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SBI Cross-Border Bill Payments through BBPS

A purpose-specific inbound bill-payment route that sends eligible Rupee Drawing Arrangement remittances to a KYC-compliant Indian biller through Bharat Bill Payment System.

Payment systemBharat Bill Payment System, an RBI-conceptualised and NPCI-driven interoperable bill-payment ecosystemSBI's described roleOnboard exchange companies for processing India-based bill payments of NRI customers and their family membersExchange company listed by SBIGlobal Money Exchange Company, Oman (GMEC)
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✓ Manually checked 12 Aug 2026 · active
Offered byState Bank of India

SBI's current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs NRIs in Oman to its authorised branches; Indian biller-category availability varies

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Payment systemBharat Bill Payment System, an RBI-conceptualised and NPCI-driven interoperable bill-payment ecosystem
Source 1
Cross-border regulatory routeForeign inward remittance received under the Rupee Drawing Arrangement and transferred through BBPS to the KYC-compliant bank account of the Indian billerEffective 15 Sept 2022
Source 2
Bill purposes describedUtility, education and other bill payments on behalf of NRI customers' family members in India, limited to biller categories accepted by the exchange company
Source 3
SBI's described roleOnboard exchange companies for processing India-based bill payments of NRI customers and their family members
Source 4
Exchange company listed by SBIGlobal Money Exchange Company, Oman (GMEC)
Source 5
Published access channelNRIs in Oman visit an authorised GMEC branch; GMEC publishes authorised branches and acceptable biller categories on its website
Source 6

Benefits and features

  • Purpose-specific payment of supported Indian bills from Oman
  • Interoperable BBPS route to the biller's KYC-compliant bank account
  • Utility and education bills explicitly identified by SBI

Eligibility

  • The SBI page currently describes access only for NRIs in Oman through authorised GMEC branches; it does not establish availability in other countries.
  • The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.
  • The SBI page was last updated 11 July 2024; confirm that GMEC participation and the requested Indian biller remain active before paying.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Payment system

high confidence
SBI describes BBPS as an interoperable, standardised bill-payment platform conceptualised by RBI and driven by NPCI.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
BBPS overview
Accessed
12 Aug 2026
Open official source ↗
2

Cross-border regulatory route

high confidence
The SBI page attributes this route to RBI notification RBI/2022-23/115, A.P. (DIR Series) Circular No. 14 dated 15 September 2022, subject to the conditions of the circular it cites from 10 April 2014.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
RDA and BBPS regulatory basis
Accessed
12 Aug 2026
Open official source ↗
3

Bill purposes described

high confidence
The page names utility and education bills, plus other bills, and says the exchange company will publish the acceptable biller categories.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
permitted bill-payment use and Oman note
Accessed
12 Aug 2026
Open official source ↗
4

SBI's described role

high confidence
SBI describes its implementation as onboarding exchange companies for India-based bill-payment processing.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
SBI onboarding statement
Accessed
12 Aug 2026
Open official source ↗
5

Exchange company listed by SBI

medium confidence
The SBI page, last updated 11 July 2024, lists GMEC in Oman as its onboarded exchange company; current participation should be reconfirmed before travel or payment.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
List of Exchange Companies onboarded for Cross Border Bill Payments
Accessed
12 Aug 2026
Open official source ↗
6

Published access channel

high confidence
SBI directs Oman-based NRIs to authorised GMEC branches and delegates the live branch and biller-category lists to GMEC's website.
Source
SBI Cross-Border Bill Payments through BBPS
Page / section
Oman access note
Accessed
12 Aug 2026
Open official source ↗

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