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Savings, current & salary accounts

SBI Gold Current Account

A business current account with a ₹1 lakh monthly average balance requirement, larger transaction allowances and merchant-acquiring concessions.

Monthly average balance₹1,00,000Account typeBusiness current accountCheque and cash-deposit allowance300 free multicity cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹1 crore per month
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✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Account typeBusiness current account
Source 1
Monthly average balance₹1,00,000
Source 2
Cheque and cash-deposit allowance300 free multicity cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹1 crore per monthEffective 1 Dec 2024
Source 3
MAB non-maintenance charge₹2,000 + GST per month
Source 4

Benefits and features

  • Free branch and digital NEFT and RTGS
  • 50 free demand drafts per month
  • 300 free multicity cheque leaves per month
  • Conditional merchant-terminal concessions

Eligibility

  • Designed for businesses, professionals and traders subject to SBI current-account onboarding rules.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Account type

high confidence
SBI positions Gold for businesses, professionals and traders handling bulk transactions.
Source
Gold Current Account
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Monthly average balance

high confidence
The page publishes a ₹1 lakh MAB.
Source
Gold Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Open official source ↗
3

Cheque and cash-deposit allowance

high confidence
The current page states the cash-deposit allowance applies from 1 December 2024.
Source
Gold Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Open official source ↗
4

MAB non-maintenance charge

high confidence
The current Charges tab publishes ₹2,000 plus GST per month.
Source
Gold Current Account
Page / section
Charges
Accessed
13 Aug 2026
Open official source ↗

Related official documents

SBI Business Current Accounts — Catalogue, Comparison and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
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