
Digital Loans up to ₹5 crore
offers cash-credit and term-loan facilities for working capital and fixed-asset acquisition, up to ₹5 crore. Pricing is -linked; term loans can run up to 10 years, while cash credit is on demand and renewed annually.
Direct Linkage to Self Help Groups
Direct term-loan or cash-credit finance for , from ₹50,000 to ₹20 lakh, with published margin and rate terms.
E Dealer Finance Scheme
A web-based cash-credit facility for authorised dealers of tied Industry Majors, with need-based finance, up to 90-day credit periods, nil margin and unified charges of ₹10,000–₹30,000.
E Vendor Finance Scheme
An unsecured clean cash-credit facility for recommended vendors of reputed corporates or Industry Majors, with need-based finance, receivable tenor up to 180 days and ₹10,000–₹30,000 processing charges.
Emergency Credit Line Guarantee Scheme 5.0 (ECLGS 5.0)
ECLGS 5.0 working-capital term loan for existing borrowers facing West Asia-conflict liquidity stress, with up to 20% of FY2025-26 peak fund-based working capital (₹100 crore cap) or up to 100% for airlines (₹1,500 crore cap).
SBI Equity Fund Scheme
Interest-free long-term assistance intended to bridge the gap between an eligible new project's required margin and the promoter's own capital contribution.
SBI EV Mitra
term-loan finance above ₹10 lakh up to ₹5 crore for public, captive and battery-swapping electric-vehicle charging infrastructure, with 8-year repayment and a 25% minimum borrower contribution.
SBI Exporters' Gold Card Scheme
export-credit scheme with simplified processing, a 20% standby limit over assessed fund and non-fund limits, three-year sanction subject to renewal and preferential packing credit in foreign currency.
Finance to Bio-fuel Projects
project finance for new or expanded bio-fuels extraction plants and related storage/
Finance to Solar Vendors
cash-credit facility for existing solar vendors, channel partners and sub-contractors: above ₹10 lakh to ₹5 crore, no collateral and cover, with a standby line up to 20% of the limit. Pricing is borrower/
Finance to Start-ups (MSME UDAAN)
UDAAN supports -recognised start-ups with term loan, working capital and non-fund facilities up to ₹50 crore, 120-month door-to-door repayment and /
Fishing / Processing Loan
Finance for composite fish culture and prawn/shrimp cultivation, boats, and pond construction, deepening, widening or desilting.
Fleet Finance
finance for new commercial and passenger vehicles, including electric and hybrid vehicles, from ₹50 lakh to ₹5 crore with score-linked margins and up to 66-month repayment.
Healthcare Business Loan
healthcare finance for medical practitioners and healthcare businesses, above ₹10 lakh to ₹50 crore (higher case-by-case), with term-loan/
Joint Liability Group Finance
Group demand-loan finance for livelihoods, from ₹60,000 to ₹10 lakh, repayable in 12–36 months.
Kisan Credit Card for Animal Husbandry and Fisheries
Agricultural cash credit for livestock, poultry, dairy and fisheries working capital, with limits below ₹50 lakh and government-supported rates up to ₹2 lakh.
Kisan Credit Card (KCC)
A revolving cash-credit limit for farmers, assessed from crop pattern, acreage and the District Level Technical Committee's Scale of Finance. states no minimum or maximum ceiling; repayment follows the crop and marketing cycle, with a five-year limit validity and annual review.
Kisan Samriddhi Rin (KSR)
Agricultural cash credit for end-to-end scientific and progressive farming, from ₹5 lakh to ₹50 crore based on realistic crop-chain cost.
Loans to Business Correspondents
, demand-loan and term-loan support for Business Correspondent CSPs/
MSME Sellers Invoice Financing — MSME Sahaj
An unsecured, clean demand loan against eligible domestic B2B invoices, with ₹42,500 finance per invoice, a ₹10 lakh unit cap and 90-day cover period.
MUDRA Loan — Agri Allied Activities
finance for allied-agriculture micro businesses, with Shishu, Kishore, Tarun and conditional Tarun Plus limits; published facilities include term loans, cash credit and overdraft/dropline overdraft.
Multi Purpose Agricultural Gold Loan
Demand gold loan for crop, investment and allied-agriculture needs, from ₹5,000 to ₹25 lakh, repayable within 12 months.
Prime Minister Employment Generation Programme (PMEGP)
finance for new micro-enterprises, with project-cost ceilings of ₹25 lakh for manufacturing and ₹20 lakh for business/
Pradhan Mantri Formalization of Micro Food Processing Enterprises (PMFME)
Finance and support for new or existing micro food-processing enterprises, with online PMFME application and published capital subsidy.
