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Equity Trading 4-in-1 Account

A coordinated savings, , demat and trading bundle for online equity and investing, with banking and services paired with Securities' demat and trading accounts.

Service typeIPO application serviceFeesPIS approval ₹500 + GST; PIS AMC free in year one then ₹900 + GST from year two; SBI CAPSEC demat/trading opening ₹1,000 + GST (NRI Regular) or ₹500 + GST (NRI Wealth); demat AMC free in year one then ₹600 + GST (Regular) or ₹300 + GST (Wealth); brokerage 0.60% + GST (Regular) or 0.50% + GST (Wealth).EligibilityThe published 4-in-1 bundle uses NRE savings and NRE PIS accounts and is intended for eligible NRI investors using the repatriation route.; SBI and SBI CAPSEC state that they do not solicit NRIs residing in the US, UK, Canada or Japan; jurisdiction, tax and reporting requirements must be checked before applying.; Investment values can fall, and product, securities, repatriation and tax rules must be verified for each transaction.
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Equity Trading 4-in-1 Account

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: The published 4-in-1 bundle uses NRE savings and NRE PIS accounts and is intended for eligible NRI investors using the repatriation route?

Published source: Eligibility

2Do you meet this requirement: SBI and SBI CAPSEC state that they do not solicit NRIs residing in the US, UK, Canada or Japan?

Published source: Eligibility

3Do you meet this requirement: jurisdiction, tax and reporting requirements must be checked before applying?

Published source: Eligibility

4Do you meet this requirement: Investment values can fall, and product, securities, repatriation and tax rules must be verified for each transaction?

Published source: Eligibility

5Do you meet this requirement: Eligible NRIs seeking repatriable online equity and IPO investing through an SBI NRE relationship and SBI Securities?

Published source: Customer type

6Document checkDo you have this required document or proof: Completed NRE savings application if an SBI NRE savings account is not already held, completed NRE PIS application, and completed SBI Securities NRI demat/trading application?

Published source: Eligibility

7Document checkDo you have at least one of these required documents: Passport-size photograph, PAN card, valid passport, valid visa or resident permit, tax-identification proof, and OCI/PIO card where applicable for a foreign-passport holder?

Published source: Eligibility

8Document checkDo you have this required document or proof: Indian and overseas address proofs; accepted evidence and recency rules depend on the document type?

Published source: Eligibility

9Document checkDo you have this required document or proof: Latest three months' NRE/NRO bank statements as applicable?

Published source: Eligibility
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✓ Manually checked 11 Aug 2026 · active
Offered byState Bank of India

Application through the Securities Central Desk or an home branch in India; page states that and CAPSEC do not solicit this service from residing in the , , Canada or Japan

