Debit, prepaid, forex & payment services

SBI State Bank Premium Business Debit Card

SBI's higher-limit business debit card, with ₹2 lakh daily ATM access, ₹5 lakh daily purchase capacity, cash-deposit support, accelerated quarterly rewards and network-dependent premium benefits.

Issuance and annual maintenanceNil issuance charge; ₹425 plus GST annual maintenance from the second year Daily transaction limitsATM cash up to ₹2,00,000; PoS and online purchases up to ₹5,00,000; cash deposits up to ₹49,900 SBI Rewardz1 Reward Point per ₹200; triple points for a quarter after at least three qualifying purchase transactions in that quarter

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✓ Manually checked 13 Aug 2026 · active

Offered byState Bank of India

India with supported network usage

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Daily transaction limitsATM cash up to ₹2,00,000; PoS and online purchases up to ₹5,00,000; cash deposits up to ₹49,900

Source 1

SBI Rewardz1 Reward Point per ₹200; triple points for a quarter after at least three qualifying purchase transactions in that quarter

Source 2

Issuance and annual maintenanceNil issuance charge; ₹425 plus GST annual maintenance from the second year

Source 3

Conditional insuranceFor Mastercard/Visa HUF cards: non-air accident cover ₹5 lakh, air accident cover ₹10 lakh and purchase protection ₹50,000; the RuPay HUF variant publishes higher network-specific ceilings

Source 4

Benefits and features

Higher business transaction limits
Cash-deposit-machine support
Triple quarterly Rewardz trigger
Network-dependent lounge access
Conditional accident and purchase protection

Eligibility

Issued to eligible business current-account customers under SBI's card rules.
SBI also publishes Premium availability for eligible HUF accounts across Mastercard, Visa and RuPay networks.
Lounge and insurance benefits depend on network terms, qualifying activity and claim conditions.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

Daily transaction limits

high confidence

The dedicated product page publishes separate withdrawal, purchase and deposit limits.

Source: State Bank Premium
Page / section: Transaction Limits
Accessed: 13 Aug 2026

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SBI Rewardz

high confidence

The dedicated Premium product page is used for the exact earning rate.

Source: State Bank Premium
Page / section: SBI Rewardz
Accessed: 13 Aug 2026

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Issuance and annual maintenance

high confidence

The current generic Pride/Premium Business Debit Card row is applied; network-specific exceptions should be checked at issuance.

Source: Debit Card Related Charges
Page / section: Business Debit Card / Pride-Premium Business Debit Card
Accessed: 13 Aug 2026

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Conditional insurance

high confidence

RuPay benefits are separately stated as up to ₹10 lakh non-air, up to ₹50 lakh air and up to ₹2 lakh purchase protection, subject to network and activity conditions.

Source: Business Debit Cards to HUF Account Holders
Page / section: Insurance Benefits
Accessed: 13 Aug 2026

Open official source ↗

SBI State Bank Premium Business Debit Card

What the official sources publish

Benefits and features

Eligibility

Where each fact came from

Daily transaction limits

SBI Rewardz

Issuance and annual maintenance

Conditional insurance

Related official documents

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