Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
InsurerSBI General Insurance Company LimitedView source
General's official catalogue groups these products under Health, Motor and Other Insurance and identifies General as the insurer.
- Source
- General products
- Page / section
- General Products catalogue
- Accessed
- 23 Aug 2026
- Confidence
- high
Premium by cover₹100 for ₹2 lakh cover; ₹200 for ₹4 lakh; ₹500 for ₹10 lakh; ₹1,000 for ₹20 lakh, including applicable service tax as stated on the product pageView source
The official product page publishes the premium against each cover option; the policy wording confirms that selected benefits and schedule terms control liability.
- Source
- General Group Personal Accident Insurance
- Page / section
- Sum Insured
- Accessed
- 21 Aug 2026
- Confidence
- high
Distribution channelYONO SBI appView source
The policy can be selected and purchased in the app under Insurance.
- Source
- Personal Accident Insurance
- Page / section
- Purchase flow
- Accessed
- 21 Aug 2026
- Confidence
- medium
Policy typeGroup personal accident insuranceView source
The official page and disclosure identify a group personal-accident policy.
- Source
- General Group Personal Accident Insurance
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- medium
Accident benefitsAccidental Death and Permanent Total Disability are mandatory. Selectable combinations can also include Permanent Partial Disability and Temporary Total Disability; one accident pays only the largest admissible benefit, subject to the policy sum insured.View source
The wording identifies the mandatory and optional benefits and limits payment when one accident triggers multiple benefits.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B — Coverage
- Accessed
- 24 Aug 2026
- Confidence
- high
InsurerSBI General Insurance Company Limited; IRDAI registration number 144.View source
General Insurance Company Limited; registration number 144.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Policy footer and insurer details
- Accessed
- 21 Aug 2026
- Confidence
- high
UINSBIPAGP11005V011011View source
SBIPAGP11005V011011
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Policy footer
- Accessed
- 21 Aug 2026
- Confidence
- high
Policy basisAvailable on an individual basis through the SBI relationship/distribution channel; SBI and SBI General are separate legal entities and SBI acts as corporate agent for sourcing.View source
Available on an individual basis through the relationship/distribution channel; and General are separate legal entities and acts as corporate agent for sourcing.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Policy footer and official product page
- Accessed
- 21 Aug 2026
- Confidence
- high
Who can buyPermanent Indian resident aged 18 to 65 with an SBI Savings Bank Account or Individual Current Account.View source
Permanent Indian resident aged 18 to 65 with an Savings Bank Account or Individual Current Account.
- Source
- General Group Personal Accident Insurance
- Page / section
- Who Can Buy This Policy?
- Accessed
- 21 Aug 2026
- Confidence
- high
Exit ageNo exit age is stated in the official FAQ; eligibility is currently shown for ages 18–65.View source
No exit age is stated in the official ; eligibility is currently shown for ages 18–65.
- Source
- General Group Personal Accident Insurance
- Page / section
- : Who can take this policy?
- Accessed
- 21 Aug 2026
- Confidence
- high
Waiting periodNo waiting period.View source
No waiting period.
- Source
- General Group Personal Accident Insurance
- Page / section
- : What is the waiting period?
- Accessed
- 21 Aug 2026
- Confidence
- high
Pre-policy medical testNo pre-policy medical test is required.View source
No pre-policy medical test is required.
- Source
- General Group Personal Accident Insurance
- Page / section
- : pre-policy medical tests
- Accessed
- 21 Aug 2026
- Confidence
- high
Coverage combinationsThe page lists five selectable combinations: AD; AD + PTD; AD + PTD + PPD; AD + PTD + PPD + TTD; or PTD + PPD.View source
The page lists five selectable combinations: AD; AD + ; AD + + ; AD + + + ; or + .
