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Pragati Platinum Debit Card

A RuPay Platinum debit card with domestic lounge access, conditional accident and purchase protection, concierge and standard Rewardz benefits.

Product typeDebit cardAnnual maintenance charge₹349 plus GST from the second yearIssuance fee₹399 + GST
Official product page ↗Compare category

Quick eligibility check

Pragati Platinum Debit Card

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Issued to eligible SBI customers subject to bank and RuPay conditions?

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✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India with supported international usage

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Conditional card protectionPersonal accident up to ₹10 lakh, air accident up to ₹50 lakh and purchase protection up to ₹2 lakhView source
RuPay transaction-activity conditions apply.
Source
Pragati Platinum Debit Card
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Standard rewards2 Reward Points per ₹200 on eligible spend, with activation, milestone, birthday and international-spend bonusesView source
Published offers are dynamic.
Source
Pragati Platinum Debit Card
Page / section
Loyalty Program
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance charge₹349 plus GST from the second yearView source
Issuance is separately ₹399 plus .
Source
Debit Card Related Charges
Page / section
Annual maintenance charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Product typeDebit cardView source
The manually reviewed product summary states: “A RuPay Platinum debit card with domestic lounge access, conditional accident and purchase protection, concierge and standard Rewardz benefits.”.
Source
Pragati Platinum Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
AvailabilityATM withdrawals in India and worldwide; online shopping and e-commerce transactionsView source
The page states cash withdrawal from or other in India and worldwide and supports online shopping/e-commerce.
Source
Pragati Platinum Debit Card — official product page
Page / section
Features
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay condition published for the card's insurance and offer eligibilityView source
The page makes the published insurance and offer eligibility conditional on a successful transaction using the physical RuPay card or its e-commerce details; the page does not state that other network variants are issued.
Source
Pragati Platinum Debit Card — official product page
Page / section
Exclusive features; personal and air accident insurance eligibility
Accessed
29 Aug 2026
Confidence
medium
Open official source ↗
Issuance fee₹399 + GSTEffective 19 Aug 2026View source
The Pragati Platinum row lists ₹399 + for issuance.
Source
Debit Card Related Charges
Page / section
Issuance fees — Pragati Platinum Debit Card
Accessed
30 Sept 2026
Confidence
high
Open official source ↗
International transaction chargesPOS/e-commerce: 3% of the transaction amount + GST. International ATM cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + GST. International balance enquiry: ₹25 + GST.Effective 19 Aug 2026View source
international transaction section separately publishes /e-commerce at 3%, cash withdrawal at ₹100 minimum plus 3.5%, and balance enquiry at ₹25, each with as stated.
Source
Debit Card Related Charges
Page / section
International transaction charges
Accessed
30 Sept 2026
Confidence
high
Open official source ↗
Daily transaction limitsDomestic ATM cash: ₹100 minimum and up to ₹1,00,000 daily. International ATM cash varies by country, capped at the foreign-currency equivalent of ₹1,00,000. Domestic PoS/online maximum is ₹5,00,000 daily; international PoS is capped at the equivalent of ₹1,00,000 per day and ₹1,50,000 per month, while international e-commerce is available only at select websites.Effective 16 Jun 2026View source
The official table publishes domestic and international , PoS and online minimum/maximum limits and the select-website restriction for international e-commerce.
Source
Pragati Platinum Debit Card
Page / section
Daily Cash Withdrawal & Transaction Limit
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Published Pragati Platinum offersDomestic lounge access every quarter; MakeMyTrip 10% instant discount up to ₹1,500 once per quarter; BookMyShow ₹250 off on a minimum two-ticket booking once per quarter; one three-month Swiggy One membership per year; 24×7 domestic concierge and partner-merchant offers.Effective 16 Jun 2026View source
The official feature table lists the lounge, MakeMyTrip, BookMyShow, Swiggy One, concierge and partner-offer terms; offers are stated to be dynamic and subject to terms.
Source
Pragati Platinum Debit Card
Page / section
Features
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • RuPay Platinum benefits
  • Domestic lounge access
  • Conditional insurance and purchase protection
  • Domestic concierge

Eligibility

  • Issued to eligible customers subject to bank and RuPay conditions.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Debit Card Related Chargesofficial-fee-table · current · accessed 13 Aug 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
SBI Personal Debit Cards — Current Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗
SBI Pragati Platinum Debit Card — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
SBI Pragati Platinum Debit Card — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗

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Issuance · Card / serviceClassic / Silver / Global / Contactless

This value is copied from debit-card and prepaid-card charges. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 39 rows · 3 columnsSBI debit-card and prepaid-card chargesCurrent charge rows transcribed from SBI's official debit-card-related charges page.View tableHide table

