Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeBusiness current accountView source

positions Silver for businesses, professionals and traders handling bulk cash transactions.

Source: Silver Current Account
Page / section: Features
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

Monthly average balance₹50,000View source

The page publishes a ₹50,000 .

Source: Silver Current Account
Page / section: Features / Charges
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

Cheque and cash-deposit allowance150 free multicity cheque leaves per month; cash deposits free up to 30 times the previous month's MAB, capped at ₹25 lakh per monthEffective 1 Mar 2026View source

The revised monthly cash-deposit allowance is effective 1 March 2026.

Source: Silver Current Account
Page / section: Features / Charges
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

MAB non-maintenance charge₹1,000 + GST per monthView source

The current Charges tab publishes ₹1,000 plus per month.

Source: Silver Current Account
Page / section: Charges
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

Interest rateNo interest is payable on credit balances in a current account.View source

current-account terms expressly state: no interest is payable on credit balances in Current Accounts.

Source: Current Account — General Terms and Conditions
Page / section: Current Account — Interest on credit balances
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

Salary requirementNot applicable: SBI presents this as a business/current account for the stated tier, startup, escrow, RERA, collection, CSR, trade or interbank use; the account is not conditioned on a salary-credit threshold.View source

business catalogue classifies these variants as current accounts and separately identifies salary-account products under Personal Banking; the reviewed business pages publish account-tier or business-use conditions rather than salary thresholds.

Source: business current-account catalogue
Page / section: Current Account, Premium Current Account and Value Based Current Accounts
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

ATM / cash-withdrawal limitsHome-branch cash withdrawals are unlimited each month; non-home-branch cash withdrawals are free up to ₹2,00,000 per day.Effective 6 May 2026View source

The comparison table lists unlimited home-branch monthly withdrawal and ₹2 lakh non-home-branch daily withdrawal for Silver Current Account.

Source: Compare Current Accounts — complete comparison page
Page / section: Free Cash Withdrawal Limit — Home Branch and Non-Home Branch
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

Other-bank ATM/ADWM chargesNo free other-bank ATM/ADWM transactions are published for current accounts; each cash withdrawal costs ₹23 + GST and each non-financial transaction costs ₹11 + GST. SBI says the reimbursement current account linked to a Salary Package remains free.Effective 1 Dec 2025View source

The current-account row lists NIL free transactions and ₹23 plus cash/₹11 plus non-financial charges; it preserves a salary-package reimbursement exception.

Source: Revision in /ADWM Transaction Service Charges
Page / section: Page 2 — current accounts at other-bank /ADWMs
Accessed: 1 Sept 2026
Confidence: high

Open official source ↗

Benefits and features

Corporate internet banking
Free branch and digital and
20 free demand drafts per month
150 free multicity cheque leaves per month

Eligibility

Designed for businesses, professionals and traders subject to current-account onboarding rules.

Passing a listed condition does not mean the bank will approve an application.

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableFeatureChoose column

Monthly average balance · Regular₹5,000five thousand rupees

This value is copied from current-account comparison — complete published rows. Check the table notes before relying on it.

Source: Compare Current Accounts — complete comparison page · Key Features of Current Account Product Variants — complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 17 rows · 8 columnsSBI current-account comparison — complete published rowsAll rows shown on SBI's current comparison page for Regular through Rhodium accounts, including operational, merchant, payment and MAB-charge values.View tableHide table