Polyhouse Loan
Agriculture term loan for polyhouse construction and equipment, from ₹1 lakh to ₹5 crore, repayable over 72 months including up to 12-month moratorium.
Poultry / Processing Loan
Finance for broiler, egg, pullet and breeder production, poultry sheds, equipment, feed, medicines, insurance and expansion.
Pradhan Mantri MUDRA Yojana (PMMY)
working-capital and term-loan support up to ₹10 lakh, split into Shishu, Kishore and Tarun stages, with 20% margin above ₹50,000 and guarantee cover.
Preapproved Business Loan (PABL)
A pre-approved dropline overdraft for existing current-account businesses, from above ₹50,000 to ₹20 lakh, with 48-month fixed repayment and no collateral.
Pre-Approved Small Business Loan (PAsBL)
A pre-approved dropline overdraft for informal micro enterprises, from above ₹50,000 to ₹10 lakh, with -linked pricing, 0.30% processing fee and no collateral.
Rinn Samadhan 2025–26 — Agri Segment
A time-bound one-time settlement scheme for eligible and agriculture non-performing accounts, with staged payment terms and an early-bird incentive.
SBI Asmita
Asmita provides term loan, working capital, overdraft and non-fund facilities above ₹10 lakh up to ₹5 crore for women-managed units, with nil collateral and cover.
SBI Shaurya Maan
clean overdraft working-capital finance for registered Armed Forces defence canteens, from ₹1 lakh to ₹5 crore, repayable on demand with nil processing fee and nil margin.
Finance to Self Help Group (SHG)
Corpus-based finance for members' social needs, debt swapping, housing, sanitation and sustainable livelihoods.
SME Car Loan
term loans in the unit's name for new petrol, diesel, CNG, hybrid or electric cars, up to ₹5 crore with 10%–15% margin and 5- or 7-year repayment.
SME Digi Sugam
A digital dropline overdraft for eligible , from ₹1 lakh to ₹50 lakh, assessed using , account turnover and credit information, with a 36-month repayment period and digital top-up route.
SME E-Smart Score
CLP-sourced facility for working capital and fixed assets above ₹10 lakh to ₹5 crore, with cash credit or term loan, 25%/
Stand-Up India
Stand-Up India composite loan above ₹10 lakh up to ₹1 crore for a new manufacturing, trading, services or allied-agriculture enterprise, with 10% minimum margin, up to 7-year repayment and CGSSI cover.
Surya Shakti – Solar Finance
term loans for grid-connected rooftop or ground-mounted solar projects, up to ₹10 crore for captive projects and ₹50 crore for power-sale projects, with 10- or 15-year terms and published financial benchmarks.
Svayam Siddha Initiative
Simplified finance for women members undertaking common and Agri- activities.
Tractor Loan
Term loan for a tractor and accessories, including insurance and registration charges.
Trade Receivable Discounting System (TReDS)
digital Trade Receivable Discounting System route that lets unlock invoices through competitive auction-based discounting by multiple financiers.
Warehouse Receipt Finance
finance against warehouse receipts from tied-up collateral managers, with 25%–35% margin, up to 12 months or receipt expiry, and nil fee up to ₹1 crore.
Debit, prepaid, forex & payment services
Compare category →
SBI State Bank Achiever Card
A reloadable India-use prepaid Visa card for periodic non-cash incentives, with PoS and online use, no cash withdrawal and ten-year validity.
SBI State Bank eZ-Pay Card
A reloadable prepaid Visa card for periodic payments, with access, merchant and online use, individual or corporate issuance and a ten-year validity.
SBI State Bank Foreign Travel Card
A reloadable prepaid travel card offered in Visa and Mastercard single- or multi-currency variants for overseas , merchant and online use.
SBI State Bank Gift Card
A non-reloadable prepaid Visa gift card for merchant and online purchases, issued from ₹500 to ₹10,000 with no cash withdrawal and three-year validity.
SBI Global International Debit Card
A RuPay, Mastercard or Visa contactless international debit card for , PoS and e-commerce use with published domestic limits and Rewardz.
SBI Gold International Debit Card
An international debit card with worldwide , merchant and e-commerce support, domestic cash withdrawals up to ₹50,000 and purchases up to ₹2 lakh per day.
SBI GoSmart Agra Metro Card
An -enabled contactless prepaid card for Agra Metro and compatible transit systems.
SBI GoSmart Kanpur Metro Card
An -enabled contactless prepaid card for Kanpur Metro and compatible transit projects.
