Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Eligible police categoriesCentral Police Organisations other than CAPF and RPF; state Civil, Armed and Reserve Police; Union Territory police; Government Railway Police; and Homeguard officers, employees or jawansView source
expressly excludes Central Armed Police Forces and Railway Protection Force from because they have different package routes.
- Source
- Police Salary Package
- Page / section
- Package introduction
- Accessed
- 12 Aug 2026
- Confidence
- high
Silver-Homeguard variantHomeguard volunteers or jawans who are not regular government employees qualify irrespective of salary or rankView source
This special tier is not subject to the regular employee salary bands.
- Source
- Police Salary Package
- Page / section
- Eligibility as per Net Monthly Salary
- Accessed
- 12 Aug 2026
- Confidence
- high
Regular-employee variantsSilver ₹10,000–₹25,000; Gold above ₹25,000–₹50,000; Diamond above ₹50,000–₹1 lakh; Platinum above ₹1 lakh–₹2 lakh; Rhodium above ₹2 lakhView source
The five salary bands apply only to regular employees or officers.
- Source
- Police Salary Package
- Page / section
- Eligibility as per Net Monthly Salary
- Accessed
- 12 Aug 2026
- Confidence
- high
Minimum balanceZero-balance accountView source
The employee-benefits section identifies as a zero-balance account.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
Interest rate2.50% p.a. across all savings-bank account balances, effective 15 June 2025Effective 15 Jun 2025View source
official table has one row: ‘Across all account Balances — 2.50% p.a.’ and states that it applies from 15 June 2025.
- Source
- Savings Bank Deposits — Interest Rates
- Page / section
- Savings Bank Deposits table — Applicable Interest Rates w.e.f. 15 June 2025
- Accessed
- 29 Aug 2026
- Confidence
- high
Employer salary-disbursement servicesOn-site or online onboarding, Corporate Internet Banking salary management, instant salary credits and zero salary-disbursement chargeView source
These are employer-side services and do not represent an employee cash benefit.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employer
- Accessed
- 12 Aug 2026
- Confidence
- high
Other-bank ATM/ADWM allowance and chargeTen combined financial or non-financial transactions per month at other-bank ATMs/
The salary-package row changes the other-bank allowance to ten combined monthly transactions and sets ₹23 plus cash/₹11 plus non-financial charges after the allowance.
- Source
- Revision in /ADWM Transaction Service Charges
- Page / section
- Pages 1-2 — salary-package savings accounts at other-bank /ADWMs; cardless-cash exception
- Accessed
- 1 Sept 2026
- Confidence
- high
Complimentary insurance maximaPersonal-accident death up to ₹20 lakh, air-accident death up to ₹30 lakh and group-life death benefit up to ₹10 lakhView source
The page marks air-accident and group-life benefits with conditions and links the separate insurance terms.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
Group-life activationDepartment must sign an MOU containing the required employee-data-sharing clause; cover starts only after insurer addition and not before the 22nd of the month following MOU signingView source
Data must be supplied in the insurer's required format; the account is not covered merely because it is labelled .
- Source
- Police Salary Package
- Page / section
- Note 4
- Accessed
- 12 Aug 2026
- Confidence
- high
Loan and locker concessionsSelected personal, home, car and education loans at package rates with up to 50% off processing fees, plus up to 50% off locker chargesView source
Exact loan rates, approval and variant-level concessions are not published on this page.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
Auto-sweepAvailable to create e-MODs; this page does not publish its thresholdsView source
No sweep amount is imported from another package.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
Published free servicesDraft issuance, multi-city cheques, SMS alerts and online NEFT/RTGSView source
The page lists these services as free but warns that benefits may vary by state.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
SBI RishteyFamily members may receive differential benefits through SBI RishteyView source
links the family account without restating its complete terms.
- Source
- Police Salary Package
- Page / section
- Benefits to the Employee
- Accessed
- 12 Aug 2026
- Confidence
- high
State-level variationPublished benefits are generic and may vary by state; confirm the applicable offering with the home branch or employerView source
This warning controls every generic benefit on the page.
- Source
- Police Salary Package
- Page / section
- State-variation notice
- Accessed
- 12 Aug 2026
- Confidence
- high
Activation and continuityHome-branch application with salary and employment proof is required; more than three consecutive months without salary credit converts the account to normal savings and withdraws package featuresView source
Benefits depend on correct package and variant classification; normal savings-account charges apply after conversion.
