Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Published remittance methodsInstant Transfer, SWIFT MT103 wire transfer, demand draft or cashier's cheque, and foreign-currency cheque collectionView source
The current page presents these four tabs as methods within one non-Middle-East remittance service.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer, / Wire Transfer, Draft / Cashier's Cheques and Foreign Currency Cheques tabs
- Accessed
- 11 Aug 2026
- Confidence
- high
Instant Transfer origin offices listedAustralia, Bahrain, Belgium, Canada, China, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and UKView source
The current page lists these 15 foreign-office countries for real-time rupee transfer; France, which appears on the separate Middle East page, is not in this page's list.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
Instant Transfer destination reachReal-time rupee remittance to more than 22,000 SBI core-banking branches and more than 65,000 NEFT/
The Instant Transfer tab publishes the real-time claim and the two destination-network counts.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
Foreign-office account requirementMay be available to people who are not account holders of the originating SBI foreign branch at certain centresView source
limits its non-account-holder availability statement to certain centres.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
Linked online channelsSBI Express Remit and OnlineSBI GlobalView source
The Instant Transfer tab links Express Remit and OnlineSBI Global; availability and onboarding depend on the chosen origin office and channel.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
Official origin-branch directorySBI publishes branch contact details for the 15 listed Instant Transfer countries, but the directory page was last updated 6 January 2021 and should be reconfirmed before useEffective 6 Jan 2021View source
The support page lists office contacts country by country and carries a 6 January 2021 update stamp; the directory therefore points users to it without treating every historical phone number or email address as currently verified.
- Source
- Foreign Branches Offering Instant Transfer
- Page / section
- country and branch contact directory; Last Updated On
- Accessed
- 12 Aug 2026
- Confidence
- medium
Instant Transfer chargesVary by originating branch and country; some foreign branches offer concessions to their account holdersView source
The page does not publish one universal amount and directs customers to the relevant country branch for its current schedule.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
SWIFT coverageInbound SWIFT MT103 remittance from an overseas bank anywhere in the world to an eligible beneficiary account in IndiaView source
describes the MT103 route as accepting remittances from overseas banks worldwide for destinations across India.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
SWIFT beneficiary credit timingSBI beneficiary: within one business day of message receipt; other-bank beneficiary: through NEFT/RTGS within two business daysView source
The tab publishes separate normal credit windows for and other-bank beneficiaries.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
SWIFT routing-code ruleUp to USD 25,000 equivalent: SBININBBFXD; above USD 25,000 equivalent: beneficiary home-branch SWIFT code, or a link/
This page publishes a USD 25,000-equivalent routing split; the separate Middle East page currently publishes a different USD 10,000 threshold, so the values are not merged.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer — remitter information
- Accessed
- 11 Aug 2026
- Confidence
- high
SWIFT instruction dataBeneficiary 11-digit account number, full name and address, SBI branch code/
The page lists beneficiary, remitter, purpose and intermediary-bank fields for the instruction and says not to decorate the 11-digit account number with or text.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer — remitter information
- Accessed
- 11 Aug 2026
- Confidence
- high
India inward-remittance handling charge₹50 handling charge for an inward remittance in IndiaView source
The current non-Middle-East tab prints a ₹50 India handling charge; this is retained separately from the Middle East page's ₹25 currency-conversion charge.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer
- Accessed
- 11 Aug 2026
- Confidence
- high
Published GST schedule on credited inward remittanceUp to ₹1,00,000: 0.18% of gross amount; above ₹1,00,000 to ₹10,00,000: 0.09% of the amount exceeding ₹1,00,000; above ₹10,00,000: 0.018% of the amount exceeding ₹10,00,000View source
The values reproduce the page's current three-row schedule exactly; the directory does not infer a minimum, maximum or cumulative calculation that is not stated there.
- Source
- Remittances Other than Middle East
- Page / section
- / Wire Transfer — inward-remittance table
- Accessed
- 11 Aug 2026
- Confidence
- high
Cashier's cheque or international money orderCollected under the same principles as a cheque drawn on a foreign bank, subject to SBI's foreign-currency cheque and other-instrument collection policyView source
The page treats cashier's cheques and international money orders as foreign-bank cheque collection instruments and links the current collection policy.