SBI HPCL Everyday Debit Card
An co-branded contactless debit card with enhanced Pay and rewards, one domestic lounge visit per quarter and conditional insurance benefits.
SBI HRTC NCMC Prepaid Card
An -enabled contactless prepaid card for buses and compatible transit systems.
SBI IOCL Co-Branded RuPay Debit Card
A contactless RuPay fuel-rewards debit card available in Global and Platinum variants, earning enhanced points at outlets with variant-specific purchase limits.
SBI Mastercard World Debit Card
A premium Mastercard debit card with higher transaction limits, two domestic lounge visits per quarter, partner subscriptions and conditional insurance cover.
Micro Credit Card
RuPay business credit card for eligible micro enterprises, with ₹50,000–₹5 lakh limit, nil margin, up to 50-day interest-free period and security cover.
SBI MMRDA Mumbai1 Card
A contactless stored-value prepaid card for metro and bus fares and passes in the network.
SBI Mumbai Metro 3 Card
A contactless stored-value prepaid card for fares and passes on Mumbai Metro Line 3.
SBI My Card International Debit Card
A customisable contactless international debit card with a customer-selected gallery image, security, global usage and Rewardz.
SBI Nagpur Metro Maha Card
A contactless stored-value prepaid card for tickets and passes on Nagpur Metro.
SBI Nari Shakti Platinum Debit Card
A women-focused RuPay Platinum debit card with curated health, shopping and entertainment benefits, limited lounge access and conditional personal-accident cover.
SBI Nation First Transit Card
A contactless prepaid card for metro, bus, ferry and other enabled transit payments.
SBI NMRC City1 Card
A contactless stored-value prepaid card for fares, tickets and passes on Noida Metro services.
SBI NRI Family Card
An India-use prepaid card issued to a resident beneficiary and periodically recharged by an or savings-account holder through internet banking.
SBI One Touch
A contactless debit-card variant supplied as a keychain or sticker for -free payments within published per-transaction and daily limits.
SBI Platinum International Debit Card
A premium RuPay, Mastercard or Visa international debit card with high domestic limits, lounge access subject to terms and Rewardz benefits.
SBI Pragati Platinum Debit Card
A RuPay Platinum debit card with domestic lounge access, conditional accident and purchase protection, concierge and standard Rewardz benefits.
SBI State Bank Premium Business Debit Card
higher-limit business debit card, with ₹2 lakh daily access, ₹5 lakh daily purchase capacity, cash-deposit support, accelerated quarterly rewards and network-dependent premium benefits.
SBI State Bank Pride Business Debit Card
A business debit card with ₹1 lakh daily access, ₹2 lakh daily purchase capacity, cash-deposit support, Rewardz and conditional insurance benefits.
SBI Singara Chennai Card
An -enabled contactless prepaid card for Chennai Metro and compatible transit systems nationwide.
SBI Virtual Debit Card
An instantly generated, plastic-free RuPay, Visa or Mastercard virtual debit card for domestic and supported international e-commerce and tokenised contactless payments.
Fixed & recurring deposits
Compare category →SBI Advantage FCNR(B) Deposit
catalogue still lists Advantage (B), but its former page stated availability through 30 September 2026 and the detail route now returns 404; current post-expiry availability and rates are unconfirmed.
SBI Annuity Deposit Scheme
A lump-sum deposit repaid through monthly instalments comprising principal and interest on the reducing balance.
SBI Capgains Plus Account
A Capital Gains Account Scheme product offering a linked savings account and term deposits for temporarily holding eligible capital-gain proceeds.
SBI FCNR(B) Account
A 1–5 year foreign-currency /
SBI FCNR(B) Premium Account
A 1–5 year (B) deposit paired with booked forward cover; the deposit follows the current (B) rate matrix and publishes no separate Premium uplift.
SBI Fixed Deposit
A callable term deposit for a lump sum, with selectable interest-payout intervals and liquidity through premature withdrawal or deposit-backed credit.
SBI Gold Monetisation Short Term Bank Deposit
live one-to-three-year Short Term Bank Deposit under the Gold Monetisation Scheme, accepting at least 10 grams of eligible raw gold, denominating principal in 995-fineness gold and paying rupee interest of 0.50%-0.60%.
SBI Green Rupee Term Deposit
An term or special-term deposit whose mobilised funds are restricted to financing eligible green activities and projects.
SBI Har Ghar Lakhpati Recurring Deposit
A goal-based recurring deposit with pre-calculated monthly instalments designed to mature at ₹1 lakh or a selected multiple over three to ten years.
