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Debit, prepaid, forex & payment services

Everyday Debit Card

An co-branded contactless debit card with enhanced Pay and rewards, one domestic lounge visit per quarter and conditional insurance benefits.

Product typeDebit cardAnnual maintenance charge₹350 plus GST from the second yearIssuance fee₹350 + GST
Official product page ↗Compare category

Quick eligibility check

Everyday Debit Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Issued to eligible SBI account holders subject to the bank's card-issuance rules?

2Do you meet this requirement: Insurance benefits require qualifying recent card usage and, for air cover, purchase of the air ticket using the card?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India with supported international usage

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Rewards and offers2X points per ₹200 at HPCL; 2 Reward Points per ₹200 on PoS and e-commerce; HP Pay coins include 4 per ₹100 wallet recharge, 1 per ₹100 fuel/lubricants and 5 per ₹100 direct HP Pay paymentView source
The official page publishes the Happy Coin and Rewardz earn rates.
Source
Co-Branded Debit Card — official product page
Page / section
Features — Offers by ; Rewardz
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Domestic lounge accessOne visit per quarter at selected domestic loungesView source
Terms and participating lounges apply.
Source
Co-Branded Debit Card
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance charge₹350 plus GST from the second yearView source
Issuance is separately ₹350 plus .
Source
Debit Card Related Charges
Page / section
Annual maintenance charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Product typeDebit cardEffective 30 Sept 2025View source
The current fee table publishes this charge or comparison attribute.
Source
debit-card service charges
Page / section
Debit-card catalogue
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
NetworkMastercard Platinum variant benefits are described on the official pageView source
The page identifies the Platinum variant debit-card benefits as provided by Mastercard.
Source
Co-Branded Debit Card — official product page
Page / section
Core Benefits for Platinum variant Debit Cards provided by Mastercard
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹350 + GSTEffective 30 Sept 2025View source
The current fee table publishes this charge or comparison attribute.
Source
debit-card service charges
Page / section
Debit Card charges
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIndia usage (as described in the product summary)View source
The manually reviewed product summary states: “An co-branded contactless debit card with enhanced Pay and rewards, one domestic lounge visit per quarter and conditional insurance benefits.”.
Source
Everyday Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Insurance coverPersonal accident non-air ₹5 lakh; air accident ₹10 lakh; purchase protection ₹50,000; family transportation/mortal remains ₹50,000; checked-in baggage loss ₹25,000View source
The official insurance table publishes each cover amount and the 90-day usage conditions.
Source
Co-Branded Debit Card — official product page
Page / section
Features — Insurance Cover
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Daily transaction limitsDomestic: ATM cash withdrawal up to ₹40,000 per day; POS up to ₹2,00,000 per day; e-commerce up to ₹2,00,000 per day; contactless up to ₹5,000 per transaction. International: ATM cash withdrawal up to the USD equivalent of ₹40,000 per day; POS up to the USD equivalent of ₹2,00,000 per day; e-commerce up to USD equivalent of ₹1,00,000 per day and ₹1,50,000 per month.View source
The official table publishes domestic and international , , e-commerce and contactless ceilings for the Everyday Card.
Source
Co-Branded Debit Card (Everyday Card)
Page / section
Daily Cash Withdrawal & Transaction Limit
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
International transaction chargesInternational debit-card charges: balance enquiry at an ATM ₹25 + GST; international ATM cash withdrawal ₹100 minimum plus 3.5% of the transaction amount + GST; international POS/e-commerce transaction 3% of the transaction amount + GST.Effective 18 Apr 2024View source
The tariff lists ₹25 + for international balance enquiry, ₹100 minimum + 3.5% of transaction amount + for international cash withdrawal, and 3% of transaction amount + for international /e-commerce transactions.
Source
Debit Card Related Charges
Page / section
International Transaction Charges
Accessed
8 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • and Pay rewards
  • Quarterly domestic lounge visit
  • Conditional accident and purchase-protection covers
  • Contactless payments

