Banking, wealth, forex & trade services

SBI 3 in 1 Account with E-Margin Facility

An integrated SBI savings account and SBI Securities demat/trading relationship with an e-margin facility that can accept cash or stocks as margin and carry eligible positions for up to 30 days.

BundleSBI savings bank account plus SBI Securities demat and trading accounts with e-margin Trading channelSBI Securities web platform: select E-Margin as the product type when placing a buy or sell order Published minimum e-marginAs low as 25%

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✓ Manually checked 12 Aug 2026 · active

Offered byState Bank of India

Trading through the SBI Securities web platform; account opening and KYC subject to SBI and SBI Securities processes

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

BundleSBI savings bank account plus SBI Securities demat and trading accounts with e-margin

Source 1

Published minimum e-marginAs low as 25%

Source 2

Maximum published carry-forwardUp to 30 days

Source 3

Margin collateralCash or eligible stocks

Source 4

Position choicesConvert to delivery into the demat account or square off before expiry

Source 5

Trading channelSBI Securities web platform: select E-Margin as the product type when placing a buy or sell order

Source 6

Benefits and features

Integrated banking, demat and trading relationship
Margins published as low as 25%
Cash or eligible-stock collateral
Position carry-forward up to 30 days
Delivery conversion or square-off choice

Eligibility

Trading and demat services are provided through SBI Securities, a separate entity within the SBI group.
Margin requirements, eligible securities, fees and square-off rules can change and must be confirmed on the broker platform.
Leveraged positions can amplify losses and may be closed under applicable risk controls.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

PAN or Form 60, photograph and an officially valid document for the savings account
Photograph, PAN copy and Aadhaar copy for demat and trading
Cancelled cheque leaf or latest bank statement
Additional current SBI Securities KYC and risk-profile information

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

Bundle

high confidence

The banking account is with SBI while securities components are provided through SBI Securities.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: Account components
Accessed: 12 Aug 2026

Open official source ↗

Published minimum e-margin

high confidence

Actual margin depends on the security, position and current SBI Securities rules.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: E-Margin Facility
Accessed: 12 Aug 2026

Open official source ↗

Maximum published carry-forward

high confidence

A position may instead be converted to delivery or squared off before expiry.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: E-Margin Facility
Accessed: 12 Aug 2026

Open official source ↗

Margin collateral

high confidence

Eligibility and valuation of stock collateral are controlled by current broker rules.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: Key Features
Accessed: 12 Aug 2026

Open official source ↗

Position choices

high confidence

Trading losses and forced-square-off risk remain possible and are not eliminated by the integrated account.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: E-Margin Facility and Key Features
Accessed: 12 Aug 2026

Open official source ↗

Trading channel

high confidence

The reviewed SBI page does not publish a direct account-opening URL or current tariff.

Source: SBI 3 in 1 Account with E-Margin Facility
Page / section: How to avail
Accessed: 12 Aug 2026

Open official source ↗

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