SBI Motor Accident Claims Annuity Deposit
A court-directed annuity term deposit that pays motor-accident compensation through monthly principal-and-interest instalments into a linked Claims Savings Bank Account.
SBI Multi Option Deposit Scheme
A or that can be opened standalone or created automatically from surplus savings-account funds, with partial reverse-sweep access when the linked account needs money.
SBI Non-Callable Bulk Term Deposit
A branch-booked non-callable or from ₹3 crore with no published maximum, a 7-day-to-under-3-year tenor range and a bank-decided premium over bulk deposit card rates.
SBI Non-Callable Retail Term Deposit
A branch-booked ₹1,00,01,000-to-below-₹3-crore or for one or two years, paying a premium over callable retail term-deposit rates in exchange for tightly restricted early withdrawal.
SBI NRE Non-Callable Term Deposit
A large-value term deposit offered only for one- or two-year tenors, with premature withdrawal generally unavailable.
SBI Tax Savings Scheme — NRO Deposit
A five-year tax-saving term deposit with a ₹10,000 minimum, ₹1.5 lakh annual maximum, and no premature withdrawal or loan facility.
SBI Patrons Term Deposit
A callable retail /
SBI Public Provident Fund Account
The Government of India Public Provident Fund Scheme offered through , with ₹500-to-₹1.5-lakh annual contributions, a 15-year original term, five-year extension blocks and a government-set 7.10% rate for July-September 2026.
SBI Recurring Deposit
A goal-based deposit that builds savings through a fixed monthly instalment over 12 to 120 months.
SBI Resident Foreign Currency (RFC) Account
A foreign-currency term deposit for eligible former non-residents who have returned to India for permanent settlement.
SBI Senior Citizens Savings Scheme
The Government of India Senior Citizens Savings Scheme through , accepting ₹1,000 to ₹30 lakh for five years, paying government-set 8.20% annual interest quarterly with an optional three-year extension.
SBI Special Term Deposit
A reinvestment term deposit whose quarterly-compounded interest is added to principal and paid only at maturity.
SBI Canada Bank Student GIC Program
An Canada Bank-issued Canadian-dollar Student for eligible India-resident students, with online application, wire funding, a fixed Student rate and post-arrival account activation and instalments.
SBI Sukanya Samriddhi Account
The Government of India Sukanya Samriddhi Account Scheme through , allowing ₹250-to-₹1.5-lakh annual contributions for up to 15 years, maturing after 21 years and earning a government-set 8.20% rate for July-September 2026.
SBI Tax Savings Scheme 2006
A resident rupee term deposit with a five-year lock-in and an annual deposit ceiling, published for eligible Section 80C tax benefits.
Credit cards
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Apollo SBI Card
A health and lifestyle rewards card with Apollo discounts, accelerated Apollo, dining and entertainment rewards, OneApollo Gold membership and a ₹499 annual fee.
Apollo SBI Card SELECT
A premium health and lifestyle card with Apollo Circle benefits, accelerated Apollo rewards, fitness and health-check benefits, domestic lounge access and a ₹1,499 annual fee.
BPCL SBI Card
A fuel rewards card with 4.25% stated value back on eligible purchases, fuel-surcharge waiver and a ₹499 fee reversed at ₹1 lakh annual spend from 1 May 2026.
BPCL SBI Card OCTANE
A premium fuel rewards card with enhanced and Bharatgas rewards, everyday accelerated rewards, an annual milestone, domestic lounge access and a ₹1,499 annual fee.
CASHBACK SBI Card
A cashback card earning 5% on eligible online purchases and 1% on eligible offline purchases; each channel is capped at ₹2,000 and the combined statement-cycle cap is ₹4,000.
Flipkart SBI Card
A shopping cashback card offering 7.5% cashback on Myntra, 5% on Flipkart, 4% at selected merchants and 1% on other eligible spends, with a ₹500 annual fee.
Google Pay Flex SBI Card
A Google Pay co-branded rewards card earning Stars on eligible spends, with Stars redeemable at ₹1 each for Google Pay cashback or vouchers and a ₹499 annual fee.
IndiGo SBI Card
An IndiGo co-branded travel card earning up to 3 IndiGo BluChips per ₹100, with welcome and renewal vouchers, spend milestones, conditional domestic lounge access and a ₹1,499 annual fee.
IndiGo SBI Card ELITE
A premium IndiGo co-branded card earning up to 7 BluChips per ₹100, with domestic and international lounge access, milestone vouchers, travel covers, a 1.99% forex markup and a ₹4,999 annual fee.