- Source
- General Group Personal Accident Insurance
- Page / section
- What’s Covered
- Accessed
- 21 Aug 2026
- Confidence
- high
Mandatory benefitsAccidental Death (AD) and Permanent Total Disability (PTD) are mandatory; other covers are optional if selected in the schedule.View source
Accidental Death (AD) and Permanent Total Disability () are mandatory; other covers are optional if selected in the schedule.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B: Coverage
- Accessed
- 21 Aug 2026
- Confidence
- high
Published sum insured and premiumPublished options include ₹2,00,000 for ₹100 premium, ₹4,00,000 for ₹200, ₹10,00,000 for ₹500 and ₹20,00,000 for ₹1,000; premiums include service tax as applicable.View source
Published options include ₹2,00,000 for ₹100 premium, ₹4,00,000 for ₹200, ₹10,00,000 for ₹500 and ₹20,00,000 for ₹1,000; premiums include service tax as applicable.
- Source
- General Group Personal Accident Insurance
- Page / section
- Sum Insured
- Accessed
- 21 Aug 2026
- Confidence
- high
Liability capThe insurer’s liability for each opted benefit is limited to the sum insured in the policy schedule, and overall liability cannot exceed 100% of the certificate sum insured.View source
The insurer’s liability for each opted benefit is limited to the sum insured in the policy schedule, and overall liability cannot exceed 100% of the certificate sum insured.
- Source
- General Group Personal Accident Insurance
- Page / section
- Sum Insured and Part B: Coverage
- Accessed
- 21 Aug 2026
- Confidence
- high
Multiple-benefit ruleIf one accident gives rise to more than one covered benefit, only the largest admissible benefit is paid. Across claims, the maximum payable for an admissible benefit is restricted to the AD/PTD sum insured.View source
If one accident gives rise to more than one covered benefit, only the largest admissible benefit is paid. Across claims, the maximum payable for an admissible benefit is restricted to the AD/ sum insured.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B: Coverage
- Accessed
- 21 Aug 2026
- Confidence
- high
Accidental DeathThe schedule sum insured is payable when an accidental injury immediately or eventually causes death, provided death occurs within 365 days of the accident; amounts already paid/
The schedule sum insured is payable when an accidental injury immediately or eventually causes death, provided death occurs within 365 days of the accident; amounts already paid/payable for or for the same accident are deducted.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Accidental Death
- Accessed
- 21 Aug 2026
- Confidence
- high
Permanent Total DisabilityPTD requires the disability to continue for 12 consecutive months and be total, continuous and permanent. It means inability to engage in every occupation/
requires the disability to continue for 12 consecutive months and be total, continuous and permanent. It means inability to engage in every occupation/employment for which the person is reasonably qualified; for an unemployed person it means inability to perform usual and customary duties for a person of like age and sex.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Permanent Total Disability
- Accessed
- 21 Aug 2026
- Confidence
- high
PTD loss percentagesThe policy table pays the stated percentage of sum insured: both hands and both feet 100%; sight of both eyes 100%; one hand and one foot 100%; hand/
The policy table pays the stated percentage of sum insured: both hands and both feet 100%; sight of both eyes 100%; one hand and one foot 100%; hand/foot plus sight of one eye 100%; speech and hearing in both ears 100%; either hand or foot 50%; sight of one eye 50%; speech or hearing in both ears 50%; hearing in one ear 25%; thumb and index finger of same hand 25%.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Table of Losses
- Accessed
- 21 Aug 2026
- Confidence
- high
Permanent Partial DisabilityPPD is a permanent physical-function or anatomical loss diagnosed by a medical practitioner; it must continue for 12 consecutive months. Multiple disabilities are added but cannot exceed 100% of the sum insured, and whole-member loss excludes a separate claim for its parts.View source