Scroll sideways to view every column

SBI current-account comparison — complete published rows
Feature	Regular	Silver	Gold	Diamond	Platinum	Palladium	Rhodium
Monthly average balance	₹5,000	₹50,000	₹1,00,000	₹5,00,000	₹10,00,000	₹25,00,000	₹50,00,000
Free cash deposit — total monthly	100× previous-month ; maximum ₹5,00,000	30× previous-month ; maximum ₹25,00,000	15× previous-month ; maximum ₹1,00,00,000	15× previous-month ; maximum ₹2,50,00,000	15× previous-month ; maximum ₹5,00,00,000	15× previous-month ; maximum ₹8,00,00,000	12× previous-month ; maximum ₹15,00,00,000
Free cash deposit — non-home branch daily	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹10,00,000
Free cash withdrawal — home branch monthly	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Free cash withdrawal — non-home branch daily	₹2,00,000	₹2,00,000	₹2,00,000	₹5,00,000	₹5,00,000	₹5,00,000	₹5,00,000
Free cheque leaves	50 per month	150 per month	300 per month	700 per month	1,500 per month	1,500 per month	5,000 per month
//Sound Box installation	As per card rates	Free	Free	Free	Free	Free	Free
Merchant monthly service charges	As per card rates	As per card rates	Free	Free	Free	Free	Free
//Sound Box rental	As per card rates	50% concession when monthly transactions exceed ₹50,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine	Free when monthly transactions are at least ₹2,00,000 per machine
Discounted machines	—	1	1	2	4	6	8
Domestic credit-card	As per card rates	As per card rates	1.60%	1.40%	1.20%	1.10%	1.00%
Domestic credit-card transaction cap per month/account	—	—	₹2,00,000	₹6,00,000	₹16,00,000	₹24,00,000	₹40,00,000
Cash-management e-Collections	As per card rates	As per card rates	As per card rates	25% discount on card rate	75% discount on card rate	100% discount on card rate	100% discount on card rate
Bulk payments / liquidity management	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates	As per card rates
/ through branch	As per card rates	As per card rates	Unlimited free	Unlimited free	Unlimited free	Unlimited free	Unlimited free
Demand drafts — home branch	As per card rates	20 free per month	50 free per month	Unlimited free	Unlimited free	Unlimited free	Unlimited free
non-maintenance charge	₹500 + /month	₹1,000 + /month	₹2,000 + /month	₹4,000 + /month if <50%; ₹2,000 + /month if ≥50%	₹8,000 + /month if <50%; ₹4,000 + /month if ≥50%	₹15,000 + /month if <50%; ₹8,000 + /month if ≥50%	₹25,000 + /month if <50%; ₹15,000 + /month if ≥50%

Cash-deposit allowances include cash deposited through CDM/ADWM/GCC and home/non-home branches as stated in footnote. Card-rate values are left as publishes them; no amount has been inferred.

Compare Current Accounts — complete comparison page · Key Features of Current Account Product Variants — complete table · effective 6 May 2026 · accessed 29 Aug 2026Open official source ↗

Table 2 · 5 rows · 4 columnsSBI other-bank ATM/ADWM allowance and chargesCurrent rows from SBI's 1 December 2025 notice. GST is added where the notice says plus GST.View tableHide table

Scroll sideways to view every column

SBI other-bank ATM/ADWM allowance and charges
Account group	Free monthly transactions	Cash withdrawal after allowance	Non-financial transaction after allowance
Salary Package savings accounts — all variants	10 combined financial/non-financial	₹23 +	₹11 +
Current accounts — personal and business	None	₹23 + per transaction	₹11 + per transaction
accounts	First four cash withdrawals; digital transactions excluded	Existing charge after four; amount not restated in this notice	Not applicable to the four-cash-withdrawal rule
accounts	Unlimited other-bank transactions	Free	Not separately stated
Cardless cash withdrawal at or other-bank /ADWM	Unlimited until further notice	Free	Free

/ADWM charges for debit-card holders are unchanged by this notice.
The reimbursement current account of a Salary Package remains free.
The branch-channel notice effective 1 October 2026 separately sets ₹15 + for each cash withdrawal above four per month.

Revision in /ADWM Transaction Service Charges · Pages 1-2 — all account-group rows and exceptions · effective 1 Dec 2025 · accessed 1 Sept 2026Open official source ↗

Related products

SBI Basic Savings Bank Deposit Account

basic savings account with nil minimum balance, no upper balance limit, a free Basic RuPay card and tightly limited withdrawal channels.

View product

SBI Basic Saving Bank Deposit Account — Branch Channel

branch-channel basic savings account with nil balance requirements, unrestricted deposits, a free annual cheque book and specified no-charge basic services.

View product

SBI Basic Savings Bank Deposit Small Account

A relaxed- small savings account for adults without officially valid documents, with strict balance, credit, debit and lifecycle limits until full is completed.

View product

SBI Central Armed Police Salary Package

A zero-balance salary-account package for personnel of specified Central Armed Police Forces, with rank tiers, force-specific insurance evidence and a pension variant.

View product

SBI Silver Current Account

What the official sources publish

Benefits and features

Eligibility

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

Related products

SBI Basic Savings Bank Deposit Account

SBI Basic Saving Bank Deposit Account — Branch Channel

SBI Basic Savings Bank Deposit Small Account

SBI Central Armed Police Salary Package

Silver Current Account