IRCTC SBI Card Premier
A premium co-branded card offering 10% Reward Points value back on eligible AC rail fares, 1 point per ₹125 on non-fuel retail spends, premium travel privileges and a ₹1,499 annual fee with spend-based reversal.
IRCTC SBI Platinum Card
An travel card offering up to 10% value back on eligible online AC rail bookings, 1 Reward Point per ₹125 on eligible retail spends, four railway-lounge visits yearly and a ₹500 annual fee.
KrisFlyer SBI Card
A Singapore Airlines co-branded travel card earning 5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends, 2 miles per ₹200 on other eligible spends, four domestic and four international lounge visits and a ₹2,999 annual fee.
KrisFlyer SBI Card Apex
A premium Singapore Airlines co-branded card earning 10 KrisFlyer miles per ₹200 on Singapore Airlines spends, 8 on international spends and 6 on other eligible spends, with eight domestic and eight international lounge visits and a ₹9,999 annual fee.
Landmark Rewards SBI Card
A Landmark Rewards shopping card earning accelerated points across Landmark stores, with a ₹499 annual fee and fuel-surcharge waiver.
Landmark Rewards SBI Card PRIME
A premium Landmark Rewards card with ₹2,999 annual fee, accelerated store rewards, milestone points, domestic lounge visits and Priority Pass membership.
Landmark Rewards SBI Card SELECT
A Landmark Rewards SELECT card with ₹1,499 annual fee, store rewards and the issuer's domestic-airport lounge programme eligibility.
OLA Money SBI Card
An OLA Money co-branded Card retained for historical reference; Card says new issuance was discontinued from 8 December 2025.
PhonePe SBI Card PURPLE
A PhonePe rewards card earning 3 points per ₹100 on eligible PhonePe spends and 2 per ₹100 online, with monthly reward-point caps, variant-specific exclusions and a ₹499 annual fee.
PhonePe SBI Card SELECT BLACK
A premium PhonePe rewards card earning 10 points per ₹100 on eligible PhonePe spends and 5 per ₹100 online, with monthly point caps, variant-specific exclusions, lounge access and a ₹1,499 annual fee.
Reliance SBI Card
A Reliance Retail co-branded rewards card earning accelerated points at participating Reliance formats, with a ₹499 annual fee and spend-based renewal reversal.
Reliance SBI Card PRIME
A premium Reliance Retail co-branded card with ₹2,999 fee, high earn rates at AJIO and JioMart, milestone vouchers, movie tickets and lounge privileges.
SBI Card ELITE
A premium lifestyle credit card with airport-lounge access, a 1.99% foreign-currency markup, movie and milestone benefits, and a ₹4,999 annual fee.
SBI Card MILES
An entry travel credit card earning 2 Travel Credits per ₹200 on eligible travel spends and 1 per ₹200 elsewhere, with domestic lounge access, a 3% forex markup and a ₹1,499 annual fee.
SBI Card MILES ELITE
A premium travel credit card earning 6 Travel Credits per ₹200 on eligible travel spends and 2 per ₹200 elsewhere, with 8 domestic and 6 international lounge visits, a 1.99% forex markup and a ₹4,999 annual fee.
SBI Card MILES PRIME
A mid-tier travel credit card earning 4 Travel Credits per ₹200 on eligible travel spends and 2 per ₹200 elsewhere, with 8 domestic and 4 international lounge visits, a 2.5% forex markup and a ₹2,999 annual fee.
SBI Card PRIME
A premium rewards credit card with domestic and international lounge access, spend milestones, a ₹2,999 annual fee and renewal-fee reversal at ₹3 lakh annual spend.
SBI Card PULSE
A health and lifestyle rewards card with accelerated pharmacy, sports, dining and movie rewards, annual fitness memberships, domestic lounge access and a ₹1,499 annual fee.
SimplyCLICK SBI Card
An online-shopping rewards credit card with accelerated partner and other online rewards, a ₹499 annual fee and milestone e-vouchers.
SimplySAVE SBI Card
An everyday rewards credit card with accelerated points on dining, movies, department stores and grocery, a ₹499 annual fee and spend-based renewal-fee reversal.
Tata Neu Infinity SBI Card
A premium Tata Neu rewards credit card with up to 5% base value back at Tata Neu and partner brands, 1.5% on other eligible spends, domestic and international lounge access, and a 1.99% forex markup.
Tata Neu Plus SBI Card
A Tata Neu rewards credit card offering 2% NeuCoins at Tata Neu and partner brands, 1% on other eligible spends, conditional domestic lounge access, and a ₹499 annual fee.
