Debit, prepaid, forex & payment services

SBI Virtual Debit Card

An instantly generated, plastic-free RuPay, Visa or Mastercard virtual debit card for domestic and supported international e-commerce and tokenised contactless payments.

Offered byState Bank of India

India with supported international online usage

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Supported useE-commerce and tokenised contactless payments; no cash withdrawal
Source 1
Daily e-commerce purchase limit₹50,000
Source 2
Issuance and annual maintenanceNil issuance fee and nil annual maintenance charge
Source 3

Benefits and features

  • Instant generation
  • No physical plastic
  • Nil issuance and AMC
  • Domestic and supported international online use

Eligibility

  • Issued in eligible normal savings accounts outside the financial-inclusion segment.
  • One active virtual card per account per customer, with published cooling-period and annual-request controls.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Supported use

high confidence
Tokenised contactless use is currently stated for supported Android NFC devices and networks.
Source
SBI Virtual Debit Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Daily e-commerce purchase limit

high confidence
Tokenised contactless payments are capped at ₹5,000 per transaction.
Source
SBI Virtual Debit Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
3

Issuance and annual maintenance

high confidence
International transaction charges may still apply.
Source
SBI Virtual Debit Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗

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