Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSweep-linked current or savings accountView source
publishes one bundled scheme with distinct current- and savings-account operating rules linked to term deposits.
- Source
- Surabhi Current/Savings Account
- Page / section
- Overview / Features
- Accessed
- 13 Aug 2026
- Confidence
- high
Monthly average balanceCurrent account: ₹10,000; savings account: ₹3,000 in metro/
No single normalized balance is stored because account form and branch location change the requirement.
- Source
- Surabhi Current/Savings Account
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- high
Sweep and reverse-sweepWeekly sweep above a ₹1,00,000 threshold into 7-day to 36-month deposits; reverse sweep in ₹10,000 multiples using LIFOView source
Broken deposits earn the applicable card rate for the period held and remain subject to the applicable premature-payment penalty.
- Source
- Surabhi Current/Savings Account
- Page / section
- Operation of Account
- Accessed
- 13 Aug 2026
- Confidence
- high
Interest rateNo interest is payable on credit balances in a current account.View source
current-account terms expressly state: no interest is payable on credit balances in Current Accounts.
- Source
- Current Account — General Terms and Conditions
- Page / section
- Current Account — Interest on credit balances
- Accessed
- 29 Aug 2026
- Confidence
- high
Salary requirementNot applicable: SBI describes this record as a savings, MACT or resident-foreign-currency account rather than a salary-package account; no salary-credit threshold applies to the product type.View source
personal catalogue identifies these products by savings/deposit or resident-FC account type, not as salary packages; salary-package variants are listed separately in the catalogue.
- Source
- personal savings and deposit account catalogue
- Page / section
- Savings Accounts, account and Resident Foreign Currency (Domestic) Account
- Accessed
- 29 Aug 2026
- Confidence
- high
Debit cardFree business debit card is included for the Surabhi Current Account variant.Effective 30 Jul 2024View source
The booklet lists a free business debit card for Surabhi Current Account.
- Source
- Bouquet of Products and Services — current-account product booklet
- Page / section
- Surabhi Current Account
- Accessed
- 29 Aug 2026
- Confidence
- high
Cheque bookCurrent Account: 50 cheque leaves free in a financial year. Savings Account: first 10 cheque leaves free in a financial year.Effective 28 Aug 2026View source
publishes separate current-account and savings-account cheque-leaf allowances.
- Source
- Surabhi Current/Savings Account — official product page
- Page / section
- Features — cheque leaves
- Accessed
- 29 Aug 2026
- Confidence
- high
Non-maintenance charge₹500 + GST per month when the ₹10,000 current-account MAB is not maintained; the linked Surabhi savings account has no AMB penalty under the published savings-account exemptions.Effective 30 Sept 2025View source
The current-account charge section lists Surabhi with ₹500 + ; the savings section exempts Surabhi and specified savings categories from charges.
- Source
- Service Charges — account facilities and concessions
- Page / section
- Pages 3–5, current-account and savings-account charges
- Accessed
- 29 Aug 2026
- Confidence
- high
Benefits and features
- Automatic weekly sweep of surplus balances
- reverse sweep in ₹10,000 units
- Term-deposit or special-term-deposit rate for the contracted tenure
- Free internet banking
Eligibility
- Current- and savings-account variants have different balance, cash-deposit and cheque rules and should not be treated as one uniform tariff.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
SBI Business Current Accounts — Catalogue, Comparison and Reviewed Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
↗SBI Current Account — General Terms and Conditionsofficial-current-account-terms · current · accessed 29 Aug 2026
↗SBI Bouquet of Products and Services — current-account product bookletofficial-product-booklet · current · accessed 29 Aug 2026
↗SBI personal savings and deposit account catalogueofficial-product-catalogue · current · accessed 29 Aug 2026
↗SBI Service Charges — account facilities and concessionsofficial-service-charge-pdf · current · accessed 29 Aug 2026
↗Surabhi Current/Savings Account — official SBI product pageofficial-product-page · current · accessed 29 Aug 2026
↗SBI Surabhi Current/Savings Accountofficial-product-page · current · accessed 29 Aug 2026
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