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State Bank Premium Business Debit Card

higher-limit business debit card, with ₹2 lakh daily access, ₹5 lakh daily purchase capacity, cash-deposit support, accelerated quarterly rewards and network-dependent premium benefits.

Product typeDebit cardIssuance and annual maintenanceNil issuance charge; ₹425 plus GST annual maintenance from the second yearIssuance feeFree for eligible account variants
Official product page ↗Compare category

Quick eligibility check

State Bank Premium Business Debit Card

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Issued to eligible business current-account customers under SBI's card rules?

2Do you meet this requirement: SBI also publishes Premium availability for eligible HUF accounts across Mastercard, Visa and RuPay networks?

3Do you meet this requirement: Lounge and insurance benefits depend on network terms, qualifying activity and claim conditions?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India with supported network usage

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Daily transaction limitsATM cash up to ₹2,00,000; PoS and online purchases up to ₹5,00,000; cash deposits up to ₹49,900View source
The dedicated product page publishes separate withdrawal, purchase and deposit limits.
Source
State Bank Premium
Page / section
Transaction Limits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
SBI Rewardz1 Reward Point per ₹200; triple points for a quarter after at least three qualifying purchase transactions in that quarterView source
The dedicated Premium product page is used for the exact earning rate.
Source
State Bank Premium
Page / section
Rewardz
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Issuance and annual maintenanceNil issuance charge; ₹425 plus GST annual maintenance from the second yearView source
The current generic Pride/Premium Business Debit Card row is applied; network-specific exceptions should be checked at issuance.
Source
Debit Card Related Charges
Page / section
Business Debit Card / Pride-Premium Business Debit Card
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Conditional insuranceFor Mastercard/Visa HUF cards: non-air accident cover ₹5 lakh, air accident cover ₹10 lakh and purchase protection ₹50,000; the RuPay HUF variant publishes higher network-specific ceilingsView source
RuPay benefits are separately stated as up to ₹10 lakh non-air, up to ₹50 lakh air and up to ₹2 lakh purchase protection, subject to network and activity conditions.
Source
Business Debit Cards to Account Holders
Page / section
Insurance Benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Product typeDebit cardEffective 30 Sept 2025View source
The current fee table publishes this charge or comparison attribute.
Source
debit-card service charges
Page / section
Debit-card catalogue
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
NetworkVisa/MastercardEffective 30 Sept 2025View source
The current fee table publishes this charge or comparison attribute.
Source
debit-card service charges
Page / section
Debit-card catalogue
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Issuance feeFree for eligible account variantsEffective 30 Sept 2025View source
The current fee table publishes this charge or comparison attribute.
Source
debit-card service charges
Page / section
Debit Card charges
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
International transaction chargesInternational debit-card charges: balance enquiry at an ATM ₹25 + GST; international ATM cash withdrawal ₹100 minimum plus 3.5% of the transaction amount + GST; international POS/e-commerce transaction 3% of the transaction amount + GST.Effective 18 Apr 2024View source
The tariff lists ₹25 + for international balance enquiry, ₹100 minimum + 3.5% of transaction amount + for international cash withdrawal, and 3% of transaction amount + for international /e-commerce transactions.
Source
Debit Card Related Charges
Page / section
International Transaction Charges
Accessed
8 Sept 2026
Confidence
high
Open official source ↗
AvailabilityIndia; SBI presents both products as domestic business debit-card variants in its India SME/Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.View source
The official pages place these cards in India business debit-card catalogue and do not publish another geography.
Source
Business Debit Card product pages
Page / section
Product catalogue and availability
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Higher business transaction limits
  • Cash-deposit-machine support
  • Triple quarterly Rewardz trigger
  • Network-dependent lounge access
  • Conditional accident and purchase protection

Eligibility

  • Issued to eligible business current-account customers under card rules.
  • also publishes Premium availability for eligible accounts across Mastercard, Visa and RuPay networks.
  • Lounge and insurance benefits depend on network terms, qualifying activity and claim conditions.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Business Debit Cards — Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗
SBI Debit Card Related Chargesofficial-fee-table · current · accessed 13 Aug 2026
↗
SBI Debit Card Related Chargesofficial-tariff · current · accessed 8 Sept 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗

Plan before applying

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Use the published table

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Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Forex markup for named debit variants · Published treatmentNo variant-specific rate published; generic international rate not applied