is a permanent physical-function or anatomical loss diagnosed by a medical practitioner; it must continue for 12 consecutive months. Multiple disabilities are added but cannot exceed 100% of the sum insured, and whole-member loss excludes a separate claim for its parts.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Permanent Partial Disability
- Accessed
- 21 Aug 2026
- Confidence
- high
PPD loss scaleThe policy scale pays: all toes on both feet 20%; great toe 5%; each other toe when more than one is lost 1%; four fingers and thumb of one hand 40%; four fingers 25%; thumb 15%; index finger 10%; middle finger 6%; ring finger 5%; little finger 4%.View source
The policy scale pays: all toes on both feet 20%; great toe 5%; each other toe when more than one is lost 1%; four fingers and thumb of one hand 40%; four fingers 25%; thumb 15%; index finger 10%; middle finger 6%; ring finger 5%; little finger 4%.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Permanent Partial Disability scale
- Accessed
- 21 Aug 2026
- Confidence
- high
Temporary Total DisabilityTTD pays the schedule weekly benefit after the schedule elimination period; disability must begin within 30 days of the accident and the benefit is limited to the schedule maximum and never more than 104 weeks. TTD is unavailable above age 60 or below 18 and later payments are deducted from AD/
pays the schedule weekly benefit after the schedule elimination period; disability must begin within 30 days of the accident and the benefit is limited to the schedule maximum and never more than 104 weeks. is unavailable above age 60 or below 18 and later payments are deducted from AD// for the same accident.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B, Temporary Total Disability
- Accessed
- 21 Aug 2026
- Confidence
- high
Repatriation and funeral expensesAfter an AD claim, expenses for preparing the body for burial/
After an AD claim, expenses for preparing the body for burial/cremation and transporting it to the city of residence are reimbursed up to 1% of AD sum insured, capped at ₹10,000.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Repatriation benefit and funeral expenses
- Accessed
- 21 Aug 2026
- Confidence
- high
Adaptation allowanceAfter an admitted PTD claim, necessary vehicle or home modifications are reimbursed up to 1% of AD sum insured, capped at ₹25,000 per policy period.View source
After an admitted claim, necessary vehicle or home modifications are reimbursed up to 1% of AD sum insured, capped at ₹25,000 per policy period.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Adaptation allowance
- Accessed
- 21 Aug 2026
- Confidence
- high
Family transportation allowanceWhen an indemnifiable death, PTD or PPD injury requires hospital confinement within 12 months and the attending person recommends immediate-family attendance, transport by the most direct licensed common-carrier route is reimbursed up to 1% of AD sum insured, capped at ₹10,000.View source
When an indemnifiable death, or injury requires hospital confinement within 12 months and the attending person recommends immediate-family attendance, transport by the most direct licensed common-carrier route is reimbursed up to 1% of AD sum insured, capped at ₹10,000.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Family transportation allowance
- Accessed
- 21 Aug 2026
- Confidence
- high
Ambulance coverFollowing an admitted AD, PTD, PPD, inpatient accidental-medical, hospital-cash or TTD claim, ambulance transfer from the accident/
Following an admitted AD, , , inpatient accidental-medical, hospital-cash or claim, ambulance transfer from the accident/injury location to a hospital is reimbursed up to 1% of AD sum insured, capped at ₹1,500 per incident.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Ambulance cover
- Accessed
- 21 Aug 2026
- Confidence
- high
Child education cover (published page)The current product page says cover is up to 1% of AD sum insured or ₹20,000, whichever is lower, for the first and second child after an AD or PTD claim.View source
The current product page says cover is up to 1% of AD sum insured or ₹20,000, whichever is lower, for the first and second child after an AD or claim.
