Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Current service typeExisting-holder servicing for Government of India Sovereign Gold Bonds; no current SBI primary issue is evidencedView source
The current portal publishes servicing and premature-redemption notices, while reviewed page shows historical issue and redemption calendars rather than an open 2026 subscription tranche.
- Source
- Sovereign Gold Bond portal
- Page / section
- Current premature-redemption and servicing notices
- Accessed
- 12 Aug 2026
- Confidence
- high
Issuer and denominationIssued by the Reserve Bank of India on behalf of the Government of India, denominated in one-gram units of goldView source
is a receiving and servicing channel rather than the bond issuer.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Salient features — Issuance and Denomination
- Accessed
- 12 Aug 2026
- Confidence
- high
Original subscription eligibilityResident individuals, including joint holders and minors, HUFs, trusts, universities and charitable institutionsView source
This describes eligibility for the original issue, not evidence of a currently open subscription.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Eligibility
- Accessed
- 12 Aug 2026
- Confidence
- high
Original annual issue limitsMinimum 1 gram; maximum 4 kg per fiscal year for an individual or HUF and 20 kg for trusts and similar entitiesView source
For joint holdings, the original annual limit was attributed to the first applicant.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Minimum and maximum quantity
- Accessed
- 12 Aug 2026
- Confidence
- high
Fixed interest on issue price2.50% p.a. on nominal value, paid semiannuallyView source
This nominal interest is separate from changes in the gold-linked redemption value.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Interest rate
- Accessed
- 12 Aug 2026
- Confidence
- high
Bond tenure and early redemption8 years; eligible premature redemption on an interest-payment date in the fifth, sixth or seventh year, subject to RBI's notified calendarView source
Current notices determine the precise request window and redemption date for each eligible tranche.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Tenure and premature redemption
- Accessed
- 12 Aug 2026
- Confidence
- high
Gold-linked redemption valueIndian-rupee value based on the simple average closing price of 999-purity gold for the previous three working days as published by IBJAView source
The rupee redemption amount can rise or fall with the published gold-price average.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Redemption price
- Accessed
- 12 Aug 2026
- Confidence
- high
Holding, transfer and collateralEligible for dematerialisation, transfer and exchange trading after issuance under applicable rules; may serve as loan collateral subject to lender policyView source
Secondary-market availability and loan approval are not guaranteed by the servicing page.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Tradability, transferability and collateral
- Accessed
- 12 Aug 2026
- Confidence
- high
ChannelsSBI authorised receiving branches for subscription/servicing; dematerialised holdings may also be handled through the investor's depository route under RBI procedures.View source
identifies authorised branches and links current servicing guidelines; depository handling is limited to existing dematerialised holdings.
- Source
- Sovereign Gold Bond Scheme
- Page / section
- Application and servicing guidelines
- Accessed
- 29 Aug 2026
- Confidence
- high
AvailabilityExisting holdings are serviced under RBI and SBI procedures; premature redemption is available only on RBI-notified dates through the receiving office or depository routeView source
The manually reviewed product record states: “Existing holdings are serviced under and procedures; premature redemption is available only on -notified dates through the receiving office or depository route”.
- Source
- Sovereign Gold Bond Holdings Service — official product page
- Page / section
- Published product metadata
- Accessed
- 12 Aug 2026
- Confidence
- high
EligibilityThis is an existing-holdings service record, not a representation that SBI currently accepts new primary subscriptions.; The online ₹50-per-gram primary-issue discount applies only when a Government issue is open; no current tranche is evidenced here.; Premature redemption requests must follow RBI's tranche-specific window and the holder's receiving-office or depository process.; Gold-price exposure means the rupee redemption value can be below the holder's acquisition price.View source
The manually reviewed product record states: “This is an existing-holdings service record, not a representation that currently accepts new primary subscriptions.; The online ₹50-per-gram primary-issue discount applies only when a Government issue is open; no current tranche is evidenced here.; Premature redemption requests must follow tranche-specific window and the holder's receiving-office or depository process.; Gold-price exposure means the rupee redemption value can be below the holder's acquisition price.”.
- Source
- Sovereign Gold Bond Holdings Service — official product page
- Page / section
- Published product metadata
- Accessed
- 12 Aug 2026
- Confidence
- high
Customer typeExisting Sovereign Gold Bond holders serviced through SBI; Eligible resident holders seeking scheduled premature redemption; Demat and certificate-of-holding investorsView source
The manually reviewed product record states: “Existing Sovereign Gold Bond holders serviced through ; Eligible resident holders seeking scheduled premature redemption; Demat and certificate-of-holding investors”.
- Source
- Sovereign Gold Bond Holdings Service — official product page
- Page / section
- Published product metadata
- Accessed
- 12 Aug 2026
- Confidence
- high
Benefits and features
- Government of India issuance
- 2.50% nominal annual interest paid semiannually
- Gold-linked maturity value
- Scheduled early-redemption route after year five
- Demat and transfer support
- Potential loan collateral under lender policy
Eligibility
- This is an existing-holdings service record, not a representation that currently accepts new primary subscriptions.
- The online ₹50-per-gram primary-issue discount applies only when a Government issue is open; no current tranche is evidenced here.
- Premature redemption requests must follow tranche-specific window and the holder's receiving-office or depository process.
- Gold-price exposure means the rupee redemption value can be below the holder's acquisition price.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Sovereign Gold Bond certificate or demat holding details
- Receiving-office or depository premature-redemption request submitted within the notified window
- and bank-account details where the servicing authority requires an update
- Succession, nomination or transfer evidence where applicable
Related official documents
RBI Sovereign Gold Bond Portal — Current Servicing and Premature Redemption Noticesrbi-current-service-portal · current · accessed 12 Aug 2026
↗SBI Sovereign Gold Bond Schemeofficial-product-page · current · accessed 29 Aug 2026
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