Titan SBI Card
A Titan co-branded shopping card with accelerated value back at Titan brands, reward points, milestone vouchers, lounge access and a ₹2,999 annual fee.
Savings, current & salary accounts
Compare category →SBI Basic Savings Bank Deposit Account
basic savings account with nil minimum balance, no upper balance limit, a free Basic RuPay card and tightly limited withdrawal channels.
SBI Basic Saving Bank Deposit Account — Branch Channel
branch-channel basic savings account with nil balance requirements, unrestricted deposits, a free annual cheque book and specified no-charge basic services.
SBI Basic Savings Bank Deposit Small Account
A relaxed- small savings account for adults without officially valid documents, with strict balance, credit, debit and lifecycle limits until full is completed.
SBI Central Armed Police Salary Package
A zero-balance salary-account package for personnel of specified Central Armed Police Forces, with rank tiers, force-specific insurance evidence and a pension variant.
SBI Central Government Salary Package
A zero-balance salary-account package for Central Government employees, with salary-linked variants, a Royale officer tier and package-specific banking and insurance benefits.
SBI Corporate Salary Package
A zero-balance salary-account package for corporate and institutional employees, with salary-linked tiers and an E.V.A variant for salaried women.
SBI CSR Current Account
A company current account for transferring and administering unspent ongoing-project amounts under Section 135(6) of the Companies Act and the Policy Rules.
SBI Defence Salary Package
zero-balance defence salary-account family, with rank-based service variants, a distinct Agniveer variant and pensioner-veteran benefits.
SBI Diamond Current Account
A higher-volume business current account with a ₹5 lakh monthly average balance requirement, premium business debit card and expanded free transaction allowances.
SBI Digital Current Account
A cashless business current account with a ₹25,000 monthly average balance, free digital and , and no cash deposits through branches or cash-deposit channels.
SBI Escrow Current Account
A restricted escrow current account for controlled transactions such as payment aggregation, M&A, project finance, trust and retention, e-commerce or regulatory purposes.
SBI Gold Current Account
A business current account with a ₹1 lakh monthly average balance requirement, larger transaction allowances and merchant-acquiring concessions.
SBI Import Export Traders Current Account
A current account for import-export traders with a ₹5 lakh monthly average balance, ₹1 crore monthly free cash-deposit allowance, and trade and cash-management concessions.
SBI Indian Coast Guard Salary Package
A zero-balance salary-account package for Indian Coast Guard personnel, with service-rank tiers, serving-personnel benefits and a pension variant.
SBI Interbank Current Account
An interbank current account with a ₹5 lakh monthly average balance, ₹1 crore monthly free cash-deposit allowance, and extensive free payment services.
SBI MACT Claims Savings Bank Account
A court-controlled savings account for receiving motor-accident compensation awards and interest paid from a separate Motor Accident Claim Annuity Deposit.
SBI No Lien Current Account
A zero- project current account opened against an eligible authority letter, kept separate from routine operating accounts and disallowing cash deposits.
SBI Palladium Current Account
A premium business current account with a ₹25 lakh monthly average balance requirement, cash-management concessions and extensive free transaction services.
SBI Platinum Current Account
A premium business current account with a ₹10 lakh monthly average balance requirement, high cash-deposit allowance and extensive free payment services.
SBI Police Salary Package
A zero-balance salary package for eligible police and Homeguard personnel, with a special volunteer tier and state-variable benefits.
SBI Power Jyoti Pre-Uploaded Current Account
A nationwide collection current account using pre-uploaded remitter data, pooled branch and internet-banking collections, and downloadable management information.
SBI Railway Salary Package
A zero-balance salary package for eligible railway employees, with variants assigned by railway pay-band level and dated insurance benefits.
SBI Regular Current Account
A business current account with a ₹5,000 monthly average balance requirement, digital banking and a monthly allowance of cheque leaves and cash deposits.
SBI RERA Current Account
A three-account collection structure for projects that routes buyer receipts between the statutory 70% account and the developer's 30% operating account.
SBI Resident Foreign Currency (Domestic) Account
A non-interest-bearing foreign-currency current account for resident Indians to retain eligible receipts temporarily in dollars, pounds sterling, or euros.
SBI Rhodium Current Account
highest published standard current-account tier, with a ₹50 lakh monthly average balance requirement and large cash, cheque and merchant-service allowances.
SBI Rishtey Family Savings Account
A zero-balance family savings account that an eligible Gold-or-higher Salary Package customer can link for up to four close relatives.
SBI Savings Account for Minors — Pehla Kadam and Pehli Udaan
minor-savings account family, pairing guardian-operated Pehla Kadam for children of any age with self-operated Pehli Udaan for eligible minors over 10.
