Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Eligible depositorsResident individuals and resident non-individual customers; minors are excluded and SBI directs NRI customers to a separate schemeView source
The product page expressly excludes minors and notes that a separate scheme is available.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Eligibility
- Accessed
- 12 Aug 2026
- Confidence
- high
Senior-citizen and staff premiumNo additional senior-citizen, staff or staff-senior-citizen interest over the applicable non-callable bulk rateView source
This is product-specific: the page explicitly removes the extra special-category rate over its non-callable bulk rate.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Special Category of Customers
- Accessed
- 12 Aug 2026
- Confidence
- high
Deposit amountMinimum ₹3 crore, then in multiples of ₹1,000; no published maximumView source
states the minimum as three crore rupees and publishes no upper limit.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Minimum and maximum
- Accessed
- 12 Aug 2026
- Confidence
- high
Available tenor7 days to less than 3 yearsView source
The upper boundary is exclusive: a full three-year tenor is not listed.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Tenor(s)
- Accessed
- 12 Aug 2026
- Confidence
- high
Interest-rate basisA mark-up over SBI bulk deposit card rates, with the mark-up decided by SBIView source
The page does not publish a fixed numeric mark-up, so no exact rate is inferred from the callable bulk rate table.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Rate of Interest
- Accessed
- 12 Aug 2026
- Confidence
- high
Eligible deposit formsTDR or STDR only; not available under another term-deposit schemeView source
limits to and forms rather than every named term-deposit scheme.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Eligible Products
- Accessed
- 12 Aug 2026
- Confidence
- high
Interest payoutTDR: monthly, quarterly, half-yearly or yearly; STDR: at maturity with principalView source
Periodic payouts are available only for ; pays at maturity with principal.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Interest Pay out Option
- Accessed
- 12 Aug 2026
- Confidence
- high
Premature withdrawalNot allowed except under a court or regulator direction, winding up or bankruptcy, death of an individual depositor, or SBI's right of set-offView source
These are the page's only published exceptions to its strict no-premature-withdrawal rule.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Premature Withdrawal
- Accessed
- 12 Aug 2026
- Confidence
- high
Credit facilityDemand loan available; overdraft not allowedView source
The published facility is a demand loan only, not an overdraft.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Loan Facility
- Accessed
- 12 Aug 2026
- Confidence
- high
Booking channelSBI branch CBS onlyView source
No online booking channel is stated for this product.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Available through Channel
- Accessed
- 12 Aug 2026
- Confidence
- high
Tax deduction at sourceTDS applies under the Income Tax ActView source
The page does not publish a fixed percentage or threshold.
- Source
- Non-Callable Bulk Term Deposit ()
- Page / section
- Features — Application
- Accessed
- 12 Aug 2026
- Confidence
- high
Senior-citizen rateFor domestic bulk deposits of ₹3 crore and above, SBI's senior-citizen rates effective 15 May 2026 are 5.00% for 7–14 days, 5.50% for 15–45 days, 5.60% for 46–179 days, 6.10% for 180 days to under 1 year, 6.75% for 1 to under 2 years, 6.65% for 2 to under 3 years, and 6.50% for 3 to 10 years.Effective 15 May 2026View source
The official bulk-rate table publishes the senior-citizen column for deposits of ₹3 crore and above; the values above transcribe each tenor row.
- Source
- Domestic Bulk Term Deposit Interest Rates
- Page / section
- Revised domestic bulk term-deposit rates — Senior Citizens, effective 15 May 2026
- Accessed
- 29 Aug 2026
- Confidence
- high
Interest payout / redemptionChoice of TDR periodic payout or STDR maturity payoutView source
The manually reviewed product record states: “Choice of periodic payout or maturity payout”.
- Source
- Non-Callable Bulk Term Deposit — official product page
- Page / section
- Published product metadata
- Accessed
- 12 Aug 2026
- Confidence
- high
Minimum depositThe minimum principal is ₹3 crore, with subsequent amounts in ₹1,000 multiples.View source
The manually reviewed product record states: “The minimum principal is ₹3 crore, with subsequent amounts in ₹1,000 multiples.”.
- Source
- Non-Callable Bulk Term Deposit — official product page
- Page / section
- Published product metadata
- Accessed
- 12 Aug 2026
- Confidence
- high
Benefits and features
- Bank-decided premium over corresponding callable bulk deposit rate
- Seven-day to under-three-year tenor range
- No published maximum principal
- Choice of periodic payout or maturity payout
- Demand-loan facility against the deposit
Eligibility
- Minors are excluded, and publishes a separate non-callable scheme for customers.
- The minimum principal is ₹3 crore, with subsequent amounts in ₹1,000 multiples.
- No extra senior-citizen or staff premium applies over the rate.
- The exact mark-up is decided by and is not quantified on the reviewed page; confirm the quoted rate at the branch before booking.
- Premature withdrawal is unavailable for ordinary liquidity needs; compare a callable bulk deposit if early access may be required.
- The unrelated home-loan widget embedded on the page is excluded from this record.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- and term-deposit booking documents applicable to the customer category under current branch rules; the page does not publish a dedicated checklist
Related official documents
SBI Domestic Bulk Term Deposit Ratesofficial-rate-table · current · accessed 12 Aug 2026
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