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Savings, current & salary accounts

Power Jyoti Pre-Uploaded Current Account

A nationwide collection current account using pre-uploaded remitter data, pooled branch and internet-banking collections, and downloadable management information.

Interest rateNo interest is payable on credit balances in a current account.Monthly average balance₹50,000Salary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.
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Quick eligibility check

Power Jyoti Pre-Uploaded Current Account

0 of 1 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available to institutions, firms and companies seeking countrywide collection from multiple locations?

0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India through core-banking branches and internet banking

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typePre-uploaded-data collection current accountView source
The account pools multi-location collections and generates using remitter information pre-uploaded by the organisation.
Source
Power Jyoti Pre-Uploaded
Page / section
Overview / Purpose
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Monthly average balance₹50,000View source
The page publishes a ₹50,000 .
Source
Power Jyoti Pre-Uploaded
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Collection transaction chargeUp to ₹1,00,000 per challan: ₹60 + GST; above ₹1,00,000: ₹0.75 per ₹1,000, minimum ₹60 and maximum ₹20,000 + GSTView source
The normalized value is the minimum published per-challan charge, not a universal flat fee.
Source
Power Jyoti Pre-Uploaded
Page / section
Features — Transaction charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance charge₹1,000 + GST for non-maintenance of the ₹50,000 MAB.Effective 12 Jul 2023View source
The page publishes charges for non-maintenance of as ₹1,000 + .
Source
Power Jyoti — official product page
Page / section
Features — penalty for non-maintenance of
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Interest rateNo interest is payable on credit balances in a current account.View source
current-account terms expressly state: no interest is payable on credit balances in Current Accounts.
Source
Current Account — General Terms and Conditions
Page / section
Current Account — Interest on credit balances
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.View source
business catalogue classifies these variants as current accounts and separately identifies salary-account products under Personal Banking; the reviewed business pages publish account-tier or business-use conditions rather than salary thresholds.
Source
business current-account catalogue
Page / section
Current Account, Premium Current Account and Value Based Current Accounts
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Cheque bookCheque-book facility is not available.Effective 12 Jul 2023View source
states: Cheque book facility — Not Available.
Source
Power Jyoti — official product page
Page / section
Features
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Other-bank ATM/ADWM chargesNo free other-bank ATM/ADWM transactions are published for current accounts; each cash withdrawal costs ₹23 + GST and each non-financial transaction costs ₹11 + GST. SBI says the reimbursement current account linked to a Salary Package remains free.Effective 1 Dec 2025View source
The current-account row lists NIL free transactions and ₹23 plus cash/₹11 plus non-financial charges; it preserves a salary-package reimbursement exception.
Source
Revision in /ADWM Transaction Service Charges
Page / section
Page 2 — current accounts at other-bank /ADWMs
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Pre-uploaded remitter information
  • Countrywide pooled collections
  • Custom management-information output
  • Internet-banking collection facility and zero cash-handling charge

Eligibility

  • Available to institutions, firms and companies seeking countrywide collection from multiple locations.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Revision in ATM/ADWM Transaction Service Chargesofficial-service-charge-notice · current · accessed 25 Sept 2026
↗
SBI business current-account catalogueofficial-product-catalogue · current · accessed 29 Aug 2026
↗
SBI Business Current Accounts — Catalogue, Comparison and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗
SBI Current Account — General Terms and Conditionsofficial-current-account-terms · current · accessed 29 Aug 2026
↗
Power Jyoti — official SBI product pageofficial-product-page · current · accessed 29 Aug 2026
↗
SBI Power Jyoti Pre-Uploaded Current Accountofficial-product-page · current · accessed 29 Aug 2026
↗

Plan before applying

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Salary Package savings accounts — all variants · Free monthly transactions10 combined financial/non-financial

This value is copied from other-bank /ADWM allowance and charges. Check the table notes before relying on it.

Source: Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 4 columnsSBI other-bank ATM/ADWM allowance and chargesCurrent rows from SBI's 1 December 2025 notice. GST is added where the notice says plus GST.View tableHide table

Scroll sideways to view every column

SBI other-bank ATM/ADWM allowance and charges
Account groupFree monthly transactionsCash withdrawal after allowanceNon-financial transaction after allowance
Salary Package savings accounts — all variants10 combined financial/non-financial₹23 + ₹11 +
Current accounts — personal and businessNone₹23 + per transaction₹11 + per transaction
accountsFirst four cash withdrawals; digital transactions excludedExisting charge after four; amount not restated in this noticeNot applicable to the four-cash-withdrawal rule
accountsUnlimited other-bank transactionsFreeNot separately stated
Cardless cash withdrawal at or other-bank /ADWMUnlimited until further noticeFreeFree
  • /ADWM charges for debit-card holders are unchanged by this notice.
  • The reimbursement current account of a Salary Package remains free.
  • The branch-channel notice effective 1 October 2026 separately sets ₹15 + for each cash withdrawal above four per month.
Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions · effective 1 Dec 2025 · accessed 1 Sept 2026Open official source ↗

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