Eligibility

  • Issued to eligible account holders subject to the bank's card-issuance rules.
  • Insurance benefits require qualifying recent card usage and, for air cover, purchase of the air ticket using the card.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Debit Card Related Chargesofficial-fee-table · current · accessed 13 Aug 2026
↗
SBI Debit Card Related Chargesofficial-tariff · current · accessed 8 Sept 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
HPCL Co-Branded Debit Card — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
SBI HPCL Co-Branded Debit Card — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
SBI Personal Debit Cards — Current Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗

Plan before applying

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Forex markup for named debit variants · Published treatmentNo variant-specific rate published; generic international rate not applied

This value is copied from payment cards — unresolved variant fields. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, international transaction and product-specific rows Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSBI payment cards — unresolved variant fieldsFinal product-specific treatments after checking the current tariff and pages.View tableHide table

Scroll sideways to view every column

SBI payment cards — unresolved variant fields
Field groupPublished treatment
Forex markup for named debit variantsNo variant-specific rate published; generic international rate not applied
Forex markup for eZ-Pay and Gift CardNot applicable to the published prepaid stored-value use case
Gold International, Family and One Touch networkNo exclusive network published
RuPay issuanceNo separate variant-specific issuance amount published
One Touch and business-card geographyIndia catalogue availability; no separate territory list published
  • Not published is used only after the complete current tariff and product page were reviewed; it does not mean the product is missing from the catalogue.
Debit Card Related Charges · Issuance, international transaction and product-specific rows · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 5 rows · 6 columnsSBI debit-card variants — published limits, networks and feesValues transcribed from each named official SBI product page.View tableHide table

Scroll sideways to view every column

SBI debit-card variants — published limits, networks and fees
ProductNetworkLimitsIssuance feeAnnual feePublished benefits
One TouchNot stated₹5,000 per transaction; ₹15,000 per day₹399 + ₹200 + tap-and-pay
Virtual Debit CardRuPay / Visa / Mastercard₹5,000 contactless per transaction; ₹50,000 daily e-commerce; nil cashNilNilDomestic/international e-commerce; tokenisation
Nari Shakti PlatinumRuPayNot statedNot statedNot statedLounge, vouchers, insurance and reward programme
Pragati PlatinumRuPayNot statedNot statedNot statedLounge, insurance, vouchers and reward programme
EverydayMastercard Platinum benefits statedNot statedNot statedNot stated Happy Coins, insurance and lounge
  • The source pages do not publish a product-specific forex markup for these variants; no markup is inferred.
  • ‘Not stated’ means the named official page was reviewed and did not state that particular fee or limit.
Personal Debit Card catalogue and linked product pages · Debit Card catalogue; individual product pages · accessed 29 Aug 2026Open official source ↗
Table 3 · 4 rows · 3 columnsSBI HPCL Everyday Debit Card — transaction limitsDomestic and international limits published on SBI's official product page.View tableHide table

Scroll sideways to view every column

SBI HPCL Everyday Debit Card — transaction limits
ChannelDomestic limitInternational limit
cash withdrawal₹40,000 per day equivalent of ₹40,000 per day
₹2,00,000 per day equivalent of ₹2,00,000 per day
E-commerce₹2,00,000 per day equivalent of ₹1,00,000 per day and ₹1,50,000 per month
Contactless₹5,000 per transactionNot separately published
  • International limits are expressed by as equivalents of the amounts where stated.
Co-Branded Debit Card (Everyday Card) · Daily Cash Withdrawal & Transaction Limit · accessed 29 Aug 2026Open official source ↗
Table 4 · 4 rows · 3 columnsSBI Mastercard World Debit Card — transaction limitsDomestic and international limits published on SBI's official product page.View tableHide table

Scroll sideways to view every column

SBI Mastercard World Debit Card — transaction limits
ChannelDomestic limitInternational limit
cash withdrawal₹2,00,000 per day equivalent of ₹2,00,000 per day
₹5,00,000 per day equivalent of ₹5,00,000 per day
E-commerce₹5,00,000 per day equivalent of ₹1,50,000 per day and ₹2,50,000 per month
Contactless₹5,000 per transactionNot separately published
  • International limits are expressed by as equivalents of the amounts where stated.
Mastercard World Debit Card · Daily Cash Withdrawal & Transaction Limit · accessed 29 Aug 2026Open official source ↗
Table 5 · 6 rows · 2 columnsSBI NRI Family Card — recharge and transaction limitsLimits and usage charges published on SBI's NRI Family Card page and FAQ.View tableHide table

