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State Bank Achiever Card

A reloadable India-use prepaid Visa card for periodic non-cash incentives, with PoS and online use, no cash withdrawal and ten-year validity.

Product typeReloadable prepaid card for non-cash incentives and periodic payments.Issuance fee₹150 + GSTPurchase and cash limitsPoS and e-commerce purchases up to available balance; cash withdrawal unavailable
Official product page ↗Compare category

Quick eligibility check

State Bank Achiever Card

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Customers and non-customers may purchase the card?

2Do you meet this requirement: no prior SBI relationship is required?

3Do you meet this requirement: Designed for periodic non-cash allowances and incentives?

4Document checkDo you have this required document or proof: Completed application?

5Document checkDo you have this required document or proof: Proof of identity?

6Document checkDo you have this required document or proof: Proof of residence?

0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
SBI State Bank Achiever Card
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Published load and balance limitsMinimum issue/reload ₹100; the page inconsistently states maximum balance of ₹2,00,000 in Features and ₹1,00,000 in ReloadView source
Because the same current page conflicts, customers should confirm the operative ceiling before loading.
Source
State Bank Achiever Card
Page / section
Features / Reload
Accessed
13 Aug 2026
Confidence
medium
Open official source ↗
Purchase and cash limitsPoS and e-commerce purchases up to available balance; cash withdrawal unavailableView source
The product is restricted to merchant and online transactions in India.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Card and reload chargesIssuance/replacement ₹150 + GST; reload ₹10 + GST, or nil through RINB/CINBView source
The page also lists other-bank fees even though it separately states cash withdrawal is not allowed; those fees are not presented as a usable withdrawal feature.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Card validity10 years from issueView source
Page last updated 9 June 2026.
Source
State Bank Achiever Card
Page / section
Features
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
NetworkVisaView source
The manually reviewed product summary states: “A reloadable India-use prepaid Visa card for periodic non-cash incentives, with PoS and online use, no cash withdrawal and ten-year validity.”.
Source
State Bank Achiever Card — official product page
Page / section
Published card network
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIndia-only use at merchant establishments and e-commerce; cash withdrawal is unavailable.View source
The opening description explicitly says the card is usable for transactions in India only; the features say cash withdrawal is not allowed.
Source
State Bank Achiever Card — official product page
Page / section
Product description and Features — usage
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹150 + GSTEffective 19 Aug 2026View source
The current charge table lists Achiever Card issuance at ₹150 + .
Source
Debit Card Related Charges
Page / section
Issuance fees — Achiever Card
Accessed
30 Sept 2026
Confidence
high
Open official source ↗
Product typeReloadable prepaid card for non-cash incentives and periodic payments.View source
describes Achiever as a reloadable prepaid card for merchant/ and online transactions and periodic non-cash incentive payments.
Source
State Bank Achiever Card — official product page
Page / section
Product description
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Reloadable incentive-payment card
  • PoS and e-commerce purchases
  • Bulk corporate personalisation
  • Free balance enquiry

Eligibility

  • Customers and non-customers may purchase the card; no prior relationship is required.
  • Designed for periodic non-cash allowances and incentives.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed application
  • Proof of identity
  • Proof of residence

Related official documents

State Bank Achiever Card — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
SBI Prepaid Cards — Current Catalogue and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗

Plan before applying

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Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Forex markup for named debit variants · Published treatmentNo variant-specific rate published; generic international rate not applied

This value is copied from payment cards — unresolved variant fields. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, international transaction and product-specific rows Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSBI payment cards — unresolved variant fieldsFinal product-specific treatments after checking the current tariff and pages.View tableHide table

Scroll sideways to view every column

SBI payment cards — unresolved variant fields
Field groupPublished treatment
Forex markup for named debit variantsNo variant-specific rate published; generic international rate not applied
Forex markup for eZ-Pay and Gift CardNot applicable to the published prepaid stored-value use case
Gold International, Family and One Touch networkNo exclusive network published
RuPay issuanceNo separate variant-specific issuance amount published
One Touch and business-card geographyIndia catalogue availability; no separate territory list published
  • Not published is used only after the complete current tariff and product page were reviewed; it does not mean the product is missing from the catalogue.
Debit Card Related Charges · Issuance, international transaction and product-specific rows · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 39 rows · 3 columnsSBI debit-card and prepaid-card chargesCurrent charge rows transcribed from SBI's official debit-card-related charges page.View tableHide table

