Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typePersonal cyber insuranceView source
General publishes Cyber VaultEdge as an individual cyber-insurance product.
- Source
- General Cyber VaultEdge
- Page / section
- Product overview
- Accessed
- 23 Aug 2026
- Confidence
- high
Key coverageSelected personal cyber-loss and online-event covers; limits, deductibles and exclusions are defined by the policy wordingView source
The official product page presents the cyber cover and directs customers to the policy documents for exact terms.
- Source
- General Cyber VaultEdge
- Page / section
- Coverage and policy terms
- Accessed
- 23 Aug 2026
- Confidence
- high
Published starting premium₹3.15 per day for selected ₹2 lakh covers, before applicable discounts and taxesView source
The official disclaimer states ₹3.15/day for identity theft, online shopping, theft of funds, social/media liability and smart-home cover with ₹2 lakh sum insured.
- Source
- General Cyber VaultEdge
- Page / section
- Product disclaimer
- Accessed
- 23 Aug 2026
- Confidence
- high
Policy term1 yearView source
The official states the policy tenure is 1 year only.
- Source
- General Cyber VaultEdge
- Page / section
- Accessed
- 23 Aug 2026
- Confidence
- high
DeductibleNo deductibleView source
The official states there are no deductibles.
- Source
- General Cyber VaultEdge
- Page / section
- Accessed
- 23 Aug 2026
- Confidence
- high
Waiting periodNo waiting periodView source
The official states there is no waiting period.
- Source
- General Cyber VaultEdge
- Page / section
- Accessed
- 23 Aug 2026
- Confidence
- high
Covered cyber risksTheft of funds, identity theft, data restoration/malware decontamination, cyber bullying/stalking, cyber shopping, online shopping/sales, social-media and media liability, network-security liability, privacy/data-breach liability, smart-home cover and liability for intentional misbehaviour of underage personsView source
The official coverage section lists these cyber-risk categories.
- Source
- General Cyber VaultEdge
- Page / section
- What's Covered
- Accessed
- 23 Aug 2026
- Confidence
- high
InsurerSBI General Insurance Company LimitedView source
General's official catalogue groups these products under Health, Motor and Other Insurance and identifies General as the insurer.
- Source
- General products
- Page / section
- General Products catalogue
- Accessed
- 23 Aug 2026
- Confidence
- high
Sum insuredThe published starting example is based on a ₹2 lakh sum insured for Identity Theft, Online Shopping, Theft of Funds, Social Media /
The official General page states that the ₹3.15/day starting price is for selected covers having ₹2 lakhs of sum insured, before applicable discounts and taxes.
- Source
- Cyber VaultEdge
- Page / section
- Pricing disclosure / product information
- Accessed
- 26 Aug 2026
- Confidence
- high
UINIRDAN144RP0059V01202122View source
The page identifies Cyber VaultEdge and publishes IRDAN144RP0059V01202122.
- Source
- General Cyber VaultEdge — official product page
- Page / section
- Product Name and
- Accessed
- 29 Aug 2026
- Confidence
- high
Published exclusionsIllustrative exclusions include prior-known non-disclosure, intentional or reckless acts, employee/self-employed professional or business activity, tangible-property loss and consequential loss, and investment or trading activity.View source
The page labels this list illustrative and directs customers to the policy wording for the complete exclusions.
- Source
- General Cyber VaultEdge — official product page
- Page / section
- What's Not Covered Under Cyber VaultEdge
- Accessed
- 29 Aug 2026
- Confidence
- high
Claim documentsClaim form, police/cyber-cell FIR, affected-party legal notice or summons, specialist invoices, psychological-consultation evidence, unpaid-wage evidence, last drawn monthly salary, identity-record rectification expenses and bank correspondence where relevant.View source
The claim section enumerates ten document/evidence categories that may be requested.
- Source
- General Cyber VaultEdge — official product page
- Page / section
- Claim intimation process
- Accessed
- 29 Aug 2026
- Confidence
- high
Entry ageNot published as a general age threshold; the policy wording defines family members, including dependent children up to age 18, but does not set an insured’s entry-age limitView source
The page and six-page policy wording contain the family definition and cover rules but no general entry-age threshold.
- Source
- General Cyber VaultEdge — reviewed official source set
- Page / section
- Coverage, family definition and
- Accessed
- 29 Aug 2026
- Confidence
- high
Geographic limitsSelected personal cyber-loss and online-event covers; limits, deductibles and exclusions are defined by the policy wordingView source
The manually reviewed product record states: “Selected personal cyber-loss and online-event covers; limits, deductibles and exclusions are defined by the policy wording”.
- Source
- General Cyber VaultEdge — official product page
- Page / section
- Published product metadata
- Accessed
- 23 Aug 2026
- Confidence
- high
Benefits and features
- Personal cyber-risk protection
Eligibility
- Individual applicants in India; insurer acceptance applies
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Claim form
- Police or cyber-cell
- Affected-party legal notice or summons, where relevant
- Specialist invoices, where relevant
- Psychological-consultation evidence, where relevant
- Unpaid-wage evidence and last drawn monthly salary, where relevant
- Identity-record rectification expenses and bank correspondence, where relevant
Related official documents
SBI General Cyber VaultEdge — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗SBI General Cyber VaultEdge Policy Wordingofficial-policy-document · current · accessed 29 Aug 2026
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