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Cross-Border Bill Payments through

A purpose-specific inbound bill-payment route that sends eligible Rupee Drawing Arrangement remittances to a -compliant Indian biller through Bharat Bill Payment System.

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Quick eligibility check

Cross-Border Bill Payments through

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: The SBI page currently describes access only for NRIs in Oman through authorised GMEC branches?

Published source: Eligibility

2Do you meet this requirement: it does not establish availability in other countries?

Published source: Eligibility

3Do you meet this requirement: The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence?

Published source: Eligibility

4Do you meet this requirement: The SBI page was last updated 11 July 2024?

Published source: Eligibility

5Do you meet this requirement: confirm that GMEC participation and the requested Indian biller remain active before paying?

Published source: Eligibility
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 12 Aug 2026 · active
Offered byState Bank of India

current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs in Oman to its authorised branches; Indian biller-category availability varies

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Payment systemBharat Bill Payment System, an RBI-conceptualised and NPCI-driven interoperable bill-payment ecosystemView source
describes as an interoperable, standardised bill-payment platform conceptualised by and driven by .
Source
Cross-Border Bill Payments through
Page / section
overview
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
Cross-border regulatory routeForeign inward remittance received under the Rupee Drawing Arrangement and transferred through BBPS to the KYC-compliant bank account of the Indian billerEffective 15 Sept 2022View source
The page attributes this route to notification /2022-23/115, A.P. (DIR Series) Circular No. 14 dated 15 September 2022, subject to the conditions of the circular it cites from 10 April 2014.
Source
Cross-Border Bill Payments through
Page / section
RDA and regulatory basis
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
Bill purposes describedUtility, education and other bill payments on behalf of NRI customers' family members in India, limited to biller categories accepted by the exchange companyView source
The page names utility and education bills, plus other bills, and says the exchange company will publish the acceptable biller categories.
Source
Cross-Border Bill Payments through
Page / section
permitted bill-payment use and Oman note
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
SBI's described roleOnboard exchange companies for processing India-based bill payments of NRI customers and their family membersView source
describes its implementation as onboarding exchange companies for India-based bill-payment processing.
Source
Cross-Border Bill Payments through
Page / section
onboarding statement
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
Exchange company listed by SBIGlobal Money Exchange Company, Oman (GMEC)View source
The page, last updated 11 July 2024, lists GMEC in Oman as its onboarded exchange company; current participation should be reconfirmed before travel or payment.
Source
Cross-Border Bill Payments through
Page / section
List of Exchange Companies onboarded for Cross Border Bill Payments
Accessed
12 Aug 2026
Confidence
medium
Open official source ↗
Published access channelNRIs in Oman visit an authorised GMEC branch; GMEC publishes authorised branches and acceptable biller categories on its websiteView source
directs Oman-based to authorised GMEC branches and delegates the live branch and biller-category lists to GMEC's website.
Source
Cross-Border Bill Payments through
Page / section
Oman access note
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
AvailabilitySBI's current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs NRIs in Oman to its authorised branches; Indian biller-category availability variesView source
The manually reviewed product record states: “ current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs in Oman to its authorised branches; Indian biller-category availability varies”.
Source
Cross-Border Bill Payments through — official product page
Page / section
Published product metadata
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
EligibilityThe SBI page currently describes access only for NRIs in Oman through authorised GMEC branches; it does not establish availability in other countries.; The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.; The SBI page was last updated 11 July 2024; confirm that GMEC participation and the requested Indian biller remain active before paying.View source
The manually reviewed product record states: “The page currently describes access only for in Oman through authorised GMEC branches; it does not establish availability in other countries.; The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.; The page was last updated 11 July 2024; confirm that GMEC participation and the requested Indian biller remain active before paying.”.
Source
Cross-Border Bill Payments through — official product page
Page / section
Published product metadata
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
Customer typeNRIs in Oman paying eligible utility, education or other supported bills for family members in India through an authorised Global Money Exchange Company branchView source
The manually reviewed product record states: “ in Oman paying eligible utility, education or other supported bills for family members in India through an authorised Global Money Exchange Company branch”.
Source
Cross-Border Bill Payments through — official product page
Page / section
Published product metadata
Accessed
12 Aug 2026
Confidence
high
Open official source ↗
Service typeBill-payment serviceView source
The manually reviewed product record states: “ Cross-Border Bill Payments through ”.
Source
Cross-Border Bill Payments through — official product page
Page / section
Published product metadata
Accessed
12 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Purpose-specific payment of supported Indian bills from Oman
  • Interoperable route to the biller's -compliant bank account
  • Utility and education bills explicitly identified by

Eligibility

  • The page currently describes access only for in Oman through authorised GMEC branches; it does not establish availability in other countries.
  • The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.
  • The page was last updated 11 July 2024; confirm that GMEC participation and the requested Indian biller remain active before paying.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Cross Border Bill Payments through BBPSofficial-product-page · current · accessed 29 Aug 2026
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