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

4-in-1 componentsNRE savings account, NRE Portfolio Investment Scheme account, NRE demat account and NRE trading accountView source
explicitly lists the four linked accounts that make up its 4-in-1 equity-trading arrangement.
Source
Equity Trading
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Equity Trading for
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Investment accessOnline investment in equities and IPOsView source
The product introduction describes online equity and investing through the bundled relationship.
Source
Equity Trading
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Equity Trading for
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Permissible PIS creditsInward remittances to NRE or FCNR(B), transfers from other NRE or FCNR(B) accounts, after-tax proceeds of eligible repatriation-basis PIS sales, and dividends or other investment incomeView source
The Features tab lists the published inward-remittance, /(B) transfer, eligible sale-proceeds and income credit routes.
Source
Equity Trading
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Features — permissible credits
Accessed
11 Aug 2026
Confidence
high
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Permissible PIS debitsOutward remittance of income or dividends, purchase of eligible shares or convertible debentures on a repatriation basis through a registered broker, and applicable chargesView source
The Features tab lists outward remittance, qualifying market purchases and account charges as permissible debits.
Source
Equity Trading
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Features — permissible debits
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
RepatriabilityPublished as fully repatriable for the NRE PIS route, subject to applicable rules and taxesView source
labels the arrangement fully repatriable; the same page instructs customers to evaluate repatriability and tax obligations for each investment.
Source
Equity Trading
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Features
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
SBI Securities account-opening charge₹1,000 + GST for NRI Regular; ₹500 + GST for NRI WealthEffective 1 May 2024View source
The current fee table, headed effective 1 May 2024, publishes the Regular and Wealth account-opening charges plus .
Source
Securities Open Demat Account
Page / section
Fee Structure
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
PIS / RBI approval fee₹500 + GST for an NRE PIS accountEffective 1 May 2024View source
The fee table states ₹500 plus for the / approval item and marks it applicable only to accounts.
Source
Securities Open Demat Account
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Fee Structure
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
PIS annual maintenanceFirst year free; ₹900 + GST from the second year onward for both Regular and WealthEffective 1 May 2024View source
The fee table shows no in year one and ₹900 plus from year two for both plan tiers.
Source
Securities Open Demat Account
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Fee Structure
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Demat annual maintenanceFirst year free; from the second year ₹600 + GST for Regular or ₹300 + GST for WealthEffective 1 May 2024View source
The current table publishes the first-year waiver and the two second-year-onward maintenance amounts.
Source
Securities Open Demat Account
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Fee Structure
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Cash-market delivery brokerage0.60% for Regular or 0.50% for Wealth, plus GST and applicable transaction charges and taxesEffective 1 May 2024View source
Charge Structure publishes 0.60% plus for Regular and 0.50% plus for Wealth. The linked Securities tariff form notes applicable transaction charges and taxes in addition.
Source
Equity Trading
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Charge Structure
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Application routeSubmit the NRE savings form if needed, NRE PIS form and SBI Securities demat/trading application with supporting documents to the SBI Securities Central NRI Desk or an SBI home branchView source
The How To Apply tab identifies the three applications and the Central Desk or existing home branch submission routes.
Source
Equity Trading
Page / section
How To Apply
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
PIS KYC for existing customersFresh KYC documents are not required for the PIS account when the applicant already has an existing KYC-compliant SBI NRE savings account; SBI Securities demat/trading KYC still appliesView source
states the -specific fresh- waiver for an existing -compliant savings customer. The separately linked securities form contains demat and trading requirements.
Source
Equity Trading
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How To Apply
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Country solicitation restrictionSBI and SBI CAPSEC state that they do not solicit this investment service from NRIs residing in the US, UK, Canada or Japan; unsolicited applicants are told to obtain tax and financial adviceView source
The page's disclaimer names the four countries, says the service may be available on an unsolicited basis, and recommends tax or financial advice regarding reporting and liabilities.
Source
Equity Trading
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Disclaimer
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Transaction-reporting fee schedulePer contract number on net transaction amount: up to ₹10,000, ₹50; ₹10,001-₹50,000, ₹45; ₹50,001-₹2 lakh, ₹40; ₹2,00,001-₹5 lakh, ₹35; above ₹5 lakh-up to ₹10 lakh, ₹30; above ₹10 lakh, ₹25. Aggregated trades use the highest applicable value tier. Fees are independent of demat, trading and broker charges.View source
All six amount bands, boundary values, aggregation rule and fee-independence note are retained; obvious printed comma-placement errors are normalised without changing thresholds.
Source
Account Opening Application
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Fee schedule — transaction reporting
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
PIS account charges and balanceAnnual PIS maintenance ₹1,000 plus GST; one-time PIS approval ₹750 plus GST; minimum monthly average balance ₹3,000.View source
All recurring, approval and balance amounts are retained.
Source
Account Opening Application
Page / section
Fee schedule and account conditions
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
