Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typePremium business current accountView source

positions Platinum for high-volume businesses, professionals and large traders.

Source: Platinum Current Account
Page / section: Features
Accessed: 13 Aug 2026
Confidence: high

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Monthly average balance₹10,00,000View source

The page publishes a ₹10 lakh .

Source: Platinum Current Account
Page / section: Features / Charges
Accessed: 13 Aug 2026
Confidence: high

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Cheque and cash-deposit allowance1,500 free cheque leaves per month; cash deposits free up to 15 times the previous month's MAB, capped at ₹5 crore per monthEffective 1 Dec 2024View source

The current page states the cash-deposit allowance applies from 1 December 2024.

Source: Platinum Current Account
Page / section: Features / Charges
Accessed: 13 Aug 2026
Confidence: high

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Maximum MAB non-maintenance charge₹8,000 + GST when MAB is below 50%; ₹4,000 + GST when at least 50% but below the requirementView source

The normalized number is the maximum published monthly shortfall charge.

Source: Platinum Current Account
Page / section: Charges
Accessed: 13 Aug 2026
Confidence: high

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Interest rateNo interest is payable on credit balances in a current account.View source

current-account terms expressly state: no interest is payable on credit balances in Current Accounts.

Source: Current Account — General Terms and Conditions
Page / section: Current Account — Interest on credit balances
Accessed: 29 Aug 2026
Confidence: high

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Salary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.View source

business catalogue classifies these variants as current accounts and separately identifies salary-account products under Personal Banking; the reviewed business pages publish account-tier or business-use conditions rather than salary thresholds.

Source: business current-account catalogue
Page / section: Current Account, Premium Current Account and Value Based Current Accounts
Accessed: 29 Aug 2026
Confidence: high

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ATM / cash-withdrawal limitsHome-branch cash withdrawals are unlimited each month; non-home-branch cash withdrawals are free up to ₹5,00,000 per day.Effective 6 May 2026View source

The comparison table lists unlimited home-branch monthly withdrawal and ₹5 lakh non-home-branch daily withdrawal for Platinum Current Account.

Source: Compare Current Accounts — complete comparison page
Page / section: Free Cash Withdrawal Limit — Home Branch and Non-Home Branch
Accessed: 29 Aug 2026
Confidence: high

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Other-bank ATM/ADWM chargesNo free other-bank ATM/ADWM transactions are published for current accounts; each cash withdrawal costs ₹23 + GST and each non-financial transaction costs ₹11 + GST. SBI says the reimbursement current account linked to a Salary Package remains free.Effective 1 Dec 2025View source

The current-account row lists NIL free transactions and ₹23 plus cash/₹11 plus non-financial charges; it preserves a salary-package reimbursement exception.

Source: Revision in /ADWM Transaction Service Charges
Page / section: Page 2 — current accounts at other-bank /ADWMs
Accessed: 1 Sept 2026
Confidence: high

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Debit cardPremium Business Debit CardView source

The manually reviewed product name/benefits state: “Premium Business Debit Card”.

Source: Platinum Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 13 Aug 2026
Confidence: high

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Benefits and features

Premium Business Debit Card
Unlimited free branch and digital and
Unlimited free demand drafts
1,500 free cheque leaves per month

Eligibility

Designed for high-volume businesses, professionals and large traders subject to current-account onboarding rules.

Passing a listed condition does not mean the bank will approve an application.

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Account interest estimate

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Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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TableFeatureChoose column

Monthly average balance · Regular₹5,000five thousand rupees

This value is copied from current-account comparison — complete published rows. Check the table notes before relying on it.