Scroll sideways to view every column

SBI debit-card and prepaid-card charges
Charge groupCard / servicePublished charge
IssuanceClassic / Silver / Global / ContactlessNil
IssuanceGold₹100 +
IssuanceMy Card International₹250 +
IssuancePlatinum₹300 +
Issuance Everyday₹350 +
IssuanceMastercard World₹800 +
IssuancePragati Platinum₹399 +
IssuanceNari Shakti Platinum₹499 +
Issuance One Touch₹399 +
IssuanceBusiness debit cardNil
IssuanceVisa InfinitePlastic ₹800 + ; metal ₹3,000 +
Annual maintenance from second yearClassic / Silver / Global / Contactless₹200 +
Annual maintenance from second yearYuva / Gold / Combo / My Card (image)₹250 +
Annual maintenance from second yearPlatinum₹325 +
Annual maintenance from second yearPlatinum RuPay Business₹350 +
Annual maintenance from second yearPride / Premium Business₹425 +
Annual maintenance from second year Everyday₹350 +
Annual maintenance from second yearMastercard World₹800 +
Annual maintenance from second yearPragati Platinum₹349 +
Annual maintenance from second yearNari Shakti Platinum₹399 +
Annual maintenance from second yearOne Touch₹200 +
Annual maintenance from second yearVisa Infinite₹800 +
ReplacementNari Shakti Platinum₹499 +
ReplacementPragati Platinum₹399 +
ReplacementVisa InfinitePlastic ₹300 + ; metal ₹3,000 +
ReplacementOther debit cards₹300 +
International transactionBalance enquiry₹25 +
International transaction cash withdrawal₹100 minimum + 3.5% of transaction amount +
International transaction / e-commerce3% of transaction amount +
eZ-PayIssuance / replacement₹150 +
eZ-PayReload₹10 + (nil through RINB / )
Gift CardDefault mag-stripe — issuance / replacement₹100 +
Gift CardImage-based — issuance / replacement₹105 +
AchieverIssuance₹150 +
AchieverReload₹10 + (nil through RINB / )
AchieverReplacement₹150 +
Foreign Travel CardIssuance₹100 +
Foreign Travel CardAdd-on₹100 +
Foreign Travel CardReload₹50 +
  • Rows apply only to the named variant or service; this is a shared issuer tariff, not a claim that every listed row applies to every card. The complete card and prepaid fee tables are retained.
  • The page's separate Internet Banking section retains a legacy 12.36% service-tax note; it is not applied to card rows that explicitly say + .
Debit Card Related Charges · Issuance, annual maintenance, replacement and international/prepaid-card charge tables · effective 19 Aug 2026 · accessed 30 Sept 2026Open official source ↗
Table 3 · 3 rows · 6 columnsSBI prepaid cards — published core termsCore product, network and usage terms transcribed from the current issuer pages.View tableHide table

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SBI prepaid cards — published core terms
ProductTypeNetwork / usageReloadabilityValidityIssue / replacement fee
State Bank eZ-Pay CardPrepaid, reloadableVisa; India and Visa merchant/e-commerce useReloadable10 years from issue₹150 + ( chip)
State Bank Gift CardPrepaid gift cardVisa; Visa-enabled merchant/e-commerce; no cash withdrawalNot reloadable3 years from issue₹100 + mag-stripe; ₹105 + image card
State Bank Achiever CardReloadable prepaid cardIndia only; Visa merchant/e-commerce; no cash withdrawalReloadable10 years from issue₹150 + ( chip)
  • The eZ-Pay page also publishes ₹40,000 daily cash withdrawal, ₹2,000 cash per transaction and ₹10,000 monthly cash limit.
  • The Achiever page has an internal balance inconsistency: ₹2,00,000 in Features versus ₹1,00,000 in Reload; both statements are retained in its canonical load-limits fact.
  • No annual fee or forex markup is published on these reviewed pages.
prepaid core cards — official product pages · Features, usage, validity and charges · accessed 29 Aug 2026Open official source ↗
Table 4 · 2 rows · 3 columnsSBI payment cards — annual-fee and forex treatmentSource-backed treatment for fields absent from the variant rows.View tableHide table

Scroll sideways to view every column

SBI payment cards — annual-fee and forex treatment
Product groupAnnual feeForex markup
Achiever, eZ-Pay, Foreign Travel, Gift, RuPay and FamilyNot publishedProduct-specific rate not published in the reviewed tariff
GoSmart, , , Mumbai Metro, Nagpur, Nation First, and Singara transit cardsPublished separately where applicableNot applicable to domestic /transit stored-value use
  • No fee is converted to zero unless explicitly publishes NIL.
Debit Card Related Charges · Annual maintenance and international transaction charge tables · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗

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