- Source
- Remittances Other than Middle East
- Page / section
- Draft / Cashier's Cheques — Cashier's Cheque / International Money Order
- Accessed
- 11 Aug 2026
- Confidence
- high
Demand-draft collectionBeneficiary deposits the draft at the Indian account branch; it is sent to the payable branch and credited after collection, using the prevailing conversion rate on the conversion date and then-current collection chargesView source
The Draft section describes collection rather than instant credit and does not publish one fixed exchange rate or collection charge.
- Source
- Remittances Other than Middle East
- Page / section
- Draft / Cashier's Cheques — Draft
- Accessed
- 11 Aug 2026
- Confidence
- high
Foreign-currency personal-cheque collectionA personal cheque drawn on a foreign bank in foreign currency may be deposited for credit to an Indian-branch account; SBI sends it to the country of payment and credits the account after collectionView source
states that credit is given only on collection after the cheque is sent to the relevant country for payment.
- Source
- Remittances Other than Middle East
- Page / section
- Foreign Currency Cheques
- Accessed
- 11 Aug 2026
- Confidence
- high
Foreign-currency cheque timingCollection time varies by country, local clearing arrangements and the drawee bank's locationView source
The page explicitly makes collection timing country-, clearing- and drawee-location-dependent and publishes no universal turnaround time.
- Source
- Remittances Other than Middle East
- Page / section
- Foreign Currency Cheques
- Accessed
- 11 Aug 2026
- Confidence
- high
Cheque deposit and conversionDeposit through a messenger or by post/courier; collection charges apply as revised from time to time, and INR conversion uses the exchange rate prevailing on the conversion dateView source
identifies the two delivery routes and a conversion-date rate but does not state one fixed collection charge or exchange rate on this page.
- Source
- Remittances Other than Middle East
- Page / section
- Foreign Currency Cheques
- Accessed
- 11 Aug 2026
- Confidence
- high
FeesSWIFT inward remittance handling is ₹50 in India. Instant Transfer charges vary by originating country/
states ₹50 handling for inward and that Instant Transfer and collection charges vary by branch or current schedule.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer, and instrument collection charges
- Accessed
- 29 Aug 2026
- Confidence
- high
ChannelsSBI Express Remit and OnlineSBI Global for Instant Transfer; inbound SWIFT MT103; demand draft/cashier's cheque; and foreign-currency cheque collection through an Indian SBI account branch.View source
The page lists the Instant Transfer, and instrument routes.
- Source
- Remittances Other than Middle East
- Page / section
- Instant Transfer, , Draft / Cashier's Cheques
- Accessed
- 29 Aug 2026
- Confidence
- high
AvailabilityWorldwide SWIFT and instrument-collection routes, with Instant Transfer available through the listed SBI offices in Australia, Bahrain, Belgium, Canada, China, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and UK; method and branch availability varyView source
The manually reviewed product record states: “Worldwide and instrument-collection routes, with Instant Transfer available through the listed offices in Australia, Bahrain, Belgium, Canada, China, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and ; method and branch availability vary”.
- Source
- Global Inward Remittances (Other than Middle East) — official product page
- Page / section
- Published product metadata
- Accessed
- 11 Aug 2026
- Confidence
- high
EligibilityAvailability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.; The non-Middle-East page's USD 25,000 SWIFT routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.; Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.View source
The manually reviewed product record states: “Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.; The non-Middle-East page's USD 25,000 routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.; Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.”.
- Source
- Global Inward Remittances (Other than Middle East) — official product page
- Page / section
- Published product metadata
- Accessed
- 11 Aug 2026
- Confidence
- high
Customer typePeople outside the Middle East sending money or foreign-currency instruments to beneficiaries in IndiaView source
The manually reviewed product record states: “People outside the Middle East sending money or foreign-currency instruments to beneficiaries in India”.
- Source
- Global Inward Remittances (Other than Middle East) — official product page
- Page / section
- Published product metadata
- Accessed
- 11 Aug 2026
- Confidence
- high
Service typeRemittance serviceView source
The manually reviewed product record states: “ Global Inward Remittances (Other than Middle East)”.
- Source
- Global Inward Remittances (Other than Middle East) — official product page
- Page / section
- Published product metadata
- Accessed
- 11 Aug 2026
- Confidence
- high
Benefits and features
- Multiple inward-remittance and foreign-instrument collection methods on one service page
- Fast foreign-office routes plus worldwide fallback
- Credit to accounts and supported other-bank accounts in India
Eligibility
- Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.
- The non-Middle-East page's USD 25,000 routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.
- Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
SBI Remittances Other than Middle Eastofficial-product-page · current · accessed 29 Aug 2026
↗