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Savings, current & salary accounts

SBI Platinum Current Account

A premium business current account with a ₹10 lakh monthly average balance requirement, high cash-deposit allowance and extensive free payment services.

Monthly average balance₹10,00,000Account typePremium business current accountCheque and cash-deposit allowance1,500 free cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹5 crore per month
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✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Account typePremium business current account
Source 1
Monthly average balance₹10,00,000
Source 2
Cheque and cash-deposit allowance1,500 free cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹5 crore per monthEffective 1 Dec 2024
Source 3
Maximum MAB non-maintenance charge₹8,000 + GST when MAB is below 50%; ₹4,000 + GST when at least 50% but below the requirement
Source 4

Benefits and features

  • Premium Business Debit Card
  • Unlimited free branch and digital NEFT and RTGS
  • Unlimited free demand drafts
  • 1,500 free cheque leaves per month

Eligibility

  • Designed for high-volume businesses, professionals and large traders subject to SBI current-account onboarding rules.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Account type

high confidence
SBI positions Platinum for high-volume businesses, professionals and large traders.
Source
Platinum Current Account
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Monthly average balance

high confidence
The page publishes a ₹10 lakh MAB.
Source
Platinum Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Open official source ↗
3

Cheque and cash-deposit allowance

high confidence
The current page states the cash-deposit allowance applies from 1 December 2024.
Source
Platinum Current Account
Page / section
Features / Charges
Accessed
13 Aug 2026
Open official source ↗
4

Maximum MAB non-maintenance charge

high confidence
The normalized number is the maximum published monthly shortfall charge.
Source
Platinum Current Account
Page / section
Charges
Accessed
13 Aug 2026
Open official source ↗

Related official documents

SBI Business Current Accounts — Catalogue, Comparison and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
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