IndiaBanks.org · independent research

Debit, prepaid, forex & payment services

Family Card

An India-use prepaid card issued to a resident beneficiary and periodically recharged by an or savings-account holder through internet banking.

Product typePrepaid family card for use in IndiaCard issuance charge₹105Recharge and usage limitsThe card can be recharged from ₹100 to ₹1,00,000 and the maximum stored balance is ₹1,00,000. SBI's NRI FAQ states that e-commerce use is capped at ₹50,000 per day; the card is domestic and usable in Indian Rupees only. SBI Group ATM and POS/e-commerce use is free; other-bank ATM usage costs ₹20 per financial transaction and ₹9 per non-financial transaction.
Official product page ↗Compare category

Quick eligibility check

Family Card

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Resident Indian family member, dependant, beneficiary or acquaintance of an NRI?

Published source: Resident applicant

2Are you this type of customer: The applicant and cardholder is a resident Indian beneficiary?

3Do you meet this requirement: the linked funder is an NRE or NRO savings-account holder?

4Do you meet this requirement: The card is described for use in India and carries the published balance and recharge limits?

5Document checkDo you have this required document or proof: Completed NRI Family Card application?

Published source: Resident applicant

6Document checkDo you have this required document or proof: One identity proof?

Published source: Resident applicant

7Document checkDo you have this required document or proof: One address proof?

Published source: Resident applicant

8Document checkDo you have this required document or proof: The resident applicant submits the form and KYC proof at an SBI branch?

Published source: Resident applicant
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 11 Aug 2026 · active
SBI NRI Family Card icon
Offered byState Bank of India

Issued through branches to resident applicants for use in India, subject to and prepaid-card requirements

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typePrepaid family card for use in IndiaView source
The Overview identifies the product as a prepaid family card for use in India.
Source
Family Card
Page / section
Overview
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Resident applicantResident Indian family member, dependant, beneficiary or acquaintance of an NRIView source
The Eligibility tab permits a resident Indian who is a family member, dependant, beneficiary or acquaintance of an to apply.
Source
Family Card
Page / section
Eligibility
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Recharge sourcePeriodic recharge by an NRE or NRO savings-account holder through SBI internet bankingView source
The Overview and usage steps describe mapping and recharging the card from an or savings account through internet banking.
Source
Family Card
Page / section
Overview and Card usage process
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Card validity10 years from issueView source
The first feature states that the card is valid for ten years from its issue date.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Minimum recharge₹100View source
The Features tab publishes ₹100 as the minimum recharge amount.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Maximum recharge₹1,00,000View source
The Features tab publishes ₹1,00,000 as the maximum recharge amount.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Maximum card balance₹1,00,000View source
The Features tab publishes ₹1,00,000 as the maximum card balance.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Card issuance charge₹105View source
The reviewed Features list states a ₹105 card issuance charge.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Top-up or reload charge₹10View source
The Features list states a ₹10 top-up or reloading charge.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Replacement card or duplicate PIN₹105View source
The Features list states ₹105 for replacement of the card or a duplicate .
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Published usage feesSBI Group ATM and POS/e-commerce use: nil; other-bank ATM: ₹20 financial or ₹9 non-financial per transactionView source
The Features list publishes nil usage charge at Group and /e-commerce, and the two stated other-bank charges.
Source
Family Card
Page / section
Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Usage and account channelsATM, POS and online shopping; balance and statements through the prepaid portal or linked account internet bankingView source
The reviewed sections describe , and online-shopping use, alerts, and balance or statement access through the prepaid portal or internet banking.
Source
Family Card
Page / section
Features and Card usage process
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Card deliveryPersonalised card: branch collection after approximately 12 working days; non-personalised card: branch delivery stated as immediateView source
The Eligibility tab states approximately 12 working days for branch collection of a personalised card and immediate branch delivery for the non-personalised option.
Source
Family Card
Page / section
Eligibility
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIndia usage (as described in the product summary)View source
The manually reviewed product summary states: “An India-use prepaid card issued to a resident beneficiary and periodically recharged by an or savings-account holder through internet banking.”.
Source
Family Card — official product page
Page / section
Published product type and usage scope
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Recharge and usage limitsThe card can be recharged from ₹100 to ₹1,00,000 and the maximum stored balance is ₹1,00,000. SBI's NRI FAQ states that e-commerce use is capped at ₹50,000 per day; the card is domestic and usable in Indian Rupees only. SBI Group ATM and POS/e-commerce use is free; other-bank ATM usage costs ₹20 per financial transaction and ₹9 per non-financial transaction.View source
The official product page publishes ₹100–₹1,00,000 recharge and balance limits plus charges; states ₹50,000 daily e-commerce use and domestic-only operation.
Source
Family Card — official product page and
Page / section
Features; — e-commerce use and other-bank charges
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Card networkVisaView source
identifies Visa-enabled /online merchants as the card acceptance route; the same states the Family Card is for domestic use.
Source
for
Page / section
Family Card — Visa-enabled merchant acceptance
Accessed
3 Oct 2026
Confidence
high
Open official source ↗

Benefits and features

  • Resident beneficiary can receive periodically recharged funds without cash
  • Ten-year validity and internet-banking recharge workflow
  • Alerts on recharge and spend, with portal and internet-banking balance access

Eligibility

  • The applicant and cardholder is a resident Indian beneficiary; the linked funder is an or savings-account holder.
  • The resident applicant submits the form and proof at an branch.
  • The card is described for use in India and carries the published balance and recharge limits.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed Family Card application
  • One identity proof
  • One address proof

Related official documents

SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
SBI FAQ for NRI — NRI Family Card usageofficial-faq · current · accessed 3 Oct 2026
↗
SBI NRI Family Card — official product page and FAQofficial-product-page · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Forex markup for named debit variants · Published treatmentNo variant-specific rate published; generic international rate not applied

This value is copied from payment cards — unresolved variant fields. Check the table notes before relying on it.

