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Savings, current & salary accounts

No Lien Current Account

A zero- project current account opened against an eligible authority letter, kept separate from routine operating accounts and disallowing cash deposits.

Interest rateNo interest is payable on credit balances in a current account.Monthly average balanceNilSalary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.
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Quick eligibility check

No Lien Current Account

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Applicant must hold a letter from an eligible Central or State government department, autonomous or statutory body, PSU or development financial institution requiring a No Lien Current Account?

2Document checkDo you have this required document or proof: Eligible authority letter requiring the No Lien Current Account?

3Document checkDo you have at least one of these required documents: Customer or entity KYC and account-opening documents?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeProject-specific no-lien current accountView source
allows a separate account for each project so the customer's normal operating current account is not disrupted.
Source
No Lien Current Account
Page / section
Overview / Eligibility
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Monthly average balanceNilView source
The official page publishes nil .
Source
No Lien Current Account
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Cash depositsNot allowed at home or non-home branchesView source
Cash withdrawals remain available under published limits, but cash deposits are expressly prohibited.
Source
No Lien Current Account
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Cheque bookFirst 25 multicity cheque leaves freeView source
Additional cheque leaves are charged at the published rate.
Source
No Lien Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Interest rateNo interest is payable on credit balances in a current account.View source
current-account terms expressly state: no interest is payable on credit balances in Current Accounts.
Source
Current Account — General Terms and Conditions
Page / section
Current Account — Interest on credit balances
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.View source
business catalogue classifies these variants as current accounts and separately identifies salary-account products under Personal Banking; the reviewed business pages publish account-tier or business-use conditions rather than salary thresholds.
Source
business current-account catalogue
Page / section
Current Account, Premium Current Account and Value Based Current Accounts
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
ATM / cash-withdrawal limitsUnlimited cash withdrawal at the home branch is free; cash deposit is allowed only at the home branch and not at a non-home branch.Effective 30 Jul 2024View source
The booklet lists unlimited free home-branch cash withdrawal and no non-home-branch cash deposit for No Lien Current Account.
Source
Bouquet of Products and Services — current-account product booklet
Page / section
No Lien Current Account
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance chargeNil published non-maintenance charge for No Lien and Escrow current accounts.Effective 30 Sept 2025View source
The lists No Lien Current Account and Escrow Current Account as NIL in the current-account charge table.
Source
Service Charges — account facilities and concessions
Page / section
Page 4, current-account non-maintenance charges
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Other-bank ATM/ADWM chargesNo free other-bank ATM/ADWM transactions are published for current accounts; each cash withdrawal costs ₹23 + GST and each non-financial transaction costs ₹11 + GST. SBI says the reimbursement current account linked to a Salary Package remains free.Effective 1 Dec 2025View source
The current-account row lists NIL free transactions and ₹23 plus cash/₹11 plus non-financial charges; it preserves a salary-package reimbursement exception.
Source
Revision in /ADWM Transaction Service Charges
Page / section
Page 2 — current accounts at other-bank /ADWMs
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Debit cardFree Pride Business Debit Card issuanceView source
The manually reviewed product name/benefits state: “Free Pride Business Debit Card issuance”.
Source
No Lien Current Account — official product page
Page / section
Published account type and access benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • No monthly average balance requirement
  • Free Pride Business Debit Card issuance
  • Corporate internet banking with view and transaction rights
  • Unlimited free digital and

Eligibility

  • Applicant must hold a letter from an eligible Central or State government department, autonomous or statutory body, or development financial institution requiring a No Lien Current Account.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Eligible authority letter requiring the No Lien Current Account
  • Customer or entity and account-opening documents

Related official documents

Revision in ATM/ADWM Transaction Service Chargesofficial-service-charge-notice · current · accessed 25 Sept 2026
↗
SBI business current-account catalogueofficial-product-catalogue · current · accessed 29 Aug 2026
↗
SBI Business Current Accounts — Catalogue, Comparison and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗
SBI Current Account — General Terms and Conditionsofficial-current-account-terms · current · accessed 29 Aug 2026
↗
SBI Bouquet of Products and Services — current-account product bookletofficial-product-booklet · current · accessed 29 Aug 2026
↗
SBI Service Charges — account facilities and concessionsofficial-service-charge-pdf · current · accessed 29 Aug 2026
↗

Plan before applying

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Account interest estimate

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Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Salary Package savings accounts — all variants · Free monthly transactions10 combined financial/non-financial

This value is copied from other-bank /ADWM allowance and charges. Check the table notes before relying on it.

Source: Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 4 columnsSBI other-bank ATM/ADWM allowance and chargesCurrent rows from SBI's 1 December 2025 notice. GST is added where the notice says plus GST.View tableHide table

Scroll sideways to view every column

SBI other-bank ATM/ADWM allowance and charges
Account groupFree monthly transactionsCash withdrawal after allowanceNon-financial transaction after allowance
Salary Package savings accounts — all variants10 combined financial/non-financial₹23 + ₹11 +
Current accounts — personal and businessNone₹23 + per transaction₹11 + per transaction
accountsFirst four cash withdrawals; digital transactions excludedExisting charge after four; amount not restated in this noticeNot applicable to the four-cash-withdrawal rule
accountsUnlimited other-bank transactionsFreeNot separately stated
Cardless cash withdrawal at or other-bank /ADWMUnlimited until further noticeFreeFree
  • /ADWM charges for debit-card holders are unchanged by this notice.
  • The reimbursement current account of a Salary Package remains free.
  • The branch-channel notice effective 1 October 2026 separately sets ₹15 + for each cash withdrawal above four per month.
Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions · effective 1 Dec 2025 · accessed 1 Sept 2026Open official source ↗

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