Source: Compare Current Accounts — complete comparison page · Key Features of Current Account Product Variants — complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 17 rows · 8 columnsSBI current-account comparison — complete published rowsAll rows shown on SBI's current comparison page for Regular through Rhodium accounts, including operational, merchant, payment and MAB-charge values.View tableHide table

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SBI current-account comparison — complete published rows
Feature	Regular	Silver	Gold	Diamond	Platinum	Palladium	Rhodium
Monthly average balance	₹5,000	₹50,000	₹1,00,000	₹5,00,000	₹10,00,000	₹25,00,000	₹50,00,000
Free cash deposit — total monthly	100× previous-month ; maximum ₹5,00,000	30× previous-month ; maximum ₹25,00,000	15× previous-month ; maximum ₹1,00,00,000	15× previous-month ; maximum ₹2,50,00,000	15× previous-month ; maximum ₹5,00,00,000	15× previous-month ; maximum ₹8,00,00,000	12× previous-month ; maximum ₹15,00,00,000
Free cash deposit — non-home branch daily	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹10,00,000
Free cash withdrawal — home branch monthly	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Free cash withdrawal — non-home branch daily	₹2,00,000	₹2,00,000	₹2,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000
Free cheque leaves	50 per month	150 per month	300 per month	700 per month	1,500 per month	1,500 per month	5,000 per month
//Sound Box installation	As per card rates	Free	Free	Free	Free	Free	Free
Merchant monthly service charges	As per card rates	As per card rates	Free	Free	Free	Free	Free
//Sound Box rental	As per card rates	50% concession when monthly transactions exceed ₹50,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine
Discounted machines	—	1	1	2	4	6	8
Domestic credit-card	As per card rates	As per card rates	1.60%	1.40%	1.20%	1.10%	1.00%
Domestic credit-card transaction cap per month/account	—	—	₹2,00,000	₹6,00,000	₹16,00,000	₹24,00,000	₹40,00,000
Cash-management e-Collections	As per card rates	As per card rates	As per card rates	25% discount on card rate	75% discount on card rate	100% discount on card rate	100% discount on card rate
Bulk payments / liquidity management	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates
/ through branch	As per card rates	As per card rates	Unlimited free	Unlimited free	Unlimited free	Unlimited free	Unlimited free
Demand drafts — home branch	As per card rates	20 free per month	50 free per month	Unlimited free	Unlimited free	Unlimited free	Unlimited free
non-maintenance charge	₹500 + /month	₹1,000 + /month	₹2,000 + /month	₹4,000 + /month if <50%; ₹2,000 + /month if ≥50%	₹8,000 + /month if <50%; ₹4,000 + /month if ≥50%	₹15,000 + /month if <50%; ₹8,000 + /month if ≥50%	₹25,000 + /month if <50%; ₹15,000 + /month if ≥50%

Cash-deposit allowances include cash deposited through CDM/ADWM/GCC and home/non-home branches as stated in footnote. Card-rate values are left as publishes them; no amount has been inferred.

Compare Current Accounts — complete comparison page · Key Features of Current Account Product Variants — complete table · effective 6 May 2026 · accessed 29 Aug 2026Open official source ↗

Table 2 · 5 rows · 4 columnsSBI other-bank ATM/ADWM allowance and chargesCurrent rows from SBI's 1 December 2025 notice. GST is added where the notice says plus GST.View tableHide table

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SBI other-bank ATM/ADWM allowance and charges
Account group	Free monthly transactions	Cash withdrawal after allowance	Non-financial transaction after allowance
Salary Package savings accounts — all variants	10 combined financial/non-financial	₹23 +	₹11 +
Current accounts — personal and business	None	₹23 + per transaction	₹11 + per transaction
accounts	First four cash withdrawals; digital transactions excluded	Existing charge after four; amount not restated in this notice	Not applicable to the four-cash-withdrawal rule
accounts	Unlimited other-bank transactions	Free	Not separately stated
Cardless cash withdrawal at or other-bank /ADWM	Unlimited until further notice	Free	Free

/ADWM charges for debit-card holders are unchanged by this notice.
The reimbursement current account of a Salary Package remains free.
The branch-channel notice effective 1 October 2026 separately sets ₹15 + for each cash withdrawal above four per month.

Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions · effective 1 Dec 2025 · accessed 1 Sept 2026Open official source ↗

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SBI Platinum Current Account

What the official sources publish

Benefits and features

Eligibility

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

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SBI Basic Savings Bank Deposit Account

SBI Basic Saving Bank Deposit Account — Branch Channel

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Platinum Current Account