Source: Debit Card Related Charges · Issuance, international transaction and product-specific rows Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSBI payment cards — unresolved variant fieldsFinal product-specific treatments after checking the current tariff and pages.View tableHide table

Scroll sideways to view every column

SBI payment cards — unresolved variant fields
Field groupPublished treatment
Forex markup for named debit variantsNo variant-specific rate published; generic international rate not applied
Forex markup for eZ-Pay and Gift CardNot applicable to the published prepaid stored-value use case
Gold International, Family and One Touch networkNo exclusive network published
RuPay issuanceNo separate variant-specific issuance amount published
One Touch and business-card geographyIndia catalogue availability; no separate territory list published
  • Not published is used only after the complete current tariff and product page were reviewed; it does not mean the product is missing from the catalogue.
Debit Card Related Charges · Issuance, international transaction and product-specific rows · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 4 rows · 3 columnsSBI HPCL Everyday Debit Card — transaction limitsDomestic and international limits published on SBI's official product page.View tableHide table

Scroll sideways to view every column

SBI HPCL Everyday Debit Card — transaction limits
ChannelDomestic limitInternational limit
cash withdrawal₹40,000 per day equivalent of ₹40,000 per day
₹2,00,000 per day equivalent of ₹2,00,000 per day
E-commerce₹2,00,000 per day equivalent of ₹1,00,000 per day and ₹1,50,000 per month
Contactless₹5,000 per transactionNot separately published
  • International limits are expressed by as equivalents of the amounts where stated.
Co-Branded Debit Card (Everyday Card) · Daily Cash Withdrawal & Transaction Limit · accessed 29 Aug 2026Open official source ↗
Table 3 · 4 rows · 3 columnsSBI Mastercard World Debit Card — transaction limitsDomestic and international limits published on SBI's official product page.View tableHide table

Scroll sideways to view every column

SBI Mastercard World Debit Card — transaction limits
ChannelDomestic limitInternational limit
cash withdrawal₹2,00,000 per day equivalent of ₹2,00,000 per day
₹5,00,000 per day equivalent of ₹5,00,000 per day
E-commerce₹5,00,000 per day equivalent of ₹1,50,000 per day and ₹2,50,000 per month
Contactless₹5,000 per transactionNot separately published
  • International limits are expressed by as equivalents of the amounts where stated.
Mastercard World Debit Card · Daily Cash Withdrawal & Transaction Limit · accessed 29 Aug 2026Open official source ↗
Table 4 · 6 rows · 2 columnsSBI NRI Family Card — recharge and transaction limitsLimits and usage charges published on SBI's NRI Family Card page and FAQ.View tableHide table

Scroll sideways to view every column

SBI NRI Family Card — recharge and transaction limits
ItemPublished limit / charge
Minimum recharge₹100
Maximum recharge₹1,00,000
Maximum stored balance₹1,00,000
E-commerce useUp to ₹50,000 per day; domestic use only
Other-bank financial transaction₹20 per transaction
Other-bank non-financial transaction₹9 per transaction
  • Group and /e-commerce use is listed as nil charge on the product page.
Family Card — official product page and · Features; — transaction limits and charges · accessed 29 Aug 2026Open official source ↗
Table 5 · 2 rows · 3 columnsSBI payment cards — annual-fee and forex treatmentSource-backed treatment for fields absent from the variant rows.View tableHide table

Scroll sideways to view every column

SBI payment cards — annual-fee and forex treatment
Product groupAnnual feeForex markup
Achiever, eZ-Pay, Foreign Travel, Gift, RuPay and FamilyNot publishedProduct-specific rate not published in the reviewed tariff
GoSmart, , , Mumbai Metro, Nagpur, Nation First, and Singara transit cardsPublished separately where applicableNot applicable to domestic /transit stored-value use
  • No fee is converted to zero unless explicitly publishes NIL.
Debit Card Related Charges · Annual maintenance and international transaction charge tables · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗

More from State Bank of India

Related products

SBI State Bank Achiever Card

A reloadable India-use prepaid Visa card for periodic non-cash incentives, with PoS and online use, no cash withdrawal and ten-year validity.

View product

SBI State Bank eZ-Pay Card

A reloadable prepaid Visa card for periodic payments, with access, merchant and online use, individual or corporate issuance and a ten-year validity.

View product

SBI State Bank Foreign Travel Card

A reloadable prepaid travel card offered in Visa and Mastercard single- or multi-currency variants for overseas , merchant and online use.

View product

SBI State Bank Gift Card

A non-reloadable prepaid Visa gift card for merchant and online purchases, issued from ₹500 to ₹10,000 with no cash withdrawal and three-year validity.

View product