- Source
- General Group Personal Accident Insurance
- Page / section
- Highlights, Child Education Cover
- Accessed
- 21 Aug 2026
- Confidence
- high
Child education support (policy wording)The policy wording provides education support for the first and second named children covered in the same policy, annually until the child’s 21st birthday, four continuous years or the end of regular education (whichever is earlier), at 1% of AD sum insured or ₹50,000, whichever is lower.View source
The policy wording and current marketing page show different caps (₹50,000 versus ₹20,000); users should rely on the certificate/schedule and current wording.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Child Education Support
- Accessed
- 21 Aug 2026
- Confidence
- high
Loan protectorAfter an AD or PTD payment, the policy can pay the lower of the scheduled amount or actual loan EMI for the scheduled number of months. The loan must pre-date the policy, be a housing/
After an AD or payment, the policy can pay the lower of the scheduled amount or actual loan for the scheduled number of months. The loan must pre-date the policy, be a housing/car/ education loan from a scheduled commercial bank, and the cover sum insured is 2% of AD sum insured or ₹1,00,000, whichever is lower.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Loan Protector
- Accessed
- 21 Aug 2026
- Confidence
- high
Accidental medical expenses (inpatient)An optional additional cover reimburses reasonable and customary inpatient medical expenses in India for accidental injury, subject to the schedule maximum, benefit period, deductible, pre-existing-disease exclusion and immediate treatment conditions.View source
An optional additional cover reimburses reasonable and customary inpatient medical expenses in India for accidental injury, subject to the schedule maximum, benefit period, deductible, pre-existing-disease exclusion and immediate treatment conditions.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Accidental Medical Expenses – Inpatient
- Accessed
- 21 Aug 2026
- Confidence
- high
Accidental medical expenses (outpatient)An optional additional cover reimburses schedule-limited outpatient medical expenses in India for accidental injury, subject to deductible, benefit period and policy conditions.View source
An optional additional cover reimburses schedule-limited outpatient medical expenses in India for accidental injury, subject to deductible, benefit period and policy conditions.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Accident Hospitalisation (Outpatient)
- Accessed
- 21 Aug 2026
- Confidence
- high
Accident hospital confinement allowanceAn optional daily benefit is payable for medically necessary inpatient confinement due to injury/
An optional daily benefit is payable for medically necessary inpatient confinement due to injury/accident, subject to the schedule daily amount, deductible and in-hospital maximum; a same-injury confinement period resets only after a 45-day separation.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Hospital Confinement Allowance
- Accessed
- 21 Aug 2026
- Confidence
- high
Broken bones coverFor an insured person aged 60 or less, a doctor-certified and imaging-confirmed accident fracture may receive the policy-table percentage of sum insured. Multiple fractures from one accident pay only the largest amount; osteoporosis-related fractures are excluded.View source
For an insured person aged 60 or less, a doctor-certified and imaging-confirmed accident fracture may receive the policy-table percentage of sum insured. Multiple fractures from one accident pay only the largest amount; osteoporosis-related fractures are excluded.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Broken Bones
- Accessed
- 21 Aug 2026
- Confidence
- high
Broken bones scaleThe policy fracture table includes spinal compression fractures 100%, spinous/
The policy fracture table includes spinal compression fractures 100%, spinous/transverse/ pedicle fractures 100%, neurological-damage vertebral fractures 50%, other vertebral fractures 50%; pelvic/ hip ranges of 100%, 50%, 25% and 20%; lower-leg/ skull/ clavicle/ ankle/ elbow/ arm ranges of 100%, 63%, 50%, 30% and 25%; rib/ cheekbone/ coccyx/ jaw/ nose/ toe/ finger ranges of 100%, 76%, 51% and 25%; shoulder blade/ kneecap/ sternum/ hand/ foot 100% or 50%; and named wrist, ankle, coccyx, hand, foot and nasal-bone percentages of 10%, 10%, 5%, 3%, 3% and 3%.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Broken Bones table
- Accessed
- 21 Aug 2026
- Confidence
- high
School books, spectacles and bicycle coverAfter an indemnifiable AD, PTD or PPD claim, expenses for loss of school books/
After an indemnifiable AD, or claim, expenses for loss of school books/spectacles or damage to a school child’s bicycle are reimbursed up to 1% of AD sum insured, capped at ₹1,500 per incident, subject to the listed claim triggers.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, School children property
- Accessed
- 21 Aug 2026
- Confidence
- high
Exam or school fee reimbursementWhen a covered student misses a year because of accidental death, PTD, PPD or inpatient hospitalisation, exam/
When a covered student misses a year because of accidental death, , or inpatient hospitalisation, exam/school fees are reimbursed up to 1% of AD sum insured, capped at ₹2,500 per incident, after the underlying claim conditions are met.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Exam fees / school fees
- Accessed
- 21 Aug 2026
- Confidence
- high
Purchase of bloodActual blood-purchase expenses through a hospital or lawful blood bank may be reimbursed after an admissible AD, PTD, PPD, inpatient medical, hospital-cash or TTD claim, up to 1% of AD sum insured and ₹1,500 per incident.View source
