Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeSuper top-up health insuranceView source
General describes the plan as a cumulative-claims super top-up that adds protection after the deductible is crossed.
- Source
- General Super Top-Up
- Page / section
- Product overview
- Accessed
- 23 Aug 2026
- Confidence
- high
Sum insured₹5 lakh to ₹4 croreView source
The official key-features table publishes sum insured from ₹5 lakh to ₹4 crore.
- Source
- General Super Top-Up
- Page / section
- Key Features table
- Accessed
- 23 Aug 2026
- Confidence
- high
Deductible₹2 lakh to ₹2 croreView source
The official key-features table publishes deductible options from ₹2 lakh to ₹2 crore.
- Source
- General Super Top-Up
- Page / section
- Key Features table
- Accessed
- 23 Aug 2026
- Confidence
- high
Eligibility ageAdults from 18 years; children from 91 days to 25 yearsView source
The official table and publish adult entry from 18 years and child entry from 91 days to 25 years.
- Source
- General Super Top-Up
- Page / section
- Key Features and
- Accessed
- 23 Aug 2026
- Confidence
- high
Waiting periods30 days for general illnesses; 24 months for specified diseases and pre-existing conditionsView source
The official table publishes a 30-day general waiting period and 24 months for specified diseases and pre-existing conditions.
- Source
- General Super Top-Up
- Page / section
- Key Features table
- Accessed
- 23 Aug 2026
- Confidence
- high
Policy term1, 2 or 3 yearsView source
The official states the policy is available for 1 year, 2 years or 3 years.
- Source
- General Super Top-Up
- Page / section
- Accessed
- 23 Aug 2026
- Confidence
- high
Key coverageCumulative-claims top-up cover including inpatient, pre/post-hospitalisation, day care, organ donor, modern treatment, AYUSH, domiciliary and home health careView source
The official page lists these covered treatment categories and explains that cumulative claims count toward the deductible.
- Source
- General Super Top-Up
- Page / section
- What’s Covered
- Accessed
- 23 Aug 2026
- Confidence
- high
InsurerSBI General Insurance Company LimitedView source
General's official catalogue groups these products under Health, Motor and Other Insurance and identifies General as the insurer.
- Source
- General products
- Page / section
- General Products catalogue
- Accessed
- 23 Aug 2026
- Confidence
- high
Key exclusionsThe official product page and customer information sheet list investigation and evaluation, rest cure/rehabilitation, obesity or weight control, change-of-gender treatment, cosmetic or plastic surgery, hazardous or adventure sports, breach of law, excluded providers, substance abuse and alcohol, wellness and rejuvenation, dietary supplements, refractive error, unproven treatment, sterility/infertility and maternity (unless the maternity benefit is opted). The policy wording remains the complete list.Effective 7 Aug 2024View source
The says the exclusions list is partial and directs the reader to the policy wording for the complete list; it enumerates the 15 exclusions recorded here.
- Source
- SBIG Health Super Top-Up — Customer Information Sheet
- Page / section
- Pages 3–4 — partial exclusions list
- Accessed
- 26 Aug 2026
- Confidence
- high
Hospital networkCashless treatment is available through SBI General's network hospitals; the current policy sheet links to the live hospital directory and notes that the number of hospitals varies by the TPA servicing the policy.Effective 7 Aug 2024View source
The directs insured persons to the General hospital-network directory for updated details and states that the network count differs by .
- Source
- SBIG Health Super Top-Up — Customer Information Sheet
- Page / section
- Page 5 — cashless service and hospital-network directory
- Accessed
- 26 Aug 2026
- Confidence
- high
PremiumPremium varies based on the selected sum insured, age and plan variant; the issuer does not publish one universal premium amount on the product page.View source
The official key-features table states: premium varies based on sum insured, age and plan variant.
- Source
- General Super Top-Up — official product page
- Page / section
- Key Features table — premium
- Accessed
- 29 Aug 2026
- Confidence
- high
Geographic limitsCumulative-claims top-up cover including inpatient, pre/post-hospitalisation, day care, organ donor, modern treatment, AYUSH, domiciliary and home health careView source
The manually reviewed product record states: “Cumulative-claims top-up cover including inpatient, pre/post-hospitalisation, day care, organ donor, modern treatment, , domiciliary and home health care”.
- Source
- General Super Top-Up — official product page
- Page / section
- Published product metadata
- Accessed
- 23 Aug 2026
- Confidence
- high
Benefits and features
- Additional health protection
- Deductible-based top-up structure
Eligibility
- Existing health coverage may be appropriate; insurer acceptance applies
Passing a listed condition does not mean the bank will approve an application.
Related official documents
SBIG Health Super Top-Up — Customer Information Sheetcustomer-information-sheet · current · accessed 26 Aug 2026
↗SBI General Super Top-Up — official product pageofficial-product-page · current · accessed 29 Aug 2026
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