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Prepaid Card

An -enabled contactless prepaid card for buses and compatible transit systems.

Product typeTransit / NCMC prepaid cardAnnual and replacement chargesNil annual maintenance; ₹100 replacementIssuance fee₹100
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Prepaid Card

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Published for HRTC buses and other NCMC-enabled transit projects?

0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

buses and compatible transit systems

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Issuance fee₹100View source
The current page publishes a ₹100 issuance fee.
Source
Prepaid Card
Page / section
Fees and Charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Annual and replacement chargesNil annual maintenance; ₹100 replacementView source
The replacement charge is ₹100.
Source
Prepaid Card
Page / section
Fees and Charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Top-up and chip balanceMinimum top-up ₹100 in ₹100 multiples; maximum chip balance ₹2,000View source
Top-up is available at metro stations or the prepaid portal.
Source
Prepaid Card
Page / section
Top-up/Recharge
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Product typeTransit / NCMC prepaid cardView source
The manually reviewed product summary states: “An -enabled contactless prepaid card for buses and compatible transit systems.”.
Source
Prepaid Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIndia usage (as described in the product summary)View source
The manually reviewed product summary states: “An -enabled contactless prepaid card for buses and compatible transit systems.”.
Source
Prepaid Card — official product page
Page / section
Published product type and usage scope
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Host and chip balance limitsThe SBI NCMC framework publishes a maximum host balance of ₹10,000 for a Minimum-KYC card for one month and ₹2,00,000 at any point for a full-KYC card. The global/chip/wallet balance used for offline transactions is capped at ₹2,000; an MTS card's maximum balance is ₹3,000. The product-specific page may publish a lower or different operational limit for its transit operator.Effective 14 Jul 2025View source
The booklet states the ₹10,000 one-month Minimum- host balance, ₹2,00,000 full- host balance, ₹2,000 global/chip balance and ₹3,000 maximum.
Source
Booklet (English)
Page / section
Card — Card top-up and balance sync/update; Card
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Published top-up channelsTop-up can be made at participating metro or bus stations with cash, debit card, credit card or UPI; online through SBI's prepaid customer portal; at specified SBI branches by cash or transfer from the customer's own SBI account; and through SBI Unipay/BBPS, Google Pay, PhonePe and Airtel Thanks where enabled.Effective 14 Jul 2025View source
The section lists station, portal, specified-branch, Unipay/ and supported third-party app channels for top-up.
Source
Booklet (English)
Page / section
Card — Top-up of card
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot applicable to the published product use case: this is a domestic NCMC/transit prepaid card for Indian metro, bus, parking or other NCMC operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.View source
The reviewed product pages describe Indian transit/stored-value use and do not publish foreign-currency usage or a forex markup.
Source
/transit prepaid-card product pages
Page / section
Domestic transit use, stored-value and top-up limits
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
NetworkNCMC (National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating NCMC transport services.View source
The official pages describe each card as a contactless prepaid card for metro, bus, parking or other -enabled transit use.
Source
GoSmart/ transit prepaid-card pages
Page / section
Product description — -enabled transit use
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • bus fare payment
  • Compatible transit use
  • Tap-and-pay use

Eligibility

  • Published for buses and other -enabled transit projects.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI CPCR Booklet (English) — Dairy / Processing panel and NCMC sectionsofficial-product-booklet · partially reviewed · accessed 25 Sept 2026
↗
SBI Debit Card Related Chargesofficial-charge-table · current · accessed 30 Sept 2026
↗
SBI Prepaid Cards — Current Catalogue and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗

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Minimum- host balance · Published ruleMaximum ₹10,000 for a period of one month

This value is copied from prepaid cards — balance and top-up rules. Check the table notes before relying on it.

Source: Booklet (English) · Card — Top-up of card; Card top-up and balance sync/update; Card Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsSBI NCMC prepaid cards — balance and top-up rulesStructured transcription of the shared NCMC section in SBI's official CPCR booklet.View tableHide table

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SBI NCMC prepaid cards — balance and top-up rules
AreaPublished rule
Minimum- host balanceMaximum ₹10,000 for a period of one month
Full- host balanceMaximum ₹2,00,000 at any point of time
Global / chip / wallet balanceMaximum ₹2,000 for offline transactions
cardMaximum balance ₹3,000 at any point of time
Top-up locations and instrumentsMetro or bus stations using cash, debit card, credit card or ; branches using cash or transfer from own account
Online and app channels prepaid customer portal, Unipay/, Google Pay, PhonePe and Airtel Thanks where enabled
  • Each transit operator's product page remains authoritative for its own issuance, maintenance, replacement, top-up charges and any lower operational cap.
Booklet (English) · Card — Top-up of card; Card top-up and balance sync/update; Card · effective 14 Jul 2025 · accessed 29 Aug 2026Open official source ↗
Table 2 · 2 rows · 3 columnsSBI payment cards — annual-fee and forex treatmentSource-backed treatment for fields absent from the variant rows.View tableHide table

Scroll sideways to view every column

SBI payment cards — annual-fee and forex treatment
Product groupAnnual feeForex markup
Achiever, eZ-Pay, Foreign Travel, Gift, RuPay and FamilyNot publishedProduct-specific rate not published in the reviewed tariff
GoSmart, , , Mumbai Metro, Nagpur, Nation First, and Singara transit cardsPublished separately where applicableNot applicable to domestic /transit stored-value use
  • No fee is converted to zero unless explicitly publishes NIL.
Debit Card Related Charges · Annual maintenance and international transaction charge tables · effective 19 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 3 · 2 rows · 2 columnsSBI payment-card network evidenceNetwork designations transcribed from official product descriptions.View tableHide table

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SBI payment-card network evidence
Product groupPublished network treatment
GoSmart, , , Mumbai Metro, Nagpur, Nation First, and Singara transit cards contactless prepaid scheme
My Card International Debit Card acceptance at MasterCard, Maestro or Visa logos; exclusive variant not stated
  • Acceptance logos are not treated as an exclusive issued network variant.
transit-card and My Card product pages · Network and product descriptions · accessed 29 Aug 2026Open official source ↗

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