Actual blood-purchase expenses through a hospital or lawful blood bank may be reimbursed after an admissible AD, , , inpatient medical, hospital-cash or claim, up to 1% of AD sum insured and ₹1,500 per incident.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, Purchase of blood
- Accessed
- 21 Aug 2026
- Confidence
- high
Claim notice deadlineWritten notice should be given within 7 days after an actual or potential loss begins, or as soon as reasonably possible and no later than 30 days.View source
Written notice should be given within 7 days after an actual or potential loss begins, or as soon as reasonably possible and no later than 30 days.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part D, Notice of claim/loss
- Accessed
- 21 Aug 2026
- Confidence
- high
Claim evidence deadlineCompleted claim forms and written evidence should be supplied within 30 days of loss; late proof may be accepted where reasonably impossible, but no proof is accepted later than one year after the loss.View source
Completed claim forms and written evidence should be supplied within 30 days of loss; late proof may be accepted where reasonably impossible, but no proof is accepted later than one year after the loss.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part D, Claim forms and evidence
- Accessed
- 21 Aug 2026
- Confidence
- high
Indicative claim documentsDepending on the claim: signed claim form, policy copy, claim intimation, FIR/MLC/spot or inquest panchnama, death certificate, post-mortem report where conducted, final police report, legal-heir affidavit where no nomination, investigation reports, medical/disability certificate, injury photographs, discharge card, education ID, doctor certificate for residence/vehicle and ambulance receipt.View source
Depending on the claim: signed claim form, policy copy, claim intimation, /MLC/spot or inquest panchnama, death certificate, post-mortem report where conducted, final police report, legal-heir affidavit where no nomination, investigation reports, medical/disability certificate, injury photographs, discharge card, education , doctor certificate for residence/vehicle and ambulance receipt.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part D, Claim forms and evidence
- Accessed
- 21 Aug 2026
- Confidence
- high
Settlement payment timelineAfter the insured accepts a settlement offer, payment is due within 7 days; delayed payment attracts interest at 2% above the bank rate.View source
After the insured accepts a settlement offer, payment is due within 7 days; delayed payment attracts interest at 2% above the bank rate.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part D, Payment of claim and penal interest
- Accessed
- 21 Aug 2026
- Confidence
- high
Free-look cancellationFor new individual health policies except tenure below one year, a 30-day free-look period starts when the policy document is received; cancellation without a claim refunds premium after proportionate risk premium, medical-examination and stamp-duty deductions.View source
For new individual health policies except tenure below one year, a 30-day free-look period starts when the policy document is received; cancellation without a claim refunds premium after proportionate risk premium, medical-examination and stamp-duty deductions.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part D, Free Look Period
- Accessed
- 21 Aug 2026
- Confidence
- high
General exclusionsThe policy excludes pre-existing disability/disease complications; suicide or self-inflicted injury; sexually transmitted conditions, mental/nervous disorders, anxiety, stress or depression; AIDS/HIV; military/armed-forces service; alcohol/drug/intoxicant abuse; felony, riot, crime or civil commotion; aircraft operation/learning or non-passenger aviation; war, invasion, rebellion or military usurpation; nuclear/radioactive/biological/chemical contamination; adventure and dangerous sports; childbirth/pregnancy; and wilful illegal acts or resisting arrest.View source
The policy excludes pre-existing disability/disease complications; suicide or self-inflicted injury; sexually transmitted conditions, mental/nervous disorders, anxiety, stress or depression; /; military/armed-forces service; alcohol/drug/intoxicant abuse; felony, riot, crime or civil commotion; aircraft operation/learning or non-passenger aviation; war, invasion, rebellion or military usurpation; nuclear/radioactive/biological/chemical contamination; adventure and dangerous sports; childbirth/pregnancy; and wilful illegal acts or resisting arrest.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Part B exclusions and Part C: General exclusions
- Accessed
- 21 Aug 2026
- Confidence
- high
Medical-cover exclusionsAdditional accidental-medical covers exclude disease/sickness treatment, non-medically-necessary services, routine examinations, elective cosmetic surgery except covered injury, most dental/vision/hearing aids, experimental transplants, child-care investigations/immunisations, non-medical expenses, government-hospital/no-charge services, pregnancy/infertility care, workers’ compensation expenses, alcohol/drug-related expenses, and treatment outside India, subject to wording and schedule.View source
Additional accidental-medical covers exclude disease/sickness treatment, non-medically-necessary services, routine examinations, elective cosmetic surgery except covered injury, most dental/vision/hearing aids, experimental transplants, child-care investigations/immunisations, non-medical expenses, government-hospital/no-charge services, pregnancy/infertility care, workers’ compensation expenses, alcohol/drug-related expenses, and treatment outside India, subject to wording and schedule.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Additional covers, medical exclusions
- Accessed
- 21 Aug 2026
- Confidence
- high
Insurer contactSBI General lists toll-free 18001021111, customer.care@sbigeneral.in and www.sbigeneral.in.View source
General lists toll-free 18001021111, customer.care@sbigeneral.in and www.sbigeneral.in.