This value is copied from payment cards — unresolved variant fields. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, international transaction and product-specific rows Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSBI payment cards — unresolved variant fieldsFinal product-specific treatments after checking the current tariff and pages.View tableHide table

Scroll sideways to view every column

SBI payment cards — unresolved variant fields
Field groupPublished treatment
Forex markup for named debit variantsNo variant-specific rate published; generic international rate not applied
Forex markup for eZ-Pay and Gift CardNot applicable to the published prepaid stored-value use case
Gold International, Family and One Touch networkNo exclusive network published
RuPay issuanceNo separate variant-specific issuance amount published
One Touch and business-card geographyIndia catalogue availability; no separate territory list published
  • Not published is used only after the complete current tariff and product page were reviewed; it does not mean the product is missing from the catalogue.
Debit Card Related Charges · Issuance, international transaction and product-specific rows · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 4 rows · 2 columnsSBI international debit-card chargesCharges shown in SBI's official debit-card tariff.View tableHide table

Scroll sideways to view every column

SBI international debit-card charges
Transaction typeCharge
International balance enquiry₹25 +
International cash withdrawal₹100 minimum + 3.5% of transaction amount +
International /e-commerce3% of transaction amount +
Foreign Travel Card cross-currency transaction3% +
  • Product pages and account/card eligibility still govern whether a particular variant can be used internationally.
  • Tariff page last updated 18 April 2024; confirm the current schedule before applying.
Debit Card Related Charges · International Transaction Charges; Foreign Travel Card · effective 18 Apr 2024 · accessed 8 Sept 2026Open official source ↗
Table 3 · 39 rows · 3 columnsSBI debit-card and prepaid-card chargesCurrent charge rows transcribed from SBI's official debit-card-related charges page.View tableHide table

Scroll sideways to view every column

SBI debit-card and prepaid-card charges
Charge groupCard / servicePublished charge
IssuanceClassic / Silver / Global / ContactlessNil
IssuanceGold₹100 +
IssuanceMy Card International₹250 +
IssuancePlatinum₹300 +
Issuance Everyday₹350 +
IssuanceMastercard World₹800 +
IssuancePragati Platinum₹399 +
IssuanceNari Shakti Platinum₹499 +
Issuance One Touch₹399 +
IssuanceBusiness debit cardNil
IssuanceVisa InfinitePlastic ₹800 + ; metal ₹3,000 +
Annual maintenance from second yearClassic / Silver / Global / Contactless₹200 +
Annual maintenance from second yearYuva / Gold / Combo / My Card (image)₹250 +
Annual maintenance from second yearPlatinum₹325 +
Annual maintenance from second yearPlatinum RuPay Business₹350 +
Annual maintenance from second yearPride / Premium Business₹425 +
Annual maintenance from second year Everyday₹350 +
Annual maintenance from second yearMastercard World₹800 +
Annual maintenance from second yearPragati Platinum₹349 +
Annual maintenance from second yearNari Shakti Platinum₹399 +
Annual maintenance from second yearOne Touch₹200 +
Annual maintenance from second yearVisa Infinite₹800 +
ReplacementNari Shakti Platinum₹499 +
ReplacementPragati Platinum₹399 +
ReplacementVisa InfinitePlastic ₹300 + ; metal ₹3,000 +
ReplacementOther debit cards₹300 +
International transactionBalance enquiry₹25 +
International transaction cash withdrawal₹100 minimum + 3.5% of transaction amount +
International transaction / e-commerce3% of transaction amount +
eZ-PayIssuance / replacement₹150 +
eZ-PayReload₹10 + (nil through RINB / )
Gift CardDefault mag-stripe — issuance / replacement₹100 +
Gift CardImage-based — issuance / replacement₹105 +
AchieverIssuance₹150 +
AchieverReload₹10 + (nil through RINB / )
AchieverReplacement₹150 +
Foreign Travel CardIssuance₹100 +
Foreign Travel CardAdd-on₹100 +
Foreign Travel CardReload₹50 +
  • Rows apply only to the named variant or service; this is a shared issuer tariff, not a claim that every listed row applies to every card. The complete card and prepaid fee tables are retained.
  • The page's separate Internet Banking section retains a legacy 12.36% service-tax note; it is not applied to card rows that explicitly say + .
Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables · effective 19 Aug 2026 · accessed 30 Sept 2026Open official source ↗

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