Scroll sideways to view every column

SBI debit-card and prepaid-card charges
Charge groupCard / servicePublished charge
IssuanceClassic / Silver / Global / ContactlessNil
IssuanceGold₹100 +
IssuanceMy Card International₹250 +
IssuancePlatinum₹300 +
Issuance Everyday₹350 +
IssuanceMastercard World₹800 +
IssuancePragati Platinum₹399 +
IssuanceNari Shakti Platinum₹499 +
Issuance One Touch₹399 +
IssuanceBusiness debit cardNil
IssuanceVisa InfinitePlastic ₹800 + ; metal ₹3,000 +
Annual maintenance from second yearClassic / Silver / Global / Contactless₹200 +
Annual maintenance from second yearYuva / Gold / Combo / My Card (image)₹250 +
Annual maintenance from second yearPlatinum₹325 +
Annual maintenance from second yearPlatinum RuPay Business₹350 +
Annual maintenance from second yearPride / Premium Business₹425 +
Annual maintenance from second year Everyday₹350 +
Annual maintenance from second yearMastercard World₹800 +
Annual maintenance from second yearPragati Platinum₹349 +
Annual maintenance from second yearNari Shakti Platinum₹399 +
Annual maintenance from second yearOne Touch₹200 +
Annual maintenance from second yearVisa Infinite₹800 +
ReplacementNari Shakti Platinum₹499 +
ReplacementPragati Platinum₹399 +
ReplacementVisa InfinitePlastic ₹300 + ; metal ₹3,000 +
ReplacementOther debit cards₹300 +
International transactionBalance enquiry₹25 +
International transaction cash withdrawal₹100 minimum + 3.5% of transaction amount +
International transaction / e-commerce3% of transaction amount +
eZ-PayIssuance / replacement₹150 +
eZ-PayReload₹10 + (nil through RINB / )
Gift CardDefault mag-stripe — issuance / replacement₹100 +
Gift CardImage-based — issuance / replacement₹105 +
AchieverIssuance₹150 +
AchieverReload₹10 + (nil through RINB / )
AchieverReplacement₹150 +
Foreign Travel CardIssuance₹100 +
Foreign Travel CardAdd-on₹100 +
Foreign Travel CardReload₹50 +
  • Rows apply only to the named variant or service; this is a shared issuer tariff, not a claim that every listed row applies to every card. The complete card and prepaid fee tables are retained.
  • The page's separate Internet Banking section retains a legacy 12.36% service-tax note; it is not applied to card rows that explicitly say + .
Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables · effective 19 Aug 2026 · accessed 30 Sept 2026Open official source ↗
Table 2 · 5 rows · 6 columnsSBI debit-card variants — published limits, networks and feesValues transcribed from each named official SBI product page.View tableHide table

Scroll sideways to view every column

SBI debit-card variants — published limits, networks and fees
ProductNetworkLimitsIssuance feeAnnual feePublished benefits
One TouchNot stated₹5,000 per transaction; ₹15,000 per day₹399 + ₹200 + tap-and-pay
Virtual Debit CardRuPay / Visa / Mastercard₹5,000 contactless per transaction; ₹50,000 daily e-commerce; nil cashNilNilDomestic/international e-commerce; tokenisation
Nari Shakti PlatinumRuPayNot statedNot statedNot statedLounge, vouchers, insurance and reward programme
Pragati PlatinumRuPayNot statedNot statedNot statedLounge, insurance, vouchers and reward programme
EverydayMastercard Platinum benefits statedNot statedNot statedNot stated Happy Coins, insurance and lounge
  • The source pages do not publish a product-specific forex markup for these variants; no markup is inferred.
  • ‘Not stated’ means the named official page was reviewed and did not state that particular fee or limit.
Personal Debit Card catalogue and linked product pages · Debit Card catalogue; individual product pages · accessed 29 Aug 2026Open official source ↗
Table 3 · 6 rows · 2 columnsSBI Pragati Platinum Debit Card — published offers and limitsStructured transcription of the official feature and daily-limit tables.View tableHide table

Scroll sideways to view every column

SBI Pragati Platinum Debit Card — published offers and limits
AreaPublished detail
Domestic cash₹100 minimum; maximum ₹1,00,000 daily
International cashVaries by country; maximum foreign-currency equivalent of ₹1,00,000
Domestic PoS / onlineMaximum ₹5,00,000 daily
International PoS / onlinePoS maximum equivalent of ₹1,00,000 per day and ₹1,50,000 per month; e-commerce only at select websites
LoungeDomestic access every quarter
Partner offersMakeMyTrip 10% up to ₹1,500 once per quarter; BookMyShow ₹250 off on two-ticket minimum once per quarter; Swiggy One three months once per year; concierge and partner offers
  • Offers are dynamic and subject to the applicable terms and conditions.
Pragati Platinum Debit Card · Features; Daily Cash Withdrawal & Transaction Limit · effective 16 Jun 2026 · accessed 29 Aug 2026Open official source ↗

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