Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Published load and balance limitsMinimum issue/reload ₹100; the page inconsistently states maximum balance of ₹2,00,000 in Features and ₹1,00,000 in Reload
Source 1
Purchase and cash limitsPoS and e-commerce purchases up to available balance; cash withdrawal unavailable
Source 2
Card and reload chargesIssuance/replacement ₹150 + GST; reload ₹10 + GST, or nil through RINB/CINB
Source 3
Card validity10 years from issue
Source 4

Benefits and features

  • Reloadable incentive-payment card
  • PoS and e-commerce purchases
  • Bulk corporate personalisation
  • Free SBI ATM balance enquiry

Eligibility

  • Customers and non-customers may purchase the card; no prior SBI relationship is required.
  • Designed for periodic non-cash allowances and incentives.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed application
  • Proof of identity
  • Proof of residence

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Published load and balance limits

medium confidence
Because the same current page conflicts, customers should confirm the operative ceiling before loading.
Source
State Bank Achiever Card
Page / section
Features / Reload
Accessed
13 Aug 2026
Open official source ↗
2

Purchase and cash limits

high confidence
The product is restricted to merchant and online transactions in India.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
3

Card and reload charges

high confidence
The page also lists other-bank ATM fees even though it separately states cash withdrawal is not allowed; those ATM fees are not presented as a usable withdrawal feature.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
4

Card validity

high confidence
Page last updated 9 June 2026.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗

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