Debit, prepaid, forex & payment services

SBI Pragati Platinum Debit Card

A RuPay Platinum debit card with domestic lounge access, conditional accident and purchase protection, concierge and standard SBI Rewardz benefits.

Offered byState Bank of India

India with supported international usage

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Conditional card protectionPersonal accident up to ₹10 lakh, air accident up to ₹50 lakh and purchase protection up to ₹2 lakh
Source 1
Standard rewards2 Reward Points per ₹200 on eligible spend, with activation, milestone, birthday and international-spend bonuses
Source 2
Annual maintenance charge₹349 plus GST from the second year
Source 3

Benefits and features

  • RuPay Platinum benefits
  • Domestic lounge access
  • Conditional insurance and purchase protection
  • Domestic concierge

Eligibility

  • Issued to eligible SBI customers subject to bank and RuPay conditions.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Conditional card protection

high confidence
RuPay transaction-activity conditions apply.
Source
SBI Pragati Platinum Debit Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Standard rewards

high confidence
Published offers are dynamic.
Source
SBI Pragati Platinum Debit Card
Page / section
Loyalty Program
Accessed
13 Aug 2026
Open official source ↗
3

Annual maintenance charge

high confidence
Issuance is separately ₹399 plus GST.
Source
Debit Card Related Charges
Page / section
Annual maintenance charges
Accessed
13 Aug 2026
Open official source ↗

More from State Bank of India

Related products