SBI Savings Account through Video KYC
Insta Plus savings account for eligible new customers, opened without a branch visit through a scheduled Video- process.
SBI Savings Bank Account
A general-purpose savings account with no monthly-average-balance requirement and interest published across all account balances.
SBI Savings Plus Account
An savings account linked to Multi Option Deposit Scheme term deposits, automatically sweeping surplus above a defined threshold and reversing deposits when funds are needed.
SBI Shubharambh Premium Current Account
A premium startup current account with a ₹5 lakh monthly average balance, two lifetime -waiver months, and concessions on collection, payment and merchant services.
SBI Shubharambh Startup Current Account
A startup current account with a ₹20,000 monthly average balance that is waived for the first 12 calendar months, plus business-payment and merchant-service allowances.
SBI Silver Current Account
A business current account with a ₹50,000 monthly average balance requirement and expanded cash-deposit, cheque and demand-draft allowances.
SBI Smart Current Account
A restricted collection current account with a ₹25,000 monthly average balance, no free cash-deposit allowance, and settlement to a main account.
SBI Special Collection Current Account
A restricted collection current account with a ₹1 lakh monthly average balance and ₹10 lakh monthly free cash-deposit limit, designed to sweep collections to a main account.
SBI State Government Salary Package
A zero-balance salary package for eligible state and Union Territory employees, with salary-linked tiers and benefits that may vary by state.
SBI Surabhi Current/Savings Account
A current- or savings-account bundle that sweeps surplus balances above ₹1 lakh into term deposits and reverse-sweeps deposits in ₹10,000 units when funds are needed.
accounts
Compare category →SBI Non-Resident External (NRE) Account
An -denominated account family for eligible overseas Indians, with savings, current, term, special-term and recurring-deposit forms.
SBI NRE Salary Account
An savings salary account for eligible overseas employees to deposit monthly overseas earnings in Indian rupees.
SBI NRE Sukoon Current Account
A non-interest-bearing, -denominated current account for eligible overseas Indians who do not wish to earn interest on deposits.
SBI Non-Resident Ordinary (NRO) Account
An -denominated account family for eligible non-residents to hold India-based rupee income, with savings, current and deposit forms.
SBI NRO Salary Account
An savings salary account for eligible non-residents to receive salary and other current income earned in India.
Insurance
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SBI General Arogya Top-Up Policy
A health top-up product from General for additional protection above a selected deductible.
SBI General Bharat Griha Raksha
A standardised Bharat Griha Raksha home insurance product for residential buildings and contents.
SBI General Car Insurance
General’s private-car motor insurance product with third-party and own-damage cover options subject to the selected policy.
SBI General Cyber VaultEdge
Personal cyber insurance for selected online and digital risks, subject to policy limits and exclusions.
SBI General Griha Raksha Plus
A home insurance policy for the building and contents, subject to selected sections, limits and exclusions.
SBI General Group Personal Accident Insurance
General group personal accident cover distributed through , with accidental death, disability and optional family, medical and accident-support benefits.
SBI General Health Alpha
A configurable retail health plan with two base-cover choices, optional covers and lifelong renewability.
SBI General Pradhan Mantri Fasal Bima Yojana
General’s crop-insurance distribution under the government’s Pradhan Mantri Fasal Bima Yojana, subject to notified-season rules.
SBI General Sampoorna Arogya
General group health cover combining hospitalization, critical illness, hospital daily cash and personal accident benefits for eligible groups and enrolled families.
SBI General Super Health
A comprehensive health plan with global medical treatment, unlimited reinstatement and annual health check-ups.
SBI General Super Top-Up
A super top-up health plan designed to add higher protection once the deductible is crossed.
SBI General Travel Insurance — Business & Holiday
Overseas travel insurance for business and holiday trips with medical, accident, travel-support and personal-liability benefits.
SBI General Two Wheeler Insurance
General motor insurance for private two-wheelers with third-party and own-damage choices subject to policy selection.
SBI Life CapAssure Gold
A non-linked, non-participating group fund-based life-insurance product for gratuity, leave encashment, superannuation and other retirement schemes.
SBI Life e-Shield Insta Term Insurance
An individual, non-linked, non-participating Life term plan with a pure-term option or a return-of-premium option, available through a digital buying process.
SBI Life eWealth Plus
An online unit-linked plan combining life cover and market-linked wealth creation with two investment strategies.
SBI Life Group Cover Shield
A one-year renewable, non-linked group pure-risk life plan with flexible coverage and optional riders.
