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Debit, prepaid, forex & payment services

Gold International Debit Card

An international debit card with worldwide , merchant and e-commerce support, domestic cash withdrawals up to ₹50,000 and purchases up to ₹2 lakh per day.

Product typeDebit cardAnnual maintenance charge₹175 + GST, recovered from the second yearIssuance fee₹100 + GST
Official product page ↗Compare category

Quick eligibility check

Gold International Debit Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Issued to eligible SBI account holders?

2Do you meet this requirement: international usage and limits remain subject to regulatory and local controls?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India and supported international locations

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Domestic daily limitsATM cash up to ₹50,000; PoS and online purchases up to ₹2,00,000View source
International limits and selected-site rules apply.
Source
Gold International Debit Card
Page / section
Daily Cash Withdrawal and Transaction Limit
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Standard rewards2 Reward Points per ₹200 on eligible spend, with published activation, milestone and bonus categoriesView source
Terms and exclusions apply.
Source
Gold International Debit Card
Page / section
Rewardz
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance charge₹175 + GST, recovered from the second yearEffective 18 Dec 2025View source
The product page's fee table lists Annual Maintenance Charges of Rs 175/- plus .
Source
Gold International Debit Card
Page / section
Issuance and Annual Maintenance Charges
Accessed
8 Sept 2026
Confidence
high
Open official source ↗
Product typeDebit cardView source
The manually reviewed product summary states: “An international debit card with worldwide , merchant and e-commerce support, domestic cash withdrawals up to ₹50,000 and purchases up to ₹2 lakh per day.”.
Source
Gold International Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
AvailabilityDomestic and international usage (as described in the product summary)View source
The manually reviewed product summary states: “An international debit card with worldwide , merchant and e-commerce support, domestic cash withdrawals up to ₹50,000 and purchases up to ₹2 lakh per day.”.
Source
Gold International Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹100 + GSTEffective 19 Aug 2026View source
The Gold debit-card row lists ₹100 + for issuance.
Source
Debit Card Related Charges
Page / section
Issuance fees — Gold International Debit Card
Accessed
30 Sept 2026
Confidence
high
Open official source ↗
International transaction chargesPOS/e-commerce: 3% of the transaction amount + GST. International ATM cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + GST. International balance enquiry: ₹25 + GST.Effective 19 Aug 2026View source
international transaction section separately publishes /e-commerce at 3%, cash withdrawal at ₹100 minimum plus 3.5%, and balance enquiry at ₹25, each with as stated.
Source
Debit Card Related Charges
Page / section
International transaction charges
Accessed
30 Sept 2026
Confidence
high
Open official source ↗
NetworkAvailable on Mastercard and Visa variantsEffective 1 Mar 2024View source
Page 4 is headed “ GOLD INTERNATIONAL DEBIT CARD” and displays one card bearing the Mastercard mark and another bearing the Visa mark, establishing the published network variants for this card.
Source
Debit Cards — Facilities/Services Offered (March 2024)
Page / section
Page 4, Gold International Debit Card — card artwork and network marks
Accessed
10 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Higher ₹2 lakh domestic purchase limit
  • International and merchant access
  • Online payments
  • Rewardz

Eligibility

  • Issued to eligible account holders; international usage and limits remain subject to regulatory and local controls.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Debit Card Related Chargesofficial-fee-table · current · accessed 13 Aug 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
SBI Debit Cards — Facilities/Services Offered (March 2024)official-pdf · current-catalogue-evidence · accessed 10 Sept 2026
↗
SBI Gold International Debit Cardofficial-product-page · current · accessed 8 Sept 2026
↗
SBI Personal Debit Cards — Current Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗

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Forex markup for named debit variants · Published treatmentNo variant-specific rate published; generic international rate not applied

This value is copied from payment cards — unresolved variant fields. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, international transaction and product-specific rows Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSBI payment cards — unresolved variant fieldsFinal product-specific treatments after checking the current tariff and pages.View tableHide table