- Source
- Group Personal Accident Policy Wording New
- Page / section
- Policy footer
- Accessed
- 21 Aug 2026
- Confidence
- high
Accident cover options₹2 lakh, ₹4 lakh, ₹10 lakh or ₹20 lakhView source
The official product page publishes four paired sum-insured and premium options.
- Source
- General Group Personal Accident Insurance
- Page / section
- Sum Insured
- Accessed
- 21 Aug 2026
- Confidence
- high
Key exclusionsSuicide or self-inflicted injury; HIV/AIDS; military, police or paramilitary service; accidents while under the influence of alcohol, drugs or intoxicants; riot, felony, crime or civil commotion; learning or operating an aircraft; war or nuclear damage; adventure or dangerous sports; childbirth or pregnancy; and wilful participation in an illegal act or resistance to arrest. The policy wording controls the complete list.View source
The official page lists these exclusions and directs customers to the policy wording for the full list; all 13 pages of the linked wording were reviewed in the existing document record.
- Source
- General Group Personal Accident — official product page
- Page / section
- What’s Not Covered; linked policy wording
- Accessed
- 29 Aug 2026
- Confidence
- high
Geographic limitsAccidental Death and Permanent Total Disability are mandatory. Selectable combinations can also include Permanent Partial Disability and Temporary Total Disability; one accident pays only the largest admissible benefit, subject to the policy sum insured.View source
The manually reviewed product record states: “Accidental Death and Permanent Total Disability are mandatory. Selectable combinations can also include Permanent Partial Disability and Temporary Total Disability; one accident pays only the largest admissible benefit, subject to the policy sum insured.”.
- Source
- General Group Personal Accident Insurance — official product page
- Page / section
- Published product metadata
- Accessed
- 21 Aug 2026
- Confidence
- high
Entry ageEntry age 18 to 65View source
The manually reviewed product record states: “Entry age 18 to 65”.
- Source
- General Group Personal Accident Insurance — official product page
- Page / section
- Published product metadata
- Accessed
- 21 Aug 2026
- Confidence
- high
Benefits and features
- Accidental death
- Permanent total disability
- Permanent partial disability
- Temporary total disability
- Child education support
- Repatriation and funeral expenses
- Adaptation allowance
- Family transportation allowance
- Ambulance cover
- Optional medical and accident-support covers
Eligibility
- Permanent Indian resident
- Savings Bank Account or Individual Current Account holder
- Entry age 18 to 65
- No exit age shown in the official
- Some optional benefits have narrower age or schedule conditions
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Signed claim form and policy copy
- Claim intimation
- , MLC, spot report or inquest panchnama, where applicable
- Death certificate and post-mortem report, where applicable
- Final police report or legal-heir affidavit where there is no nomination, where applicable
- Investigation reports and medical or disability certificate
- Injury photographs
- Discharge card, education , doctor certificate for residence or vehicle and ambulance receipt, where relevant
Related official documents
SBI General Group Personal Accident Insurance official product pageofficial-product-page · current · accessed 21 Aug 2026
↗Group Personal Accident Policy Wording Newofficial-policy-wording · current · accessed 21 Aug 2026
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