SBI Life Group Micro Shield
A non-linked, non-participating, one-year renewable micro life plan for lender-borrower, employer-employee and other group schemes, with optional spouse cover.
SBI Life Group Micro Shield - SP
A non-linked, non-participating group micro life plan designed for affordable cover across employer, microfinance and community groups.
SBI Life Group Pension Plus
A unit-linked, non-participating group pension savings product with fund switching, redirection and loyalty-unit additions.
SBI Life Kalyan ULIP Plus
A unit-linked, non-participating group pension product with six funds, switches, contribution redirection and a ₹10,000 death benefit for eligible schemes.
SBI Life New Smart Samriddhi
A non-linked, non-participating savings plan with 5.5% or 6.0% simple guaranteed additions and limited premium payment terms.
SBI Life Pradhan Mantri Jeevan Jyoti Bima Yojana
The government-backed annual renewable life-insurance scheme providing ₹2 lakh cover for eligible account holders aged 18–50.
SBI Life Retire Smart Plus
A unit-linked retirement plan with market-linked fund choices, flexible contributions and retirement-corpus benefits.
SBI Life RiNn Raksha
Group loan insurance that settles the outstanding loan after a covered borrower death, with cover for up to two co-borrowers and possible surrender value after year one.
SBI Life Sampoorn Suraksha
A group, non-linked, non-participating, pure-risk one-year renewable life policy distributed through /
SBI Life Saral Jeevan Bima
A standard individual non-linked, non-participating pure-risk term plan with multiple premium-payment choices.
SBI Life Saral Pension
A standard immediate annuity with single-life or joint-life return-of-purchase-price options and guaranteed lifetime income.
SBI Life Saral Swadhan Supreme
A term savings plan with ₹25 lakh–₹50 lakh basic sum assured and 100% return of total premiums on survival.
SBI Life Smart Annuity Income
An -focused annuity plan with single-life or joint-life options and four payout frequencies.
SBI Life Smart Annuity Plus
An immediate or deferred annuity plan offering guaranteed lifetime income from age 30 with multiple payout frequencies.
SBI Life Smart Bachat Plus
A participating endowment plan with regular or limited premium payment, two benefit options and built-in accidental benefits.
SBI Life Smart Elite Plus
An individual unit-linked, non-participating life-insurance savings plan with Gold and Platinum cover options, nine funds and partial withdrawals from the sixth policy year.
SBI Life Smart Fortune Builder
A life-insurance investment plan combining guaranteed additions, multiple funds and life cover.
SBI Life Smart Future Star
A participating child savings plan with life cover, proposer premium waiver, bonuses and flexible maturity payouts.
SBI Life Smart Lifetime Saver
A savings plan with guaranteed survival income after the premium-paying term, optional cash bonuses from the seventh policy year and maturity at age 100.
SBI Life Smart Money Back Plus
A participating money-back plan with periodic survival payouts, 130% total benefit of sum assured plus bonuses and optional accident rider.
SBI Life Smart Money Back Saver
A regular-premium participating money-back plan with 130% total survival benefit of sum assured plus bonuses and an optional accident rider.
SBI Life Smart Platina Advantage
A limited-premium savings plan with guaranteed maturity benefit, guaranteed additions and life cover.
SBI Life Smart Platina Plus
A long-term savings plan with guaranteed income during payout years, flexible life-stage planning and an optional rider.
SBI Life Smart Platina Supreme
A savings plan with regular guaranteed income during the payout period and flexible choices for long-term goals.
SBI Life Smart Platina Young Achiever
A child savings plan combining life cover and maturity benefits for children aged 30 days to 15 years.
SBI Life Smart Privilege Plus
An individual unit-linked, non-participating savings plan with 12 funds, loyalty additions from the sixth policy year and partial withdrawals.
SBI Life Smart Scholar Plus
An individual unit-linked, non-participating child plan combining life cover with market-linked education savings.
SBI Life Smart Shield Plus
An individual, non-linked, non-participating pure-risk term plan with level, increasing and future-proofing cover options.
SBI Life Smart Shield Premier
An individual, non-linked, non-participating pure-risk term plan offering level or increasing life cover with optional accident protection.
SBI Life Smart Swadhan Neo
A term plan with life cover, return of premium on survival and optional accident benefits.
SBI Life Smart Swadhan Supreme
A non-linked, non-participating individual life plan that returns premiums on survival at the end of the policy term.
SBI Life Swarna Jeevan Plus
A non-linked, non-participating group annuity with immediate or deferred income and monthly, quarterly, half-yearly or annual payouts.
Primary registry evidence
Reserve Bank of India directory
The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.