NRI trading-plan tariffsNRI Regular: opening ₹1,000 plus GST, first-year DP AMC free then ₹600; cash-delivery brokerage 0.60%; futures 0.05% delivery and 0.03% intraday per leg; options ₹50/lot; currency futures 0.03% delivery and 0.015% intraday per leg; currency options ₹30 delivery and ₹20 intraday per leg; minimum ₹0.05 cash and ₹0.01 futures. NRI Wealth: opening ₹500 plus GST, first-year DP AMC free then ₹300; cash delivery 0.50%; futures 0.05%/0.03%; options ₹50/lot; currency futures 0.03%/0.02%; currency options ₹30/₹20. The form separately states intraday, e-margin and derivatives are not allowed for NRI clients, so those generic tariff rows are disclosed but not presented as available facilities.View source
Every Regular and Wealth brokerage row, minimum and the conflicting restriction are retained.
Source
Securities Demat and Trading Account Application — Version 2025-26
Page / section
Pages 20-22 — tariff sheets and restrictions
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
NRI advance-brokerage plansAdvance ₹3,000: complimentary delivery turnover up to ₹10 lakh, then 0.50%; ₹5,000: up to ₹15 lakh, then 0.40%; ₹10,000: up to ₹20 lakh, then 0.30%; ₹25,000: up to ₹50 lakh, then 0.20%. DP AMC is ₹600 from year one and minimum brokerage is ₹0.01.View source
All four plan payments, turnover allowances, post-allowance rates, and minimum brokerage are retained.
Source
Securities Demat and Trading Account Application — Version 2025-26
Page / section
Tariff sheet — advance brokerage plans
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
NRI depository transaction tariffNRI DP AMC paid in advance: ₹600 plus GST from year one; standard NRI ₹600 from year two; Wealth ₹300 from year two; closure nil. Market debit through POA/DDPI or internet: 0.01% of value, minimum ₹21 and maximum ₹300; branch debit 0.04%, minimum ₹30 and maximum ₹50,000, plus ₹10 per ISIN for late instructions. Buy/off-market receipt nil; failed instruction ₹10; dematerialisation ₹35 plus ₹5 per certificate; rematerialisation ₹35 plus ₹10 per 100 securities or part, or ₹10 per certificate, whichever is higher; pledge creation/closure 0.02%, minimum ₹25, plus depository charge; margin pledge creation/closure ₹15 per ISIN per transaction; NDU creation/closure 0.02%, minimum ₹50; courier statement ₹30, email statement nil.View source
Every activity, channel, percentage, minimum, maximum, per-certificate/ rule and nil charge is retained.
Source
Securities Demat and Trading Account Application — Version 2025-26
Page / section
Pages 20-23 — depository tariff
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
NRI demat operational charges and noticesCheque, direct-debit or ECS dishonour ₹100; restoration of services ₹250 after at least three working days; tariff revisions require 30 days' notice. Research-analyst fees are capped at ₹1,51,000 per year per family excluding statutory charges; cash payment is prohibited and advance duration remains subject to SEBI rules.View source
All monetary charges, waiting/notice periods and research-fee restrictions in the closing schedules are retained.
Source
Securities Demat and Trading Account Application — Version 2025-26
Page / section
Pages 22-25 — operational and research-analyst terms
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
FeesPIS approval ₹500 + GST; PIS AMC free in year one then ₹900 + GST from year two; SBI CAPSEC demat/trading opening ₹1,000 + GST (NRI Regular) or ₹500 + GST (NRI Wealth); demat AMC free in year one then ₹600 + GST (Regular) or ₹300 + GST (Wealth); brokerage 0.60% + GST (Regular) or 0.50% + GST (Wealth).View source
publishes the , demat/trading opening, and brokerage amounts on the charge-structure section.
Source
Equity Trading for
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Charge Structure for Equity Trading for
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
ChannelsOnline equity and IPO trading through the SBI/SBI CAPSEC 4-in-1 route; account-opening applications sent to SBI Securities Central NRI Desk or an existing SBI home branch in India.View source
The page describes online trading and directs applications to the Central Desk or home branch.
Source
Equity Trading for
Page / section
4-in-1 account and opening instructions
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
AvailabilityApplication through the SBI Securities Central NRI Desk or an SBI home branch in India; SBI's page states that SBI and SBI CAPSEC do not solicit this service from NRIs residing in the US, UK, Canada or JapanView source
The manually reviewed product record states: “Application through the Securities Central Desk or an home branch in India; page states that and CAPSEC do not solicit this service from residing in the , , Canada or Japan”.
Source
Equity Trading 4-in-1 Account — official product page
Page / section
Published product metadata
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
EligibilityThe published 4-in-1 bundle uses NRE savings and NRE PIS accounts and is intended for eligible NRI investors using the repatriation route.; SBI and SBI CAPSEC state that they do not solicit NRIs residing in the US, UK, Canada or Japan; jurisdiction, tax and reporting requirements must be checked before applying.; Investment values can fall, and product, securities, repatriation and tax rules must be verified for each transaction.View source
The manually reviewed product record states: “The published 4-in-1 bundle uses savings and accounts and is intended for eligible investors using the repatriation route.; and CAPSEC state that they do not solicit residing in the , , Canada or Japan; jurisdiction, tax and reporting requirements must be checked before applying.; Investment values can fall, and product, securities, repatriation and tax rules must be verified for each transaction.”.
Source
Equity Trading 4-in-1 Account — official product page
Page / section
Published product metadata
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Customer typeEligible NRIs seeking repatriable online equity and IPO investing through an SBI NRE relationship and SBI SecuritiesView source
The manually reviewed product record states: “Eligible seeking repatriable online equity and investing through an relationship and Securities”.
Source
Equity Trading 4-in-1 Account — official product page
Page / section
Published product metadata
Accessed
11 Aug 2026
Confidence
high
Open official source ↗
Service typeIPO application serviceView source
The manually reviewed product record states: “ Equity Trading 4-in-1 Account”.
Source
Equity Trading 4-in-1 Account — official product page
Page / section
Published product metadata
Accessed
11 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • One coordinated banking, , demat and trading relationship
  • Online access to Indian equities and
  • Published Regular and Wealth account, maintenance and brokerage tiers