- Source
- Police Salary Package
- Page / section
- Notes 1 and 2
- Accessed
- 12 Aug 2026
- Confidence
- high
Debit cardA debit card is issued free to all SBI Salary Package accounts, subject to the applicable account and card terms.Effective 30 Sept 2025View source
The states: 'Debit Card issued to All Salary Package accounts & Comprehensive Pension Package. Free.'
- Source
- Service Charges — account facilities and concessions
- Page / section
- Page 9, D) Debit Card / — Debit Card Issuance Charges
- Accessed
- 29 Aug 2026
- Confidence
- high
Cheque bookSalary Package accounts, including SBI Rishtey, receive cheque books free irrespective of QAB; the published bulk-requirement exception is ₹75 + GST for each 25-leaf book when more than 25 leaves are requested at once or in a month.Effective 30 Sept 2025View source
The says Salary Package Accounts are free irrespective of , except for bulk requirements; bulk means more than 25 leaves at one instance or in a month and is charged ₹75 + per 25-leaf book.
- Source
- Service Charges — account facilities and concessions
- Page / section
- Page 3, issue of multi-city cheque books — Salary Package Accounts
- Accessed
- 29 Aug 2026
- Confidence
- high
Non-maintenance chargeNo monthly minimum-balance maintenance charge is applied while the account remains a Salary Package account; if salary is not credited for more than three consecutive months, SBI converts it to a normal savings account and normal savings-account charges apply.Effective 30 Sept 2025View source
The service-charge schedule exempts Salary Package accounts from the applicable maintenance charge. Central Government Salary Package page states that after salary is not credited for more than three consecutive months, the account is converted to a normal savings account and normal charges are levied.
- Source
- Service Charges — account facilities and concessions
- Page / section
- Pages 3–5, salary-package concessions and account-facility charges
- Accessed
- 29 Aug 2026
- Confidence
- high
IMPS online-channel waiverSBI waives online IMPS transaction charges for DSP, PMSP, ICGSP, CGSP, PSP and RSP salary-package accounts (including Shaurya Family Pension Accounts), CSP, SGSP and SUSP salary packages, and the SBI Rishtey Family Savings Account.Effective 15 Feb 2026View source
The asterisk footnote expressly waives online charges for the named salary packages and Rishtey; it does not remove the published branch-channel slabs.
- Source
- Revised Transaction Charges On Or After 15.02.2026 (Retail Customer)
- Page / section
- Annexure II — salary-package and Rishtey footnote
- Accessed
- 1 Sept 2026
- Confidence
- high
Account typeSalary accountView source
The manually reviewed product name/benefits state: “Salary account”.
- Source
- Police Salary Package — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 12 Aug 2026
- Confidence
- high
Salary requirementSilver ₹10,000–₹25,000; Gold above ₹25,000–₹50,000; Diamond above ₹50,000–₹1 lakh; Platinum above ₹1 lakh–₹2 lakh; Rhodium above ₹2 lakhView source
The manually reviewed product name/benefits state: “Silver ₹10,000–₹25,000; Gold above ₹25,000–₹50,000; Diamond above ₹50,000–₹1 lakh; Platinum above ₹1 lakh–₹2 lakh; Rhodium above ₹2 lakh”.
- Source
- Police Salary Package — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 12 Aug 2026
- Confidence
- high
ATM limitsZero-balance account with unlimited SBI ATM transactionsView source
The manually reviewed product name/benefits state: “Zero-balance account with unlimited transactions”.
- Source
- Police Salary Package — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 12 Aug 2026
- Confidence
- high
Benefits and features
- Zero-balance account with unlimited transactions
- Salary-based regular tiers plus a salary-independent Homeguard variant
- Conditional accident, air-accident and group-life maxima
- Generic loan, locker, sweep, transaction and family-account benefits
Eligibility
- Central Armed Police Forces and Railway Protection Force are excluded because routes them to separate packages.
- Silver-Homeguard is only for Homeguard volunteers or jawans who are not regular government employees.
- Benefits may vary by state and must be confirmed with the home branch or employer.
- Group-life cover requires a department MOU, data sharing and insurer addition.
- More than three consecutive months without salary credit causes conversion to normal savings and withdrawal of package benefits.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Proof of salary
- Proof of employment
- Police Salary Package conversion form
Related official documents
Revision in ATM/ADWM Transaction Service Chargesofficial-service-charge-notice · current · accessed 25 Sept 2026
↗Revised IMPS Transaction Charges On Or After 15.02.2026 (Retail Customer)official-service-charge-document · current · accessed 1 Sept 2026
↗Savings Bank Deposits interest ratesofficial-rate-table · current · accessed 11 Aug 2026
↗SBI Service Charges — account facilities and concessionsofficial-service-charge-pdf · current · accessed 29 Aug 2026
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