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SBI NRI Family Card — recharge and transaction limits
ItemPublished limit / charge
Minimum recharge₹100
Maximum recharge₹1,00,000
Maximum stored balance₹1,00,000
E-commerce useUp to ₹50,000 per day; domestic use only
Other-bank financial transaction₹20 per transaction
Other-bank non-financial transaction₹9 per transaction
  • Group and /e-commerce use is listed as nil charge on the product page.
Family Card — official product page and · Features; — transaction limits and charges · accessed 29 Aug 2026Open official source ↗
Table 6 · 4 rows · 2 columnsSBI international debit-card chargesCharges shown in SBI's official debit-card tariff.View tableHide table

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SBI international debit-card charges
Transaction typeCharge
International balance enquiry₹25 +
International cash withdrawal₹100 minimum + 3.5% of transaction amount +
International /e-commerce3% of transaction amount +
Foreign Travel Card cross-currency transaction3% +
  • Product pages and account/card eligibility still govern whether a particular variant can be used internationally.
  • Tariff page last updated 18 April 2024; confirm the current schedule before applying.
Debit Card Related Charges · International Transaction Charges; Foreign Travel Card · effective 18 Apr 2024 · accessed 8 Sept 2026Open official source ↗
Table 7 · 39 rows · 3 columnsSBI debit-card and prepaid-card chargesCurrent charge rows transcribed from SBI's official debit-card-related charges page.View tableHide table

Scroll sideways to view every column

SBI debit-card and prepaid-card charges
Charge groupCard / servicePublished charge
IssuanceClassic / Silver / Global / ContactlessNil
IssuanceGold₹100 +
IssuanceMy Card International₹250 +
IssuancePlatinum₹300 +
Issuance Everyday₹350 +
IssuanceMastercard World₹800 +
IssuancePragati Platinum₹399 +
IssuanceNari Shakti Platinum₹499 +
Issuance One Touch₹399 +
IssuanceBusiness debit cardNil
IssuanceVisa InfinitePlastic ₹800 + ; metal ₹3,000 +
Annual maintenance from second yearClassic / Silver / Global / Contactless₹200 +
Annual maintenance from second yearYuva / Gold / Combo / My Card (image)₹250 +
Annual maintenance from second yearPlatinum₹325 +
Annual maintenance from second yearPlatinum RuPay Business₹350 +
Annual maintenance from second yearPride / Premium Business₹425 +
Annual maintenance from second year Everyday₹350 +
Annual maintenance from second yearMastercard World₹800 +
Annual maintenance from second yearPragati Platinum₹349 +
Annual maintenance from second yearNari Shakti Platinum₹399 +
Annual maintenance from second yearOne Touch₹200 +
Annual maintenance from second yearVisa Infinite₹800 +
ReplacementNari Shakti Platinum₹499 +
ReplacementPragati Platinum₹399 +
ReplacementVisa InfinitePlastic ₹300 + ; metal ₹3,000 +
ReplacementOther debit cards₹300 +
International transactionBalance enquiry₹25 +
International transaction cash withdrawal₹100 minimum + 3.5% of transaction amount +
International transaction / e-commerce3% of transaction amount +
eZ-PayIssuance / replacement₹150 +
eZ-PayReload₹10 + (nil through RINB / )
Gift CardDefault mag-stripe — issuance / replacement₹100 +
Gift CardImage-based — issuance / replacement₹105 +
AchieverIssuance₹150 +
AchieverReload₹10 + (nil through RINB / )
AchieverReplacement₹150 +
Foreign Travel CardIssuance₹100 +
Foreign Travel CardAdd-on₹100 +
Foreign Travel CardReload₹50 +
  • Rows apply only to the named variant or service; this is a shared issuer tariff, not a claim that every listed row applies to every card. The complete card and prepaid fee tables are retained.
  • The page's separate Internet Banking section retains a legacy 12.36% service-tax note; it is not applied to card rows that explicitly say + .
Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables · effective 19 Aug 2026 · accessed 30 Sept 2026Open official source ↗

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