Eligibility

  • The published 4-in-1 bundle uses savings and accounts and is intended for eligible investors using the repatriation route.
  • and CAPSEC state that they do not solicit residing in the , , Canada or Japan; jurisdiction, tax and reporting requirements must be checked before applying.
  • Investment values can fall, and product, securities, repatriation and tax rules must be verified for each transaction.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed savings application if an savings account is not already held, completed application, and completed Securities demat/trading application
  • Passport-size photograph, card, valid passport, valid visa or resident permit, tax-identification proof, and / card where applicable for a foreign-passport holder
  • Indian and overseas address proofs; accepted evidence and recency rules depend on the document type
  • Latest three months' / bank statements as applicable
  • Self-attested copies with originals for verification, or qualifying attestation when originals are not produced; the linked forms publish special overseas-attestation rules
  • For Merchant Navy or seafarer applicants: mariner declaration or certified CDC, with the latest contract letter accepted as foreign-address proof

Related official documents

SBI PIS Account Opening Applicationofficial-application-form · current · accessed 26 Aug 2026
↗
SBI Equity Trading for NRIsofficial-product-page · current · accessed 29 Aug 2026
↗
SBI Securities NRI Demat and Trading Account Application — Version 2025-26official-application-and-tariff-form · current · accessed 11 Aug 2026
↗

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Eligible investments · Published conditionShares of Indian companies and convertible debentures in the secondary market, purchased and sold through a registered broker on a recognized stock exchange; delivery is required.

This value is copied from — investment scope and operating conditions. Check the table notes before relying on it.

Source: Account Opening Application · Pages 1–13 — overview, application and declarations Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 2 columnsSBI NRE PIS — investment scope and operating conditionsScope, limits and operating rules from the current linked 13-page PIS application form.View tableHide table

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SBI NRE PIS — investment scope and operating conditions
TopicPublished condition
Eligible investmentsShares of Indian companies and convertible debentures in the secondary market, purchased and sold through a registered broker on a recognized stock exchange; delivery is required.
Issuer-level limit repatriation-basis holding through up to 5% of an Indian company's paid-up capital or the paid-up value of each debenture series, within overall permissible limits.
FundingInward foreign-exchange remittance through normal banking channels or funds held in an /(B) account in India.
Account structureSeparate account mapped to the savings account; the account captures purchase and sale proceeds and reports transactions to .
Single-bank rule cannot maintain multiple accounts with different banks; a transfer from another bank requires closure and a no-objection certificate.
Contract notesOriginal purchase and sale contract notes must reach the designated branch within the printed 24/48-hour window after execution.
Prohibited tradingNo non-delivery, intraday, speculative, short-selling or same-day square-off transactions; cautioned/banned scrips require -compliant handling.
account useNo cheque book, /debit card or third-party transactions on the savings account; only permitted credits/debits and trade settlement are routed.
Minimum average balance₹3,000 minimum monthly average balance.
Securities formAll shares are to be held in dematerialised form; inter-demat or third-party transfers through the route are not permitted.
Attachment checklistValid passport, matching /name, Indian/foreign address pages, valid visa, local residency proof, first/co-holder address proof, photographs with signature across, nominee/guardian photographs where applicable and copy; embassy/consulate attestation where required.
Account Opening Application · Pages 1–13 — overview, application and declarations · accessed 26 Aug 2026Open official source ↗
Table 2 · 10 rows · 2 columnsSBI NRE PIS — schedule of chargesBank-side PIS charges printed on the current application form; broker demat/trading charges are separate.View tableHide table