Scroll sideways to view every column

SBI payment cards — unresolved variant fields
Field groupPublished treatment
Forex markup for named debit variantsNo variant-specific rate published; generic international rate not applied
Forex markup for eZ-Pay and Gift CardNot applicable to the published prepaid stored-value use case
Gold International, Family and One Touch networkNo exclusive network published
RuPay issuanceNo separate variant-specific issuance amount published
One Touch and business-card geographyIndia catalogue availability; no separate territory list published
  • Not published is used only after the complete current tariff and product page were reviewed; it does not mean the product is missing from the catalogue.
Debit Card Related Charges · Issuance, international transaction and product-specific rows · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 39 rows · 3 columnsSBI debit-card and prepaid-card chargesCurrent charge rows transcribed from SBI's official debit-card-related charges page.View tableHide table

Scroll sideways to view every column

SBI debit-card and prepaid-card charges
Charge groupCard / servicePublished charge
IssuanceClassic / Silver / Global / ContactlessNil
IssuanceGold₹100 +
IssuanceMy Card International₹250 +
IssuancePlatinum₹300 +
Issuance Everyday₹350 +
IssuanceMastercard World₹800 +
IssuancePragati Platinum₹399 +
IssuanceNari Shakti Platinum₹499 +
Issuance One Touch₹399 +
IssuanceBusiness debit cardNil
IssuanceVisa InfinitePlastic ₹800 + ; metal ₹3,000 +
Annual maintenance from second yearClassic / Silver / Global / Contactless₹200 +
Annual maintenance from second yearYuva / Gold / Combo / My Card (image)₹250 +
Annual maintenance from second yearPlatinum₹325 +
Annual maintenance from second yearPlatinum RuPay Business₹350 +
Annual maintenance from second yearPride / Premium Business₹425 +
Annual maintenance from second year Everyday₹350 +
Annual maintenance from second yearMastercard World₹800 +
Annual maintenance from second yearPragati Platinum₹349 +
Annual maintenance from second yearNari Shakti Platinum₹399 +
Annual maintenance from second yearOne Touch₹200 +
Annual maintenance from second yearVisa Infinite₹800 +
ReplacementNari Shakti Platinum₹499 +
ReplacementPragati Platinum₹399 +
ReplacementVisa InfinitePlastic ₹300 + ; metal ₹3,000 +
ReplacementOther debit cards₹300 +
International transactionBalance enquiry₹25 +
International transaction cash withdrawal₹100 minimum + 3.5% of transaction amount +
International transaction / e-commerce3% of transaction amount +
eZ-PayIssuance / replacement₹150 +
eZ-PayReload₹10 + (nil through RINB / )
Gift CardDefault mag-stripe — issuance / replacement₹100 +
Gift CardImage-based — issuance / replacement₹105 +
AchieverIssuance₹150 +
AchieverReload₹10 + (nil through RINB / )
AchieverReplacement₹150 +
Foreign Travel CardIssuance₹100 +
Foreign Travel CardAdd-on₹100 +
Foreign Travel CardReload₹50 +
  • Rows apply only to the named variant or service; this is a shared issuer tariff, not a claim that every listed row applies to every card. The complete card and prepaid fee tables are retained.
  • The page's separate Internet Banking section retains a legacy 12.36% service-tax note; it is not applied to card rows that explicitly say + .
Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables · effective 19 Aug 2026 · accessed 30 Sept 2026Open official source ↗
Table 3 · 2 rows · 2 columnsSBI Gold International Debit Card — published network variantsNetwork marks shown for the Gold International Debit Card on SBI's official facilities PDF.View tableHide table

Scroll sideways to view every column

SBI Gold International Debit Card — published network variants
ProductPublished network variant
Gold International Debit CardMastercard
Gold International Debit CardVisa
Debit Cards — Facilities/Services Offered (March 2024) · Page 4, Gold International Debit Card · effective 1 Mar 2024 · accessed 10 Sept 2026Open official source ↗

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