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SBI NRE PIS — schedule of charges
Charge / trade-value bandPublished amount
Annual account maintenance₹1,000 + per year
/ approval₹750 + one time
₹1–₹10,000 net contract value0.50% bank commission
₹10,001–₹50,000 net contract value0.45% bank commission
₹50,001–₹2,00,000 net contract value0.40% bank commission
₹2,00,001–₹5,00,000 net contract value0.35% bank commission
Printed band 50.30%; the source prints the lower bound as 5,00,0001 — preserved verbatim pending confirmation
Printed band 60.25%; the source prints the lower bound as 10,00,0001 and Beyond — preserved verbatim pending confirmation
Aggregation ruleFor multiple lower-value transactions aggregated into a higher net contract amount, the rate for the highest trade value applies to that contract note.
Separate charges charges are independent of demat-account, trading/transaction and other broker charges.
  • The form's two final lower-bound values are typographically malformed. They are deliberately not normalized or guessed.
Account Opening Application · Page 2 — Schedule of Charges for Account · accessed 26 Aug 2026Open official source ↗
Table 3 · 14 rows · 2 columnsSBICAP Securities NRI demat service chargesDepository charges printed in the 2025–26 NRI KYC and trading application.View tableHide table

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SBICAP Securities NRI demat service charges
ServicePublished charge
— Advanced Brokerage Plans₹600 + from the first year
— NRI1 Plans₹600 + from the second year
— (Wealth) Plans₹300 + from the second year
Account closureNil
On-market/off-market debit with /DDPI or internet0.01% of value; minimum ₹21, maximum ₹300 per
Branch instruction0.04%; minimum ₹30, maximum ₹50,000; late submission adds ₹10 per
Failed instruction₹10 per failed instruction
Dematerialisation₹35 per request form + ₹5 per certificate
Rematerialisation₹35 per request + ₹10 per 100 securities/part, or ₹10 per certificate, whichever is higher
Pledge request0.02% of value or minimum ₹25, plus / charges
NDU0.02% of value or minimum ₹50
Courier statement₹30; email statement nil
Dishonoured cheque/direct debit₹100
Service resumption₹250; services resume after a minimum of 3 working days once dues are recovered
Securities Demat and Trading Account Application — Version 2025-26 · Page 8 — Depository Service Charges · effective 1 Apr 2025 · accessed 26 Aug 2026Open official source ↗
Table 4 · 8 rows · 2 columnsSBICAP Securities NRI brokerage plansAccount-opening charges, DP AMC and brokerage schedules printed in the application.View tableHide table

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SBICAP Securities NRI brokerage plans
Plan / segmentPublished charge or benefit
NRI1 plan₹1,000 + opening; first year free, then ₹600 + ; cash delivery 0.60%; minimum ₹0.05; transaction brokerage 0.60% +
(Wealth) plan₹500 + opening; first year free, then ₹300 + ; cash delivery 0.50%; minimum ₹0.05; transaction brokerage 0.50% +
OIOP_NRI_3K₹3,000 + opening; complimentary delivery up to ₹10 lakh; ₹600 + from first year; delivery brokerage 0.50%; minimum ₹0.01
OIOP_NRI_5K₹5,000 + opening; complimentary delivery up to ₹15 lakh; ₹600 + from first year; delivery brokerage 0.40%; minimum ₹0.01
OIOP_NRI_10K₹10,000 + opening; complimentary delivery up to ₹20 lakh; ₹600 + from first year; delivery brokerage 0.30%; minimum ₹0.01
OIOP_NRI_25K₹25,000 + opening; complimentary delivery up to ₹50 lakh; ₹600 + from first year; delivery brokerage 0.20%; minimum ₹0.01
restrictionsIntraday and E-Margin/MTF are not allowed for customers; the sheet says SSL does not provide derivatives trading to
profilePassport/ and address, visa/residency, , tax-residence/ and attested documents as applicable; overseas officials of scheduled commercial banks may attest documents
Securities Demat and Trading Account Application — Version 2025-26 · Pages 21–24 — account opening, brokerage and restrictions · effective 1 Apr 2025 · accessed 26 Aug 2026Open official source ↗

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